Beautiful 3-bedroom, 2-bathroom pool home with a very large two-car garage, featuring a brand new 2025 roof, full impact windows and doors throughout, and solar panels for a zero electric bill and energy efficiency, located in the heart of Cutler Bay on an expansive 15,050 sq ft lot with a large backyard and private pool perfect for entertaining and outdoor living. This one-story residence offers comfortable living spaces and plenty of room to enjoy the South Florida lifestyle. Ideally located near Whispering Pines Elementary and Cutler Bay Middle School, and within a one-mile proximity to Palmer Trinity School, an independent college preparatory school, as well as nearby parks like Whispering Pines Park and Lakes by the Bay Park. Just minutes from Publix, Target, restaurants, and major highways including US-1 and the Florida Turnpike, providing easy access throughout Miami. A great opportunity to own in one of Cutler Bay’s most desirable neighborhoods.
For sale
Price cut: $10K (4/26)
$790,000
8935 SW 186th Ter, Cutler Bay, FL 33157
3beds
1,300sqft
Single Family Residence
Built in 1961
0.35 Acres Lot
$765,300 Zestimate®
$608/sqft
$-- HOA
What's special
Very large two-car garageLarge backyardOne-story residenceComfortable living spaces
- 118 days |
- 429 |
- 28 |
Zillow last checked:
Listing updated:
Listed by:
Mario Cabrera Benjamin Jr 786-452-4644,
Chez Realty, LLC.,
Amalyn Cabrera 786-915-0497,
Chez Realty, LLC.
Source: MIAMI,MLS#: A11979784
Originating MLS: A-Miami Association of REALTORS
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Family Room
Heating
- Central
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Gas Water Heater, Microwave, Refrigerator
- Laundry: In Garage, Washer/Dryer Hook-Up
Features
- Flooring: Tile
- Doors: High Impact Doors
- Windows: Clear Impact Glass, Complete Impact Glass
Interior area
- Total structure area: 2,300
- Total interior livable area: 1,300 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Stories: 1
- Entry location: First Floor Entry
- Patio & porch: Patio, Screened Porch
- Exterior features: Barbecue, Lighting
- Has private pool: Yes
- Pool features: In Ground, Pool Only
- Fencing: Fenced
- Has view: Yes
- View description: Pool
Lot
- Size: 0.35 Acres
- Features: 1/4 To Less Than 1/2 Acre Lot
Details
- Parcel number: 3660040070310
- Zoning: 2100
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Concrete Block Construction
- Roof: Shingle
Condition
- Year built: 1961
Utilities & green energy
- Sewer: Public Sewer
- Water: Municipal Water
Community & HOA
Community
- Features: Other Subdivision - See Remarks
- Subdivision: Whispering Pines Estates
HOA
- Has HOA: No
Location
- Region: Cutler Bay
Financial & listing details
- Price per square foot: $608/sqft
- Tax assessed value: $612,889
- Annual tax amount: $6,686
- Date on market: 3/11/2026
- Listing terms: All Cash,Conventional,FHA
Estimated market value
$765,300
$727,000 - $804,000
$3,248/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/26/2026 | Price change | $790,000-1.3%$608/sqft |
Source: | ||
| 3/11/2026 | Listed for sale | $800,000+83.1%$615/sqft |
Source: | ||
| 10/28/2019 | Sold | $437,000-2.7%$336/sqft |
Source: | ||
| 8/28/2019 | Pending sale | $449,000$345/sqft |
Source: United Real Estate Miami #A10685760 Report a problem | ||
| 6/5/2019 | Listed for sale | $449,000+38.2%$345/sqft |
Source: United Real Estate Miami #A10685760 Report a problem | ||
| 5/18/2016 | Sold | $325,000-4.4%$250/sqft |
Source: Public Record Report a problem | ||
| 3/12/2016 | Price change | $339,900-2.9%$261/sqft |
Source: Owner Report a problem | ||
| 2/20/2016 | Listed for sale | $349,900+87.1%$269/sqft |
Source: Owner Report a problem | ||
| 2/7/2011 | Sold | $187,000$144/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,966 +2.8% | $386,908 +2.9% |
| 2024 | $6,779 +6.3% | $376,004 +3% |
| 2023 | $6,379 +3.8% | $365,053 +3% |
| 2022 | $6,143 +0.7% | $354,421 +3% |
| 2021 | $6,103 -4.9% | $344,099 +6.4% |
| 2020 | $6,418 +37.5% | $323,395 +19.8% |
| 2019 | $4,667 +4.9% | $269,897 +1.9% |
| 2018 | $4,450 | $264,865 +2.1% |
| 2017 | $4,450 +1.1% | $259,418 +63.4% |
| 2016 | $4,403 -37.3% | $158,740 +0.7% |
| 2015 | $7,020 +162.7% | $157,637 +0.8% |
| 2014 | $2,672 +3.4% | $156,386 +1.5% |
| 2013 | $2,583 | $154,075 +1.7% |
| 2012 | $2,583 -30.3% | $151,500 -10.6% |
| 2011 | $3,707 -4% | $169,516 +2.8% |
| 2010 | $3,860 +106% | $164,890 +44.7% |
| 2009 | $1,874 -8.7% | $113,926 +34% |
| 2007 | $2,052 | $84,999 |
| 2006 | -- | -- |
| 2005 | -- | -- |
| 2004 | $2,049 +6.7% | -- |
| 2003 | $1,920 +3.5% | -- |
| 2002 | $1,856 | -- |
| 2001 | $1,856 | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Whispering Pines Estates
Nearby schools
GreatSchools rating
- 9/10Whispering Pines Elementary SchoolGrades: PK-5Distance: 0.2 mi
- 5/10Cutler Bay MiddleGrades: 6-8Distance: 0.9 mi
- 3/10Miami Southridge Senior High SchoolGrades: 8-12Distance: 2.5 mi
Schools provided by the listing agent
- Elementary: Whispering Pines
Source: MIAMI. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Miami-Dade County
- Cutler Bay
- 33157
- Whispering Pines Estates
- 8935 SW 186th Ter






