Opportunity awaits in the heart of Cambridge! This partially renovated property offers the chance to complete a project already underway and create a charming primary residence, investment property, or future rental. Recent updates include luxury vinyl plank flooring throughout most of the home and a nearly finished upper level featuring space for two bedrooms, or a single back bedroom and office/entertainment space upon entering the upstairs, a half bath, and additional closet space. The main level offers two bedrooms, a living room, a laundry area, and an existing kitchen space ready for your vision and renovation plans. While the home still requires significant improvements, including a kitchen renovation and installation of a heat source (natural gas is available), the groundwork has been started for the next owner to take it across the finish line. Outside, enjoy a fenced backyard with concrete patio space for grilling and entertaining, storage shed, off-street parking, and a concrete front porch--perfect for relaxing and enjoying peaceful mornings and evenings. Conveniently located just off Race Street and within walking distance to downtown Cambridge, local dining, shops, and the waterfront. Some photos include virtually staged or virtually enhanced images that are clearly labeled as such to help showcase the property’s potential and provide inspiration for future use of the spaces. Being sold strictly AS-IS. Excellent potential for buyers utilizing a renovation loan program, including 203(k) financing. Bring your ideas and unlock the possibilities this property has to offer!
For sale
$170,000
904 Central Ave, Cambridge, MD 21613
4beds
1,188sqft
Single Family Residence
Built in 1940
3,920 Square Feet Lot
$168,600 Zestimate®
$143/sqft
$-- HOA
What's special
Additional closet spaceHalf bathStorage shedFenced backyardOff-street parkingLaundry areaNearly finished upper level
- 63 days |
- 616 |
- 44 |
Zillow last checked:
Listing updated:
Listed by:
Jennifer Benjamin Wingate 410-228-2525,
Sharon Real Estate P.C. 410-228-2525
Source: Bright MLS,MLS#: MDDO2012248
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Rooms
- Room types: Living Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Bedroom 1, Bathroom 1, Half Bath
Bedroom 1
- Features: Flooring - Luxury Vinyl Plank
- Level: Upper
- Area: 88 Square Feet
- Dimensions: 8 X 11
Bedroom 2
- Features: Flooring - Luxury Vinyl Plank
- Level: Upper
- Area: 110 Square Feet
- Dimensions: 10 X 11
Bedroom 3
- Features: Flooring - Luxury Vinyl Plank, Recessed Lighting
- Level: Main
- Area: 135 Square Feet
- Dimensions: 9 X 15
Bedroom 4
- Features: Flooring - Luxury Vinyl Plank, Recessed Lighting
- Level: Main
- Area: 117 Square Feet
- Dimensions: 9 X 13
Bathroom 1
- Features: Bathroom - Tub Shower, Flooring - Ceramic Tile, Lighting - Wall sconces
- Level: Upper
Half bath
- Features: Flooring - Luxury Vinyl Plank, Recessed Lighting
- Level: Main
Kitchen
- Features: Kitchen - Electric Cooking, Lighting - Ceiling
- Level: Upper
- Area: 165 Square Feet
- Dimensions: 11 X 15
Living room
- Features: Chair Rail, Flooring - Luxury Vinyl Plank
- Level: Upper
- Area: 198 Square Feet
- Dimensions: 11 X 18
Heating
- None, Natural Gas Available
Cooling
- Window Unit(s), Electric
Appliances
- Included: Oven/Range - Gas, Refrigerator, Washer, Dryer, Gas Water Heater
- Laundry: Main Level
Features
- Bathroom - Tub Shower, Floor Plan - Traditional, Recessed Lighting, Dry Wall
- Flooring: Luxury Vinyl
- Doors: Storm Door(s)
- Windows: Storm Window(s), Screens
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,188
- Total interior livable area: 1,188 sqft
- Finished area above ground: 1,188
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Gravel, Driveway, Off Street
- Uncovered spaces: 4
Accessibility
- Accessibility features: None
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Porch
- Pool features: None
- Fencing: Chain Link
Lot
- Size: 3,920 Square Feet
- Features: Rear Yard
Details
- Additional structures: Above Grade, Below Grade, Outbuilding
- Parcel number: 1007104340
- Zoning: C-2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Block
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 1940
- Major remodel year: 2026
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Available, Phone Available, Cable Available, Electricity Available
Community & HOA
Community
- Subdivision: Bayly
HOA
- Has HOA: No
Location
- Region: Cambridge
Financial & listing details
- Price per square foot: $143/sqft
- Tax assessed value: $73,133
- Annual tax amount: $1,071
- Date on market: 5/9/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,FHA 203(k)
- Inclusions: See Disclosure
- Exclusions: See Disclosure
- Ownership: Fee Simple
Estimated market value
Zestimate®
$168,600
Estimated sales range
$160,000 - $177,000
Rent Zestimate®
$1,931/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/9/2026 | Listed for sale | $170,000+70%$143/sqft |
Source: | ||
| 1/21/2025 | Sold | $100,000-23.1%$84/sqft |
Source: | ||
| 12/31/2024 | Pending sale | $130,000$109/sqft |
Source: | ||
| 11/19/2024 | Listed for sale | $130,000$109/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,071 +5.9% | $57,000 +4.2% |
| 2024 | $1,011 +4.4% | $54,700 +4.4% |
| 2023 | $969 +4.6% | $52,400 +4.6% |
| 2022 | $926 -1.1% | $50,100 |
| 2021 | $936 -0.9% | $50,100 |
| 2020 | $945 -6% | $50,100 -4.9% |
| 2019 | $1,005 +83.7% | $52,700 +0.1% |
| 2018 | $547 +10.1% | $52,667 +0.1% |
| 2017 | $497 -51.9% | $52,633 +0.1% |
| 2016 | $1,033 | $52,600 |
| 2015 | $1,033 | $52,600 |
| 2014 | $1,033 | $52,600 -6.4% |
| 2013 | -- | $56,200 |
| 2012 | -- | $56,200 |
| 2011 | -- | $56,200 -30.5% |
| 2010 | -- | $80,920 +8.9% |
| 2009 | -- | $74,286 +9.8% |
| 2008 | -- | $67,653 +10.9% |
| 2007 | -- | $61,020 +11.3% |
| 2006 | -- | $54,822 +12.7% |
| 2005 | -- | $48,626 +14.6% |
| 2004 | -- | $42,430 +4.6% |
| 2003 | -- | $40,582 +4.8% |
| 2002 | -- | $38,736 +5% |
| 2001 | -- | $36,890 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 21613
Nearby schools
GreatSchools rating
- 2/10Maple Elementary SchoolGrades: PK-5Distance: 1.6 mi
- 2/10Mace's Lane Middle SchoolGrades: 6-8Distance: 0.7 mi
- 2/10Cambridge-South Dorchester High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- Elementary: Maple
- Middle: Mace's Lane
- High: Cambridge-south Dorchester
- District: Dorchester County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Maryland
- Dorchester County
- Cambridge
- 21613
- 904 Central Ave