*Ask about seller paid contributions for a 2-1 buy down to improve rate!* Welcome to your serene sanctuary in the heart of Horseshoe Bay! This charming and low-maintenance 2-bedroom, 2.5-bath, 2-car garage cottage offers a beautiful place to call home in one of the Hill Country's most desirable communities. Set on a premium wide, flat lot just under half an acre, the property strikes the perfect balance of tranquility, comfort, and convenience-ideal as a full-time residence or a lock-and-leave retreat. Mature trees frame the home, and panoramic Hill Country and golf course views create a stunning natural backdrop. The timeless exterior features a clay tile roof and elegant stucco and stone masonry on all four sides. Inside, you'll find a bright, open layout with soaring vaulted ceilings and abundant natural light. The living room centers around a dramatic floor-to-ceiling stone fireplace-perfect for cozy evenings. The gourmet kitchen is built for both everyday living and effortless entertaining, complete with granite countertops, a large island, gas cooking, and a pot filler for added convenience. The oversized primary suite captures gorgeous golf course views and features a walk-in closet and spa-like ensuite bath with a walk-in shower, bench seating, and generous storage. A second bedroom with its own private ensuite and a third flexible space for a home office or guest room offer versatile living options. Step outside to a covered back patio with a built-in grill-ideal for outdoor dining, entertaining, or simply relaxing in your peaceful Hill Country setting. Tucked away in a quiet part of this highly sought-after resort community, you'll enjoy a sense of privacy while still being just minutes from Baylor Scott & White Hospital, HEB, and the world-class amenities of Horseshoe Bay Resort-including four championship golf courses. With charm, elegance, and unmatched ease, this home has it all. Schedule your private tour today and start living the Hill Country dream.
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Price Unknown
903 Panorama Pass, Horseshoe Bay, TX 78657
2beds
2,089sqft
Single Family Residence
Built in 2020
0.47 Acres Lot
$447,200 Zestimate®
$--/sqft
$3,498 Estimated rent
Home value
$447,200
Estimated sales range
Not available
$3,498/mo
Zestimate® history
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Zillow last checked:
Listing updated:
Listed by:
Nicholas Insalata TREC #672284 (210) 870-9170,
Nick Insalata, Broker
Source: LERA MLS,MLS#: 1945829
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: Walk-In Closet(s), Ceiling Fan(s), Full Bath
- Area: 315
- Dimensions: 21 x 15
Bedroom 2
- Area: 143
- Dimensions: 13 x 11
Primary bathroom
- Features: Shower Only, Single Vanity
- Area: 63
- Dimensions: 9 x 7
Kitchen
- Area: 154
- Dimensions: 14 x 11
Living room
- Area: 221
- Dimensions: 17 x 13
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Microwave, Gas Cooktop, Dishwasher, Gas Water Heater
- Laundry: Laundry Closet, Main Level, Lower Level, Laundry Room, Washer Hookup, Dryer Connection
Features
- One Living Area, Kitchen Island, Secondary Bedroom Down, 1st Floor Lvl/No Steps, High Ceilings, Open Floorplan, All Bedrooms Downstairs, Walk-In Closet(s), Master Downstairs, Ceiling Fan(s)
- Flooring: Carpet, Painted/Stained
- Windows: Double Pane Windows, Window Coverings
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: One, Living Room, Gas Starter
Interior area
- Total interior livable area: 2,089 sqft
Property
Parking
- Total spaces: 2
- Parking features: Two Car Garage, Detached
- Garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered
- Exterior features: Gas Grill, Sprinkler System
- Pool features: None
- Fencing: Partial
- Has view: Yes
- View description: County VIew
Lot
- Size: 0.47 Acres
