Welcome to the gated beachside community of El Matador, known for offering some of the most privacy and tranquility of any complex on the island. This charming 1-bedroom, 1-bathroom condo is the perfect retreat for snowbirds, a relaxing vacation home, or a strong rental investment opportunity. Inside, you’ll find a comfortable and inviting space designed for easy coastal living. Step out onto your private balcony overlooking the peaceful courtyard—an ideal spot to enjoy morning coffee, read a book, or unwind after a day at the beach. Residents and guests enjoy a wide range of resort-style amenities designed for both relaxation and recreation. The community features two swimming pools, tennis courts, a basketball court, whirlpools, a sauna, and a state-of-the-art fitness center, creating a true resort-like experience right at home. Beyond the gates, the location offers convenient access to some of the area’s most popular attractions and outdoor adventures. Spend your days enjoying parasailing, wave runners, deep-sea fishing, or visiting the nearby marine life park. You’ll also be just minutes from the area’s finest restaurants, shopping centers, movie theaters, grocery stores, and several renowned professional golf courses. Whether you’re looking for a peaceful coastal getaway or a property with excellent rental potential, this inviting condo offers the perfect blend of comfort, privacy, and location.
For sale
Price cut: $16K (5/12)
$299,000
909 Santa Rosa Blvd Unit 114, Fort Walton Beach, FL 32548
1beds
814sqft
Condominium
Built in 1971
-- sqft lot
$-- Zestimate®
$367/sqft
$909/mo HOA
What's special
Two swimming poolsBasketball courtTennis courtsState-of-the-art fitness centerGated beachside community
- 115 days |
- 430 |
- 16 |
Zillow last checked:
Listing updated:
Listed by:
Amber Jernigan 850-633-9009,
Engel & Volkers Pensacola
Source: PAR,MLS#: 679382
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Level: First
- Area: 165
- Dimensions: 15 x 11
Kitchen
- Level: First
- Area: 115.7
- Dimensions: 13 x 8.9
Living room
- Level: First
- Area: 195
- Dimensions: 15 x 13
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Water Heater
Features
- Ceiling Fan(s), High Speed Internet
- Flooring: Tile, Carpet
- Has basement: No
Interior area
- Total structure area: 814
- Total interior livable area: 814 sqft
Property
Parking
- Parking features: Parking Lot
Features
- Levels: One
- Stories: 1
- Exterior features: Balcony
- Has private pool: Yes
- Pool features: In Ground, Community
- Has view: Yes
- View description: Gulf, Sound, Water
- Has water view: Yes
- Water view: Gulf, Sound, Water
- Waterfront features: Gulf, Beach Access, Beach
Lot
- Size: 10.98 Acres
Details
- Parcel number: 002s24080001140000
- Zoning description: Res Multi
Construction
Type & style
- Home type: Condo
- Architectural style: Spanish
- Property subtype: Condominium
Materials
- Concrete
- Foundation: Slab
- Roof: Flat
Condition
- Resale
- New construction: No
- Year built: 1971
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Features: Elevator, Fitness Center, Game Room, Gated, Tennis Court(s)
- Subdivision: Okaloosa Island
HOA
- Has HOA: Yes
- Services included: Association, Cable TV, Maintenance Grounds, Insurance, Maintenance, Trash, Water/Sewer
- HOA fee: $10,908 annually
Location
- Region: Fort Walton Beach
Financial & listing details
- Price per square foot: $367/sqft
- Tax assessed value: $285,000
- Annual tax amount: $3,771
- Price range: $299K - $299K
- Date on market: 3/16/2026
- Cumulative days on market: 116 days
