New to the market, this 2 bedroom, 2 bath home offers a rare combination of an oversized lot, 75 feet of boat dockage, mature tropical landscaping, and direct access to the open bay. Nestled among native trees, including an impressive collection of beautiful, well-established Lignumvitae trees, the property offers a lush, private setting that is becoming increasingly difficult to find.
The home is a classic Sheffield House, a unique Keys-style frame home constructed above steel columns. Inside, vaulted ceilings create an open, airy feel, while the existing layout offers a comfortable home that is livable as-is with plenty of opportunity to update and make it your own.
For the boating enthusiast, the location is exceptional. The canal leads directly to the open bay and the bayside entrance of Adams Cut, providing quick and convenient access to both the bay and ocean. With 75 feet of dockage, there is ample room to accommodate your boat and enjoy the Keys lifestyle right from your backyard.
The enclosed downstairs space is non-conforming and offers additional potential for storage, workshop space, or other uses, subject to local regulations.
Whether you're looking for a Keys getaway, a full-time residence, or an opportunity to renovate and create your own waterfront retreat, this property offers the location, land, dockage, and character to make it truly special.
For sale
Price cut: $200K (9/23)
$1,200,000
895 Ellen Dr, Key Largo, FL 33037
2beds
1,410sqft
Single Family Residence
Built in 1982
9,583 Square Feet Lot
$1,130,800 Zestimate®
$851/sqft
$-- HOA
What's special
Lush private settingOpen airy feelNestled among native treesOversized lotVaulted ceilingsMature tropical landscapingEnclosed downstairs space
- 41 days
- 913
- 64
Zillow last checked:
Listing updated:
Listed by:
Ashley Lindmar, Realtor 305-394-2815,
Coldwell Banker Schmitt Islamorada
Source: FLKMLS,MLS#: 621045
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Central Air, Ceiling Fans(s)
Appliances
- Included: Dishwasher, Refrigerator, Range, Oven, Microwave
- Laundry: Laundry Room
Features
- Sun/Florida Room
- Flooring: Tile, Carpet
Interior area
- Total structure area: 1,410
- Total interior livable area: 1,410 sqft
Property
Features
- Patio & porch: Screened Patio
- Exterior features: Storage
- On waterfront: Yes
Lot
- Size: 9,583 Square Feet
- Dimensions: 75 X 130
Details
- Additional structures: Shed(s)
- Parcel number: 00548200000000
- Zoning: SF - Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Frame, Combo Construction
Condition
- Year built: 1982
Community & HOA
Community
- Subdivision: Twin Lakes (103.0)
HOA
- Has HOA: No
- Services included: None
Location
- Region: Key Largo
Financial & listing details
- Price per square foot: $851/sqft
- Tax assessed value: $1,170,111
- Annual tax amount: $3,328
- Date on market: 8/21/2026
- Listing terms: No Seller Finance,Cash,Conventional
Estimated market value
$1,130,800
$1.07M - $1.19M
$4,397/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/23/2026 | Price change | $1,200,000-14.3%$851/sqft |
Source: | ||
| 8/21/2026 | Listed for sale | $1,400,000+485.8%$993/sqft |
Source: | ||
| 8/28/2000 | Sold | $239,000+28.8%$170/sqft |
Source: | ||
| 11/20/1998 | Sold | $185,500$132/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,328 +4.6% | $348,820 +2.9% |
| 2024 | $3,182 +4.8% | $338,990 +3% |
| 2023 | $3,036 +5.4% | $329,117 +3% |
| 2022 | $2,881 -1.1% | $319,532 +3% |
| 2021 | $2,913 +0.6% | $310,226 +1.4% |
| 2020 | $2,897 | $305,943 +2.3% |
| 2019 | $2,897 +1.8% | $299,065 +1.9% |
| 2018 | $2,846 +0.2% | $293,489 +2.1% |
| 2017 | $2,841 +2% | $287,453 +2.1% |
| 2016 | $2,784 -1.2% | $281,541 +0.7% |
| 2015 | $2,817 | $279,584 |
Find assessor info on the county website
Monthly payment
Est. payment






