Nestled in nature, this charming rustic waterfront retreat is just the place to call home sweet home or home away from home if you're searching for a turn-key private retreat to enjoy some rest and relaxation. Located just a short drive from both downtown Blue Ridge and Blairsville, you'll appreciate easy access to major travel routes that offer amenities galore at your fingertips. Upon arrival you'll notice the soothing sounds of Galloway Branch. The sparkling waters help create the perfect atmosphere to wash all your cares away! The sounds and scenes of the great outdoors can be enjoyed by the water or from the two levels of outdoor living on the home. The main level offers a screened deck along with an uncovered space to enjoy a little extra sunlight, and the terrace level boasts its own covered outdoor lounging area. Indoors you'll immediately recognize the warmth of the natural materials and natural light ushering in the windows. The blend of wood, stone, drywall, and tile all work together to create a cozy feel throughout. The main level features the kitchen, dining area, living room, primary suite, and half bath, and the terrace level features a secondary living room, two bedrooms, two bathrooms, and additional flex space with a variety of potential uses – office, hobby room, etc. Other highlights include a fenced area off the main level, terrace level carport, sliding barn door, double vanity, two tiled showers one complete with soaking tub, updated fixtures & finishes throughout, stainless appliances, and, best of all, it is fully furnished and just awaiting you!
Active
Price cut: $500 (6/23)
$409,000
90 Hay Ln, Morganton, GA 30560
3beds
2,016sqft
Residential
Built in 1998
1.15 Acres Lot
$-- Zestimate®
$203/sqft
$-- HOA
What's special
- 233 days |
- 566 |
- 50 |
Zillow last checked:
Listing updated:
Listed by:
Kristy Baugh 706-455-0315,
Ansley Real Estate Christie's Int. Real Estate
Source: NGBOR,MLS#: 420183
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- Partial bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Living Room, Kitchen, Laundry, Great Room, Office
Primary bedroom
- Level: Main
Heating
- Central
Cooling
- Central Air, Electric
Appliances
- Included: Refrigerator, Range, Microwave, Dishwasher, Washer, Dryer
- Laundry: In Basement, Laundry Room
Features
- Ceiling Fan(s), Sheetrock, Wood, Eat-in Kitchen
- Flooring: Wood, Tile
- Basement: Finished,Full
- Number of fireplaces: 1
- Fireplace features: Ventless, Gas Log
- Furnished: Yes
Interior area
- Total structure area: 2,016
- Total interior livable area: 2,016 sqft
Video & virtual tour
Property
Parking
- Parking features: Carport, Driveway, Gravel
- Has carport: Yes
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Screened, Front Porch, Deck, Covered, Open
- Exterior features: Private Yard
- Fencing: Fenced
- Has view: Yes
- View description: Year Round, Creek/Stream, Trees/Woods
- Has water view: Yes
- Water view: Creek/Stream
- Waterfront features: Creek Access
- Body of water: Galloway Branch
- Frontage type: Road,Branch
Lot
- Size: 1.15 Acres
- Topography: Level,Sloping,Flood Plain,Rolling,Steep,Wooded
Details
- Parcel number: 0024 122B1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,Cabin,Country
- Property subtype: Residential
Materials
- Frame, Wood Siding
- Roof: Metal
Condition
- Resale
- New construction: No
- Year built: 1998
Utilities & green energy
- Sewer: Septic Tank
- Water: Shared Well
Community & HOA
Location
- Region: Morganton
Financial & listing details
- Price per square foot: $203/sqft
- Tax assessed value: $318,556
- Annual tax amount: $1,156
- Date on market: 11/10/2025
- Road surface type: Gravel
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/23/2026 | Price change | $409,000-0.1%$203/sqft |
Source: | ||
| 5/20/2026 | Price change | $409,500-0.1%$203/sqft |
Source: | ||
| 4/16/2026 | Price change | $409,8000%$203/sqft |
Source: | ||
| 2/16/2026 | Price change | $409,9000%$203/sqft |
Source: | ||
| 12/30/2025 | Price change | $410,000-1.2%$203/sqft |
Source: NGBOR #420183 Report a problem | ||
| 11/19/2025 | Listed for sale | $415,000$206/sqft |
Source: NGBOR #420183 Report a problem | ||
| 11/18/2025 | Pending sale | $415,000$206/sqft |
Source: NGBOR #420183 Report a problem | ||
| 4/23/2025 | Listed for sale | $415,000+84.4%$206/sqft |
Source: NGBOR #415069 Report a problem | ||
| 3/27/2020 | Sold | $225,000-4.2%$112/sqft |
Source: NGBOR #295392 Report a problem | ||
| 3/6/2020 | Pending sale | $234,900$117/sqft |
Source: REMAX Town & Country - BR Appalachian #295392 Report a problem | ||
| 2/21/2020 | Price change | $234,900+4.9%$117/sqft |
Source: REMAX Town & Country - BR Appalachian #295392 Report a problem | ||
| 7/13/2018 | Price change | $224,000-0.4%$111/sqft |
Source: Coldwell Banker High Country Realty #275072 Report a problem | ||
| 6/30/2018 | Listed for sale | $224,900+67.8%$112/sqft |
Source: Coldwell Banker High Country Realty #275072 Report a problem | ||
| 8/10/2017 | Sold | $134,000$66/sqft |
Source: NGBOR #265036 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,156 -1% | $127,422 |
| 2024 | $1,168 +10.6% | $127,422 +23.1% |
| 2023 | $1,056 -1.2% | $103,539 -1.2% |
| 2022 | $1,068 +44.3% | $104,796 +98.5% |
| 2021 | $740 -1.6% | $52,787 |
| 2020 | $752 -1.9% | $52,787 |
| 2019 | $767 +2.6% | $52,787 +8.8% |
| 2018 | $748 | $48,531 +6.2% |
| 2017 | $748 +19.4% | $45,706 +14% |
| 2016 | $626 | $40,084 -2.2% |
| 2015 | $626 -5.9% | $40,969 -4.2% |
| 2014 | $665 -3% | $42,766 +20.3% |
| 2013 | $686 | $35,545 |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 30560
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 5/10East Fannin Elementary SchoolGrades: PK-5Distance: 3.2 mi
- 7/10Fannin County Middle SchoolGrades: 6-8Distance: 6.4 mi
- 5/10Fannin County High SchoolGrades: 9-12Distance: 8.2 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Georgia
- Fannin County
- Morganton
- 30560
- 90 Hay Ln





