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For sale
  • Price cut: $200K (9/23)
    $1,200,000

    895 Ellen Dr, Key Largo, FL 33037

    2beds
    1,410sqft
    : 
    $7,487/mo
    Get pre-qualified
    Single Family Residence
    Built in 1982
    9,583 Square Feet Lot
    $1,130,800 Zestimate®
    $851/sqft
    $-- HOA

    What's special

    Lush private settingOpen airy feelNestled among native treesOversized lotVaulted ceilingsMature tropical landscapingEnclosed downstairs space
    New to the market, this 2 bedroom, 2 bath home offers a rare combination of an oversized lot, 75 feet of boat dockage, mature tropical landscaping, and direct access to the open bay. Nestled among native trees, including an impressive collection of beautiful, well-established Lignumvitae trees, the property offers a lush, private setting that is becoming increasingly difficult to find. The home is a classic Sheffield House, a unique Keys-style frame home constructed above steel columns. Inside, vaulted ceilings create an open, airy feel, while the existing layout offers a comfortable home that is livable as-is with plenty of opportunity to update and make it your own. For the boating enthusiast, the location is exceptional. The canal leads directly to the open bay and the bayside entrance of Adams Cut, providing quick and convenient access to both the bay and ocean. With 75 feet of dockage, there is ample room to accommodate your boat and enjoy the Keys lifestyle right from your backyard. The enclosed downstairs space is non-conforming and offers additional potential for storage, workshop space, or other uses, subject to local regulations. Whether you're looking for a Keys getaway, a full-time residence, or an opportunity to renovate and create your own waterfront retreat, this property offers the location, land, dockage, and character to make it truly special.
    41 days
    913
    64

    Zillow last checked:

    Listing updated:

    Listed by:

    Ashley Lindmar, Realtor 305-394-2815,

    Coldwell Banker Schmitt Islamorada

    Source: FLKMLS,MLS#: 621045MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Cooling
      • Central Air, Ceiling Fans(s)
      Appliances
      • Included: Dishwasher, Refrigerator, Range, Oven, Microwave
      • Laundry: Laundry Room
      Features
      • Sun/Florida Room
      • Flooring: Tile, Carpet
      Interior area
      • Total structure area: 1,410
      • Total interior livable area: 1,410 sqft

      Property

      Features
      • Patio & porch: Screened Patio
      • Exterior features: Storage
      • On waterfront: Yes
      Lot
      • Size: 9,583 Square Feet
      • Dimensions: 75 X 130
      Details
      • Additional structures: Shed(s)
      • Parcel number: 00548200000000
      • Zoning: SF - Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Frame, Combo Construction
      Condition
      • Year built: 1982

      Community & HOA

      Community
      • Subdivision: Twin Lakes (103.0)
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Key Largo

      Financial & listing details

      • Price per square foot: $851/sqft
      • Tax assessed value: $1,170,111
      • Annual tax amount: $3,328
      • Date on market: 8/21/2026
      • Listing terms: No Seller Finance,Cash,Conventional

        Estimated market value

        $1,130,800

        $1.07M - $1.19M

        $4,397/mo

        Price history

        DateEventPrice
        9/23/2026Price change$1,200,000-14.3%$851/sqft
        Source: FLKMLS #621045 Report a problem
        8/21/2026Listed for sale$1,400,000+485.8%$993/sqft
        Source: FLKMLS #621045 Report a problem
        8/28/2000Sold$239,000+28.8%$170/sqft
        Source: FLKMLS #503187 Report a problem
        11/20/1998Sold$185,500$132/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,328 +4.6%$348,820 +2.9%
        2024$3,182 +4.8%$338,990 +3%
        2023$3,036 +5.4%$329,117 +3%
        2022$2,881 -1.1%$319,532 +3%
        2021$2,913 +0.6%$310,226 +1.4%
        2020$2,897 $305,943 +2.3%
        2019$2,897 +1.8%$299,065 +1.9%
        2018$2,846 +0.2%$293,489 +2.1%
        2017$2,841 +2%$287,453 +2.1%
        2016$2,784 -1.2%$281,541 +0.7%
        2015$2,817 $279,584
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33037

        Getting around

        17 / 100
        Car-Dependent
        64 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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