- Features: 1/4 - 1/2 Acre, Level
- Residential vegetation: Mature Trees, Mature Trees (ext feat)
Details
- Parcel number: 1065000220830
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- 4 Sides Masonry, Stucco
- Foundation: Slab
- Roof: Tile,Clay
Condition
- Pre-Owned
- New construction: No
- Year built: 2020
Details
- Builder name: Arnold & Welch
Utilities & green energy
- Electric: Pedernales
- Gas: 4-T Propane
- Sewer: Septic, Septic
- Water: Horseshoe Ba
Community & HOA
Community
- Features: Tennis Court(s), Playground, Jogging Trails, Lake/River Park, Fishing
- Subdivision: Horseshoe Bay
HOA
- Has HOA: Yes
- HOA fee: $722 annually
- HOA name: HORSESHOE BAY POA
Location
- Region: Horseshoe Bay
Financial & listing details
- Tax assessed value: $580,850
- Annual tax amount: $7,655
- Date on market: 3/4/2026
- Cumulative days on market: 89 days
- Listing terms: Conventional,FHA,VA Loan,Cash
- Road surface type: Paved, Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 5/7/2026 | Sold | -- |
Source:  LERA MLS #1945829 Report a problem | ||
| 4/15/2026 | Contingent | $450,000$215/sqft |
Source:  Unlock MLS #5529917 Report a problem | ||
| 10/15/2025 | Price change | $450,000-4.8%$215/sqft |
Source: Unlock MLS #2974419 Report a problem | ||
| 8/21/2025 | Price change | $472,500-0.5%$226/sqft |
Source: Unlock MLS #2974419 Report a problem | ||
| 8/8/2025 | Price change | $475,000-1%$227/sqft |
Source: Unlock MLS #2974419 Report a problem | ||
| 7/31/2025 | Price change | $480,000-1%$230/sqft |
Source: Unlock MLS #2974419 Report a problem | ||
| 6/16/2025 | Price change | $485,000-3%$232/sqft |
Source: Unlock MLS #2974419 Report a problem | ||
| 6/13/2025 | Listed for sale | $499,900$239/sqft |
Source: Unlock MLS #2974419 Report a problem | ||
| 5/21/2025 | Pending sale | $499,900$239/sqft |
Source: Unlock MLS #2974419 Report a problem | ||
| 5/12/2025 | Contingent | $499,900$239/sqft |
Source: Unlock MLS #2974419 Report a problem | ||
| 3/12/2025 | Price change | $499,900-2%$239/sqft |
Source: Unlock MLS #2974419 Report a problem | ||
| 12/13/2024 | Listed for sale | $509,900$244/sqft |
Source:  Realty Austin #8630003 Report a problem | ||
| 12/9/2024 | Contingent | $509,900$244/sqft |
Source: Unlock MLS #8630003 Report a problem | ||
| 11/7/2024 | Price change | $509,900-2.9%$244/sqft |
Source: Unlock MLS #8630003 Report a problem | ||
| 9/4/2024 | Listed for sale | $524,900$251/sqft |
Source: Unlock MLS #8630003 Report a problem | ||
| 7/1/2020 | Sold | -- |
Source:  HLMLS as distributed by MLS GRID #152023 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,773 -7.9% | $580,850 -9.3% |
| 2024 | $8,440 -8.4% | $640,370 -7.2% |
| 2023 | $9,218 +24.7% | $689,740 +42.2% |
| 2022 | $7,391 +28.2% | $484,890 +32.2% |
| 2021 | $5,767 -0.7% | $366,810 +1.9% |
| 2020 | $5,809 | $359,980 +3536.2% |
| 2019 | -- | $9,900 |
| 2018 | $171 | $9,900 +456.2% |
| 2017 | -- | $1,780 +16.3% |
| 2016 | -- | $1,530 -8.9% |
| 2015 | -- | $1,680 +29.2% |
| 2014 | -- | $1,300 -28.6% |
| 2013 | -- | $1,820 -30.3% |
| 2012 | -- | $2,610 |
| 2011 | -- | $2,610 -44.5% |
| 2010 | -- | $4,700 |
| 2009 | -- | $4,700 -45.7% |
| 2008 | -- | $8,650 |
Find assessor info on the county website
Neighborhood: 78657
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Nearby schools
GreatSchools rating
- 4/10Packsaddle Elementary SchoolGrades: PK-5Distance: 10 mi
- 6/10Llano Junior High SchoolGrades: 6-8Distance: 23.4 mi
- 6/10Llano High SchoolGrades: 9-12Distance: 23.7 mi
Schools provided by the listing agent
- Elementary: Packsaddle Elementry
- Middle: Llano
- High: Llano
- District: Llano I.S.D.
Source: LERA MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Texas
- Llano County
- Horseshoe Bay
- 78657
- 903 Panorama Pass
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