This home offers a great layout and 420 Sq. Ft. of Lanai space that truly brings the outdoors in! Click on the photos to discover the keeping room at the entry complimented by an 'office', a separate family room, formal dining area, and a split-bedroom plan with a Large En-Suite Primary that has a serene view of the tree lined backyard. The home is in an enviable location within the beautiful, gated golf course community of Emerald Bay as it's elevated and there is no flood insurance required. The owner has taken very good care of the property. So...If you are looking to invest in a well-cared for home that has tremendous upside potential and a low HOA Fee...you need not look any further
Sold for $592,250
$592,250
895 Emerald Bay Dr, Destin, FL 32541
3beds
2,269sqft
Single Family Residence
Built in 1996
8,712 Square Feet Lot
$592,200 Zestimate®
$261/sqft
$3,459 Estimated rent
Home value
$592,200
$557,000 - $634,000
$3,459/mo
Zestimate® history
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$3,791/mo
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List your homeWhat's special
Tree lined backyardSeparate family roomSplit-bedroom planFormal dining area
Zillow last checked:
Listing updated:
Listed by:
Laurie Hollowell Team 850-269-1369,
Keller Williams Realty Destin,
Robert J Meeker 850-240-8682,
Keller Williams Realty Destin
Bought with:
Lawson W Craft, 3449760
LPT Realty LLC
Source: ECAOR,MLS#: 985343
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
- Area: 247 Square Feet
- Dimensions: 19 x 13
Bedroom
- Level: First
- Area: 121 Square Feet
- Dimensions: 11 x 11
Bedroom
- Level: First
- Area: 182 Square Feet
- Dimensions: 14 x 13
Dining room
- Level: First
- Area: 154 Square Feet
- Dimensions: 14 x 11
Family room
- Level: First
- Area: 294 Square Feet
- Dimensions: 21 x 14
Kitchen
- Level: First
- Area: 208 Square Feet
- Dimensions: 16 x 13
Living room
- Level: First
- Area: 224 Square Feet
- Dimensions: 16 x 14
Office
- Level: First
- Area: 120 Square Feet
- Dimensions: 12 x 10
Heating
- Central, Natural Gas
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Cooktop, Dishwasher, Disposal, Range Hood, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Crown Molding, Vaulted Ceiling(s), Tray Ceiling(s), Split Bedroom, Wet Bar
- Flooring: Tile, Carpet
- Doors: Storm Door(s)
- Windows: Double Pane Windows, Storm Window(s), Plantation Shutters, Window Treatments, Bay Window(s)
- Attic: Pull Down Stairs
- Has fireplace: Yes
- Furnished: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,269
- Total interior livable area: 2,269 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Stories: 1
- Patio & porch: Covered, Porch, Screened
- Exterior features: Lawn Pump, Sprinkler System
Lot
- Size: 8,712 Square Feet
- Dimensions: 115 x 80 x 102 x 81
- Features: Easements, Interior Lot, Level, Within 1/2 Mile to Water
Details
- Parcel number: 002S22102A000W0020
- Lease amount: $0
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Stucco
- Roof: Slate
Condition
- Construction Complete
- New construction: No
- Year built: 1996
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Community Room, Gated, Golf, Picnic Area, Pool, Tennis Court(s)
- Security: Smoke Detector(s)
- Subdivision: EMERALD BAY PH 1-B
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Management, Recreational Faclty
Location
- Region: Destin
Financial & listing details
- Price per square foot: $261/sqft
- Tax assessed value: $609,955
- Annual tax amount: $2,896
- Date on market: 9/15/2025
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 5/8/2026 | Sold | $592,250-1.1%$261/sqft |
Source:  ECAOR #985343 Report a problem | ||
| 3/6/2026 | Pending sale | $599,000$264/sqft |
Source: ECAOR #985343 Report a problem | ||
| 2/25/2026 | Price change | $599,000-2.6%$264/sqft |
Source: ECAOR #985343 Report a problem | ||
| 1/31/2026 | Price change | $615,000-4.5%$271/sqft |
Source: ECAOR #985343 Report a problem | ||
| 11/17/2025 | Price change | $644,000-2.3%$284/sqft |
Source: ECAOR #985343 Report a problem | ||
| 9/15/2025 | Listed for sale | $659,000$290/sqft |
Source: ECAOR #985343 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,896 +2.5% | $317,277 +3% |
| 2023 | $2,827 +0.7% | $308,036 +3% |
| 2022 | $2,808 -0.1% | $299,064 +3% |
| 2021 | $2,811 +0.7% | $290,353 +1.4% |
| 2020 | $2,791 +1% | $286,344 +2.3% |
| 2019 | $2,763 +0.7% | $279,906 +1.9% |
| 2018 | $2,743 | $274,687 +2.1% |
| 2017 | $2,743 +0.3% | $269,037 +2.1% |
| 2016 | $2,733 +2.8% | $263,503 +0.7% |
| 2015 | $2,659 -2.4% | $261,671 +2.1% |
| 2014 | $2,726 | $256,320 +1.5% |
| 2013 | -- | $252,532 +1.7% |
| 2012 | -- | $248,311 -1.6% |
| 2011 | -- | $252,473 +1.5% |
| 2010 | -- | $248,742 +2.7% |
| 2009 | -- | $242,203 +0.1% |
| 2008 | -- | $241,961 +1.1% |
| 2007 | -- | $239,367 +8.6% |
| 2006 | -- | $220,444 +3% |
| 2005 | -- | $214,023 +3% |
| 2004 | -- | $207,789 +1.9% |
| 2003 | -- | $203,915 +2.4% |
| 2002 | -- | $199,136 +1.6% |
| 2001 | -- | $196,000 |
Find assessor info on the county website
Neighborhood: 32541
Nearby homes
- $891,1003 bd2 ba2.1k sqft911 Emerald Bay Dr, Destin, FL 32541Off Market
- $850,0005 bd4 ba3.9k sqft877 Emerald Bay Dr, Destin, FL 32541Sold
- $844,1004 bd3 ba3k sqft33 Bethany Bay, Destin, FL 32541Off Market
- $1,340,0005 bd4 ba3.3k sqft894 Emerald Bay Dr, Destin, FL 32541Sold
- $724,0003 bd2 ba2.1k sqft927 Emerald Bay Dr, Destin, FL 32541For Sale
- $786,5004 bd3 ba2.5k sqft876 Emerald Bay Dr, Destin, FL 32541Off Market
- $1,250,0004 bd4 ba3.7k sqft910 Emerald Bay Dr, Destin, FL 32541Sold
- $875,0003 bd2 ba2.3k sqft35 Bethany Bay, Destin, FL 32541Sold
Nearby schools
GreatSchools rating
- 9/10Destin Middle SchoolGrades: 5-8Distance: 1.5 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 14.4 mi
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 5.5 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Destin
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Florida
- Okaloosa County
- Destin
- 32541
- 895 Emerald Bay Dr
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