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/12/2026 | Price change | $299,000-5.1%$367/sqft |
Source:  PAR #679382 Report a problem | ||
| 4/20/2026 | Listing removed | $7,003$9/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/18/2026 | Listed for rent | $7,003+370%$9/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/16/2026 | Listed for sale | $315,000-10%$387/sqft |
Source: PAR #679382 Report a problem | ||
| 7/6/2022 | Sold | $350,000$430/sqft |
Source: Public Record Report a problem | ||
| 4/14/2022 | Pending sale | $350,000$430/sqft |
Source:  ECAOR #889209 Report a problem | ||
| 1/18/2022 | Listed for sale | $350,000+536.4%$430/sqft |
Source: ECAOR #889209 Report a problem | ||
| 10/3/2021 | Listing removed | -- |
Source: Zillow Rental Manager Report a problem | ||
| 9/28/2021 | Price change | $1,490-6.3%$2/sqft |
Source: Zillow Rental Manager Report a problem | ||
| 9/19/2021 | Listed for rent | $1,590+17.8%$2/sqft |
Source: Zillow Rental Manager Report a problem | ||
| 2/25/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 4/9/2020 | Listing removed | $1,350$2/sqft |
Source: Owner Report a problem | ||
| 3/19/2020 | Listed for rent | $1,350+3.8%$2/sqft |
Source: Owner Report a problem | ||
| 3/29/2019 | Listing removed | $1,300$2/sqft |
Source: El Matador Management Company Report a problem | ||
| 3/15/2019 | Listed for rent | $1,300+4%$2/sqft |
Source: El Matador Management Company Report a problem | ||
| 4/25/2018 | Listing removed | $1,250$2/sqft |
Source: El Matador Management Company Report a problem | ||
| 4/17/2018 | Listed for rent | $1,250+4.2%$2/sqft |
Source: El Matador Management Company Report a problem | ||
| 9/12/2015 | Listing removed | $1,200$1/sqft |
Source: El Matador Management Company Report a problem | ||
| 8/13/2015 | Listed for rent | $1,200$1/sqft |
Source: El Matador Management Company Report a problem | ||
| 6/13/2014 | Listing removed | $1,200$1/sqft |
Source: El Matador Management Company Report a problem | ||
| 3/19/2014 | Listed for rent | $1,200$1/sqft |
Source: El Matador Management Company Report a problem | ||
| 4/23/2012 | Sold | $55,000$68/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,771 -0.7% | $285,000 |
| 2023 | $3,799 +27% | $285,000 +7.5% |
| 2022 | $2,991 +23.8% | $265,000 +51.4% |
| 2021 | $2,415 +14.2% | $175,000 +9.4% |
| 2020 | $2,116 +7.5% | $160,000 +10.3% |
| 2019 | $1,968 +4.8% | $145,000 +7.4% |
| 2018 | $1,878 | $135,000 +10.7% |
| 2017 | $1,878 +7.2% | $122,000 +9.9% |
| 2016 | $1,751 +12.3% | $111,000 |
| 2015 | $1,559 -3.1% | $111,000 +3.3% |
| 2014 | $1,609 | $107,500 +5.4% |
| 2013 | -- | $102,000 +2% |
| 2012 | -- | $100,000 -10.7% |
| 2011 | -- | $112,000 -8.2% |
| 2010 | -- | $122,000 -20.3% |
| 2009 | -- | $153,000 -13.1% |
| 2008 | -- | $176,000 -9.7% |
| 2007 | -- | $195,000 -14.5% |
| 2006 | -- | $228,000 +20% |
| 2005 | -- | $190,000 +81% |
| 2004 | -- | $105,000 |
| 2003 | -- | $105,000 +8.2% |
| 2002 | -- | $97,000 +2.1% |
| 2001 | -- | $95,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Okaloosa Island
Nearby schools
GreatSchools rating
- 5/10Elliott Point Elementary SchoolGrades: PK-5Distance: 2.6 mi
- 7/10Max Bruner Junior Middle SchoolGrades: 6-8Distance: 1.3 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 1 mi
Schools provided by the listing agent
- Elementary: Local School In County
- Middle: LOCAL SCHOOL IN COUNTY
- High: Local School In County
Source: PAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Okaloosa County
- Fort Walton Beach
- 32548
- Okaloosa Island
- 909 Santa Rosa Blvd Unit 114
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