For sale

$449,900

89 Temple St, Gardner, MA 01440

3beds

1,832sqft

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Single Family Residence

Built in 1935

0.41 Acres Lot

$445,400 Zestimate^®

$246/sqft

$-- HOA

What's special

Established perennial gardensFull laundry roomEat-in kitchenFormal dining roomPartially finished fireplaced basementBeautifully manicured yardCozy tongue-and-groove den

Nestled in a highly desirable neighborhood, this charming home sits on a rare double lot with a beautifully manicured yard, established perennial gardens, and a peaceful tree-lined backdrop for added privacy. The first floor features a large fireplaced living room, a cozy tongue-and-groove den that opens to a bright and sunny 3-season room, an eat-in kitchen, formal dining room, and convenient half bath. Upstairs you'll find 3 spacious bedrooms, a full bath, and exterior access to a unique rooftop deck. Additional highlights include an abundance of closets and plenty of storage space as well as a partially finished fireplaced basement with a full laundry room, walk-out access to the backyard, and direct entry to the garage under. A wonderful combination of comfort, character, and outdoor space in a sought-after location!

4 days

339

5

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1

Primary bedroom

Features: Walk-In Closet(s), Flooring - Hardwood, Cable Hookup
Level: Second

Bedroom 2

Features: Closet, Flooring - Hardwood
Level: Second

Bedroom 3

Features: Closet, Flooring - Hardwood
Level: Second

Bathroom 1

Features: Bathroom - Half, Closet, Flooring - Hardwood, Flooring - Stone/Ceramic Tile
Level: First

Bathroom 2

Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower
Level: Second

Dining room

Features: Flooring - Hardwood
Level: First

Family room

Features: Closet, Flooring - Wall to Wall Carpet, Cable Hookup, Exterior Access
Level: Basement

Kitchen

Features: Flooring - Stone/Ceramic Tile, Cable Hookup, Exterior Access
Level: First

Living room

Features: Closet, Flooring - Hardwood, Window(s) - Picture
Level: First

Heating

Steam, Oil

Cooling

None

Appliances

Included: Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup

Features

Den, Sitting Room
Flooring: Tile, Hardwood, Stone / Slate, Flooring - Hardwood
Doors: Insulated Doors, Storm Door(s)
Windows: Insulated Windows
Basement: Full,Partially Finished,Walk-Out Access,Interior Entry,Garage Access,Concrete
Number of fireplaces: 2
Fireplace features: Living Room

Interior area

Total structure area: 1,832
Total interior livable area: 1,832 sqft
Finished area above ground: 1,832

Property

Parking

Total spaces: 6
Parking features: Under, Garage Door Opener, Storage, Paved Drive, Off Street, Paved
Attached garage spaces: 1
Uncovered spaces: 5

Features

Patio & porch: Deck, Deck - Wood
Exterior features: Deck, Deck - Wood, Rain Gutters
Waterfront features: Lake/Pond, 1/2 to 1 Mile To Beach

Lot

Size: 0.41 Acres
Features: Wooded

Details

Parcel number: M:0R22 B:0014 L:0005,3538308
Zoning: R1

Construction

Type & style

Home type: SingleFamily
Architectural style: Colonial
Property subtype: Single Family Residence

Materials

Frame
Foundation: Concrete Perimeter
Roof: Shingle

Condition

Year built: 1935

Utilities & green energy

Electric: Circuit Breakers
Sewer: Public Sewer
Water: Public
Utilities for property: for Electric Range, for Electric Oven, for Electric Dryer, Washer Hookup

Community & HOA

Community

Features: Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Private School, Public School, University, Sidewalks

HOA

Has HOA: No

Location

Region: Gardner

Financial & listing details

Price per square foot: $246/sqft
Tax assessed value: $354,700
Annual tax amount: $4,884
Date on market: 6/24/2026
Road surface type: Paved

Estimated market value

$445,400

$423,000 - $468,000

$2,575/mo

Price history

Date	Event	Price
6/24/2026	Listed for sale	$449,900+205%$246/sqft
Source: MLS PIN #73540737 Report a problem
9/23/1999	Sold	$147,500$81/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,706 +0.3%	$327,700 +4.7%
2024	$4,690 +2.4%	$312,900 +10.2%
2023	$4,579 +5.4%	$283,900 +21.5%
2022	$4,344 +4.4%	$233,700 +12.5%
2021	$4,162 +3.9%	$207,700 +2.3%
2020	$4,007 +5.4%	$203,000 +7.5%
2019	$3,802 +8.4%	$188,800 +9.1%
2018	$3,507 -1.9%	$173,000 -0.9%
2017	$3,574 +7.8%	$174,500 +7.8%
2016	$3,314 +4.4%	$161,900 +2%
2015	$3,173 +2%	$158,800 -3.6%
2014	$3,110 +0.4%	$164,800 -7.1%
2013	$3,097 +6.5%	$177,400 +1.7%
2012	$2,909 -0.2%	$174,500 -6.2%
2011	$2,916 +2.3%	$186,100 -3%
2010	$2,850 +0.4%	$191,800 -11.7%
2009	$2,840 -0.6%	$217,300 -7.9%
2008	$2,857 -0.1%	$235,900 -3.9%
2007	$2,859 +2.2%	$245,600 +8.1%
2006	$2,797 +6.3%	$227,200 +8.5%
2005	$2,632 +5.4%	$209,400 +52.7%
2004	$2,497 +2.8%	$137,100
2003	$2,429 +4.3%	$137,100 +0.7%
2002	$2,329 +12.5%	$136,100 +26.1%
2000	$2,071	$107,900

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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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