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  • Price cut: $12.9K (8/18)
    $437,000

    90520 Island Loop, Sturgeon Lake, MN 55783

    3beds
    1,290sqft
    : 
    $2,765/mo
    Get pre-qualified
    Single Family
    Built in 1980
    0.4 Acres Lot
    $421,000 Zestimate®
    $339/sqft
    $-- HOA

    What's special

    Detached two-car garageOpen-concept living space
    Welcome to Sturgeon Island—a unique opportunity to own 172 feet of sandy shoreline on beautiful Sturgeon Lake, approximately 1½ hours from the Twin Cities. Cross the picturesque covered bridge onto the island and follow the road to this year-round 3-bedroom, 1-bath lake home. The property offers a beautiful mix of mature trees and open lawn, giving you that up-north lake setting with plenty of usable outdoor space. The main level features three bedrooms and open-concept living space, while the walk-out lower level offers additional space and potential for future finishing. There are multiple heat sources including a wood burning stove, baseboard heat, forced air furnace, and in-floor heat in the basement. Whether you envision updating the existing home, expanding the finished living area, or simply enjoying it as your lake getaway, there are plenty of possibilities to make this property your own. From the home, a wood staircase with roughly 25 steps leads you to the lake, where approximately 172 feet of sandy Sturgeon Lake shoreline awaits. A dock and boat lift with canopy are included, and a storage building with power near the water provides convenient space for boating and lake gear. Adding to the versatility of the property is an additional lot directly across the road from the home. This spacious, level area includes a detached two-car garage and a large pole building with an insulated workshop, providing exceptional storage for boats, an RV, recreational equipment, projects, hobbies and all the toys that come with lake living. There is also a garden area and a pond behind the out buildings. Enjoy the unique atmosphere of island living without sacrificing convenience. Sturgeon Island is accessible by road across its charming covered bridge, so there's no need for a boat to reach your property. Spend your days boating, fishing, swimming and enjoying the lake, with plenty of room back at the property for everything that goes along with an active lake lifestyle. This Sturgeon Lake property offers an up-north escape within an easy drive for weekends, extended stays or year-round living. With substantial shoreline, two lots, multiple outbuildings and plenty of potential, 90520 Island Loop is ready for its next chapter.
    25 days
    |
    2,118
    |
    58
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Laurie Miller 612-578-6872,

    Fathom Realty MN, LLC,

    Amy Wollmuth 612-886-4826

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7119221MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      Bedroom
      • Level: Main
      • Area: 130 Square Feet
      • Dimensions: 10x13
      Bedroom 2
      • Level: Main
      • Area: 110 Square Feet
      • Dimensions: 10x11
      Bedroom 3
      • Level: Main
      • Area: 99 Square Feet
      • Dimensions: 9x11
      Dining room
      • Level: Main
      • Area: 72 Square Feet
      • Dimensions: 8x9
      Kitchen
      • Level: Main
      • Area: 126 Square Feet
      • Dimensions: 9x14
      Living room
      • Level: Main
      • Area: 272 Square Feet
      • Dimensions: 16x17
      Study
      • Level: Main
      • Area: 130 Square Feet
      • Dimensions: 10x13
      Utility room
      • Level: Main
      • Area: 187 Square Feet
      • Dimensions: 11x17
      Heating
      • Baseboard, Forced Air, In-Floor Heating, Wood Stove
      Cooling
      • None
      Appliances
      • Included: Microwave, Range, Refrigerator
      Features
      • Basement: Block,Daylight,Partially Finished,Storage Space,Sump Basket,Walk-Out Access
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning Stove
      Interior area
      • Total structure area: 1,960
      • Total interior livable area: 1,290 sqft
      • Finished area above ground: 990
      • Finished area below ground: 300

      Property

      Parking
      • Total spaces: 4
      • Parking features: Detached Garage, Multiple Garages, RV Access/Parking
      • Garage spaces: 4
      • Details: Garage Dimensions (20x22), Garage Dimensions ( 30x45)
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Dock, Lake Front, Lake View
      • Frontage length: Water Frontage: 172
      Lot
      • Size: 0.4 Acres
      • Dimensions: 103 x 120 x 172 x 141, 107 x 190 x 61 x 178
      • Features: Accessible Shoreline, Irregular Lot, Tree Coverage - Medium
      Details
      • Additional structures: Pole Building, Storage Shed
      • Foundation area: 990
      • Parcel number: 0335473000
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Block, Frame
      • Roof: Age Over 8 Years,Asphalt
      Condition
      • New construction: No
      • Year built: 1980

      Utilities & green energy

      • Gas: Electric, Propane, Wood
      • Sewer: Holding Tank
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Sturgeon Island
      HOA
      • Has HOA: No
      Location
      • Region: Sturgeon Lake

      Financial & listing details

      • Price per square foot: $339/sqft
      • Tax assessed value: $413,900
      • Annual tax amount: $3,098
      • Date on market: 7/31/2026
      • Cumulative days on market: 650 days
      • Road surface type: Paved

        Estimated market value

        $421,000

        $400,000 - $442,000

        $1,746/mo

        Price history

        DateEventPrice
        8/18/2026Price change$437,000-2.9%$339/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7119221 Report a problem
        7/31/2026Listed for sale$449,900-1.1%$349/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7119221 Report a problem
        7/7/2026Listing removed$455,000$353/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6775886 Report a problem
        5/5/2026Price change$455,000-4.2%$353/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6775886 Report a problem
        9/6/2025Price change$475,000-3%$368/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6775886 Report a problem
        8/21/2025Listed for sale$489,900+0.2%$380/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6775886 Report a problem
        8/6/2025Listing removed$489,000$379/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6605777 Report a problem
        4/28/2025Price change$489,000-2%$379/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6605777 Report a problem
        11/27/2024Price change$499,000-5.7%$387/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6605777 Report a problem
        10/9/2024Price change$529,000-3.6%$410/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6605777 Report a problem
        9/20/2024Listed for sale$549,000$426/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6605777 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,088 +2.3%$413,900 +6.2%
        2024$3,018 +11.4%$389,700 +1.5%
        2023$2,710 -4.4%$383,900 +25.5%
        2022$2,834 $305,900 +17.2%
        2021-- $261,100 +3.3%
        2020$2,944 -10.2%$252,800 +5.3%
        2019$3,280 -10.2%$240,100 +1.2%
        2017$3,652 -0.2%$237,300
        2016$3,658 +25.7%$237,300 +0.8%
        2014$2,910 -14.4%$235,500 -9%
        2011$3,398 +13.4%$258,700 -3.4%
        2009$2,996 +47%$267,900 +14.4%
        2008$2,038 $234,100
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 55783

        Getting around

        0 / 100
        Car-Dependent
        14 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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