This property is available on a rent-to-own basis. Rent to Own this home Only $4000 down Rent: $900 SALE PRICE: $99,000 --Put your Tax return to good use! --We'll help you restore your credit and get you qualified for a mortgage loan. --You can move into your home without qualifying with banks. --Down Payment assistance available From the moment you open the front door, you will be amazed with the meticulous care that this home boasts! Home comes fully furnished! WHAT IS RENT TO OWN? Rent To Own is a purchase contract combined with a rental agreement. Giving you time to qualify for a mortgage, while living in the home you are purchasing. The purchase contract has an extended closing date, typically 1-2 years. During this time you make monthly rental payments, while working with our Mortgage Broker and Credit Repair Specialist to get you approved for a mortgage to purchase the home. Our properties are not Section 8 approved. WHAT IF I HAVE BAD CREDIT? HM Help STL helps people that have been denied mortgage approval for the purchase of a home or those who otherwise thought it wasn't possible for them. Our team of professionals will help you restore your credit and find you the right mortgage program with the most competitive rates. WHAT DO I NEED TO DO? We require that everyone complete a Background check application ($50 per adult or $60 per married couple) and it will not affect your credit. You will need to have money to put down as a non-refundable option deposit. WHAT IS A NON-REFUNDABLE OPTION DEPOSIT? A non-refundable option deposit is required on all Rent To Own homes. A non-refundable option deposit serves 3 purposes: 1/ An option deposit is directly applied to the price of the home, reducing the loan amount needed at the time of purchase. 2/ Much like earnest money in a traditional home purchase, money is put down as commitment to purchasing the home. 3/ Often times we get multiple offers on a home, a larger option deposit makes your offer more attractive.
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