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For sale
  • Price cut: $10K (7/18)
    $160,000

    904 Central Ave, Cambridge, MD 21613

    4beds
    1,188sqft
    : 
    $1,202/mo
    Get pre-qualified
    Single Family Residence
    Built in 1940
    3,920 Square Feet Lot
    $157,200 Zestimate®
    $135/sqft
    $-- HOA

    What's special

    Additional closet spaceHalf bathStorage shedFenced backyardOff-street parkingLaundry areaFront porch
    **RECENTLY REDUCED – INVESTOR & RENOVATION OPPORTUNITY!** Bring your vision and finish what has already been started in the heart of Cambridge. With a portion of the renovation work already underway, this property offers an appealing opportunity for investors, flippers, landlords, or buyers looking to build equity through improvements. Recent updates include luxury vinyl plank flooring throughout much of the home and a nearly finished upper level offering flexible space for two bedrooms, or a bedroom with adjoining office/bonus area, plus a half bath and additional closet space. The main level features two bedrooms, living room, laundry area, and a kitchen space ready for renovation. Significant improvements are still needed, including completion of the kitchen and installation of a heat source; natural gas is available. For the right buyer, this is an opportunity to complete the remaining work, add value, and reposition the property for resale, rental income, or personal use. Outside, the property offers a fenced backyard, concrete patio, storage shed, off-street parking, and front porch. Conveniently located just off Race Street and within walking distance of downtown Cambridge, restaurants, shopping, and the waterfront. **Being sold strictly AS-IS. Seller is motivated and ready to make a deal—bring your contractor, your vision, and your offer!** Renovation financing, including FHA 203(k), may be an option for qualified buyers. **Some photos have been virtually staged or virtually enhanced to illustrate the property's potential.**
    155 days
    479
    35

    Zillow last checked:

    Listing updated:

    Listed by:

    Jennifer Benjamin Wingate 443-521-4285,

    Sharon Real Estate P.C. 410-228-2525

    Source: Bright MLS,MLS#: MDDO2012248MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Rooms
      • Room types: Living Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Bedroom 1, Bathroom 1, Half Bath
      Bedroom 1
      • Features: Flooring - Luxury Vinyl Plank
      • Level: Upper
      • Area: 88 Square Feet
      • Dimensions: 8 X 11
      Bedroom 2
      • Features: Flooring - Luxury Vinyl Plank
      • Level: Upper
      • Area: 110 Square Feet
      • Dimensions: 10 X 11
      Bedroom 3
      • Features: Flooring - Luxury Vinyl Plank, Recessed Lighting
      • Level: Main
      • Area: 135 Square Feet
      • Dimensions: 9 X 15
      Bedroom 4
      • Features: Flooring - Luxury Vinyl Plank, Recessed Lighting
      • Level: Main
      • Area: 117 Square Feet
      • Dimensions: 9 X 13
      Bathroom 1
      • Features: Bathroom - Tub Shower, Flooring - Ceramic Tile, Lighting - Wall sconces
      • Level: Upper
      Half bath
      • Features: Flooring - Luxury Vinyl Plank, Recessed Lighting
      • Level: Main
      Kitchen
      • Features: Kitchen - Electric Cooking, Lighting - Ceiling
      • Level: Upper
      • Area: 165 Square Feet
      • Dimensions: 11 X 15
      Living room
      • Features: Chair Rail, Flooring - Luxury Vinyl Plank
      • Level: Upper
      • Area: 198 Square Feet
      • Dimensions: 11 X 18
      Heating
      • None, Natural Gas Available
      Cooling
      • Window Unit(s), Electric
      Appliances
      • Included: Oven/Range - Gas, Refrigerator, Washer, Dryer, Gas Water Heater
      • Laundry: Main Level
      Features
      • Bathroom - Tub Shower, Floor Plan - Traditional, Recessed Lighting, Dry Wall
      • Flooring: Luxury Vinyl
      • Doors: Storm Door(s)
      • Windows: Storm Window(s), Screens
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 1,188
      • Total interior livable area: 1,188 sqft
      • Finished area above ground: 1,188
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 4
      • Parking features: Gravel, Driveway, Off Street
      • Uncovered spaces: 4
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Patio & porch: Porch
      • Pool features: None
      • Fencing: Chain Link
      Lot
      • Size: 3,920 Square Feet
      • Features: Rear Yard
      Details
      • Additional structures: Above Grade, Below Grade, Outbuilding
      • Parcel number: 1007104340
      • Zoning: C-2
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Bungalow
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Block
      • Roof: Architectural Shingle
      Condition
      • New construction: No
      • Year built: 1940
      • Major remodel year: 2026

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Natural Gas Available, Phone Available, Cable Available, Electricity Available

      Community & HOA

      Community
      • Subdivision: Bayly
      HOA
      • Has HOA: No
      Location
      • Region: Cambridge

      Financial & listing details

      • Price per square foot: $135/sqft
      • Tax assessed value: $73,133
      • Annual tax amount: $1,071
      • Date on market: 5/9/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,FHA 203(k)
      • Inclusions: See Disclosure
      • Exclusions: See Disclosure
      • Ownership: Fee Simple

        Estimated market value

        $157,200

        $149,000 - $165,000

        $1,880/mo

        Price history

        DateEventPrice
        7/18/2026Price change$160,000-5.9%$135/sqft
        Source: Bright MLS #MDDO2012248 Report a problem
        5/9/2026Listed for sale$170,000+70%$143/sqft
        Source: Bright MLS #MDDO2012248 Report a problem
        1/21/2025Sold$100,000-23.1%$84/sqft
        Source: Bright MLS #MDDO2008554 Report a problem
        12/31/2024Pending sale$130,000$109/sqft
        Source: Bright MLS #MDDO2008554 Report a problem
        11/19/2024Listed for sale$130,000$109/sqft
        Source: Bright MLS #MDDO2008554 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,071 +5.9%$57,000 +4.2%
        2024$1,011 +4.4%$54,700 +4.4%
        2023$969 +4.6%$52,400 +4.6%
        2022$926 -1.1%$50,100
        2021$936 -0.9%$50,100
        2020$945 -6%$50,100 -4.9%
        2019$1,005 +83.7%$52,700 +0.1%
        2018$547 +10.1%$52,667 +0.1%
        2017$497 -51.9%$52,633 +0.1%
        2016$1,033 $52,600
        2015$1,033 $52,600
        2014$1,033 $52,600 -6.4%
        2013-- $56,200
        2012-- $56,200
        2011-- $56,200 -30.5%
        2010-- $80,920 +8.9%
        2009-- $74,286 +9.8%
        2008-- $67,653 +10.9%
        2007-- $61,020 +11.3%
        2006-- $54,822 +12.7%
        2005-- $48,626 +14.6%
        2004-- $42,430 +4.6%
        2003-- $40,582 +4.8%
        2002-- $38,736 +5%
        2001-- $36,890
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 21613

        Getting around

        70 / 100
        Very Walkable
        63 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Maple
        • Middle: Mace's Lane
        • High: Cambridge-south Dorchester
        • District: Dorchester County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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