For sale

$169,900

909 E 15th St, Spencer, IA 51301

2beds

880sqft

$1,276/mo

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Single Family Residence

Built in 2002

0.33 Acres Lot

$-- Zestimate^®

$193/sqft

$-- HOA

What's special

Quiet cul-de-sac locationBright natural light throughout

Tucked away on a quiet cul-de-sac, this charming 2-bedroom, 1-bath home offers a great combination of comfort, natural light, and outdoor space! ? Bright, natural light throughout ?? Expansive, deep lot with plenty of room to enjoy ?? Quiet cul-de-sac location ?? Conveniently located near schools ?? Close to parks, recreation, and more Whether you're a first-time buyer, downsizing, or looking for a great investment opportunity, this home is worth a look! Come see all that this Spencer home has to offer! ??

13 days
375
9

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 1
1/4 bathrooms: 1

Heating

Forced Air

Appliances

Included: Electric Water Heater

Features

Basement: None

Interior area

Total structure area: 880
Total interior livable area: 880 sqft
Finished area above ground: 880
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Attached
Attached garage spaces: 2

Features

Levels: One
Stories: 1

Lot

Size: 0.33 Acres
Dimensions: 75' x 155'

Details

Parcel number: 963607232024

Construction

Type & style

Home type: SingleFamily
Architectural style: Other
Property subtype: Single Family Residence
Attached to another structure: Yes

Materials

Vinyl Siding, Frame/Wood

Condition

Year built: 2002

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Connected

Community & HOA

Community

Subdivision: IA

Location

Region: Spencer

Financial & listing details

Price per square foot: $193/sqft
Tax assessed value: $138,440
Annual tax amount: $2,120
Date on market: 8/18/2026
Electric utility on property: Yes

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
8/18/2026	Listed for sale	$169,900$193/sqft
Source: Iowa Great Lakes BOR #261016 Report a problem
5/22/2026	Pending sale	$169,900$193/sqft
Source: Owner Report a problem
5/9/2026	Listed for sale	$169,900$193/sqft
Source: Owner Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,016 +3.5%	$138,440 +9.9%
2024	$1,948 +2.7%	$125,970
2023	$1,896 +2.5%	$125,970 +17%
2022	$1,850 +2.8%	$107,660 +4%
2021	$1,800	$103,480 +8.3%
2020	$1,800 +23%	$95,550
2019	$1,464 +1.5%	$95,550 +19.7%
2018	$1,442	$79,800 -7.3%
2017	$1,442 -10.7%	$86,050
2016	$1,614 +7.7%	$86,050 +7.7%
2015	$1,498	$79,930
2014	$1,498 +5.5%	$79,930
2013	$1,420 +5%	--
2012	$1,352 +6.5%	--
2011	$1,270 +3.8%	--
2010	$1,224 -2.7%	--
2009	$1,258 +5.9%	--
2007	$1,188 +3.7%	--
2005	$1,146	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 51301

Getting around

13 / 100

Car-Dependent

39 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

NA
Fairview Park Elementary School
Grades: 1-2Distance: 0.3 mi
7/10
Spencer Middle School
Grades: 6-8Distance: 0.2 mi
7/10
Spencer High School
Grades: 9-12Distance: 1 mi

Schools provided by the listing agent

District: Spencer

Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.