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Under contract
    • Listed by: Keller Williams OC Luxury Realty • Martin Mania • Contact: 773-459-3907
    $699,900

    91 Tierra Plano, Rancho Santa Margarita, CA 92688

    2beds
    1,100sqft
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    Condominium
    Built in 1994
    -- sqft lot
    $696,000 Zestimate®
    $636/sqft
    $605/mo HOA

    What's special

    Welcome to the desirable neighborhood of Tierra Montanosa of Rancho Santa Margarita. This beautiful, turnkey end-unit carriage unit condo offers 2 upstairs bedrooms and 2 full bathrooms with an inviting open floor plan, soaring ceilings, and abundant natural light throughout with approximately 1,100 square feet of living space. The spacious living room features a cozy fireplace and opens to a lovely, oversized balcony perfect for relaxing. The modern kitchen is equipped with quartz countertops and stainless-steel appliances. The generous primary suite includes walk-in closet, new dual-sink vanity, and quartz countertops. Other upgrades include dual pane windows, recessed lights, ceiling fans, vinyl flooring, fresh neutral paint, custom bathroom lighting, and more. The attached garage offers direct entry into the home, and a reserved parking space is also included. Enjoy the convenient location within a short walk to Melinda Heights Elementary, O’Neil Regional Park, sports courts, hiking and biking trails, shopping, and dining, within easy reach of Highway 241. Residents enjoy access to a variety of amenities, including resort style swimming pool/spa, Beach Club, play areas, summer concerts, and access to Rancho Santa Margarita Lake. It offers the perfect balance of luxury, convenience, and lifestyle. Don’t miss the chance to make this stunning property your own!
    162 days
    |
    79
    |
    1
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Martin Mania DRE #01799007 714-747-3884,

    Keller Williams OC Luxury Realty

    Source: CRMLS,MLS#: OC26023541MLS LogoOriginating MLS: California Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom
      Bedroom
      • Features: All Bedrooms Up
      Bathroom
      • Features: Bathtub, Dual Sinks, Quartz Counters, Remodeled, Separate Shower
      Kitchen
      • Features: Kitchen/Family Room Combo
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Gas Range, Microwave, Refrigerator
      • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, In Garage
      Features
      • Balcony, High Ceilings, Open Floorplan, Recessed Lighting, Unfurnished, All Bedrooms Up
      • Flooring: Tile, Vinyl
      • Windows: Custom Covering(s), Double Pane Windows
      • Has fireplace: Yes
      • Fireplace features: Family Room
      • Common walls with other units/homes: 1 Common Wall
      Interior area
      • Total interior livable area: 1,100 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Assigned, Direct Access, Garage
      • Attached garage spaces: 1
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: 1
      • Patio & porch: None
      • Pool features: Association
      • Has spa: Yes
      • Spa features: Association
      • Fencing: None
      • Has view: Yes
      • View description: None
      Lot
      • Size: 0.47 Acres
      • Features: Street Level
      Details
      • Parcel number: 93812216
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Traditional
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • Stucco
      • Foundation: Slab
      • Roof: Tile
      Condition
      • Turnkey
      • New construction: No
      • Year built: 1994

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Street Lights, Suburban, Sidewalks
      • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Sport Court, Maintenance Grounds, Insurance, Maintenance Front Yard, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pool, Spa/Hot Tub, Trail(s)
      • HOA fee: $518 monthly
      • HOA name: Tierra Montanosa
      • HOA phone: 949-716-3998
      • Second HOA fee: $87 monthly
      • Second HOA name: Samlarc
      • Second HOA phone: 949-709-0019
      Location
      • Region: Rancho Santa Margarita

      Financial & listing details

      • Price per square foot: $636/sqft
      • Tax assessed value: $403,633
      • Annual tax amount: $4,136
      • Date on market: 2/3/2026
      • Cumulative days on market: 162 days
      • Listing terms: Cash,Cash to New Loan,Conventional,FHA,USDA Loan,VA Loan
      • Road surface type: Paved

        Estimated market value

        $696,000

        $661,000 - $731,000

        $3,203/mo

        Price history

        DateEventPrice
        6/14/2026Listing removed$699,900$636/sqft
        Source: CRMLS #OC26023541 Report a problem
        5/27/2026Price change$699,900-1.4%$636/sqft
        Source: CRMLS #OC26023541 Report a problem
        5/15/2026Price change$710,000-5.2%$645/sqft
        Source: CRMLS #OC26023541 Report a problem
        2/4/2026Listed for sale$749,000+119.6%$681/sqft
        Source: CRMLS #OC26023541 Report a problem
        3/16/2016Sold$341,000-5.3%$310/sqft
        Source: Public Record Report a problem
        12/30/2015Listed for sale$360,000$327/sqft
        Source: REALHome Services and Solutions #IV15248687 Report a problem
        12/30/2015Pending sale$360,000$327/sqft
        Source: REALHome Services and Solutions #IV15248687 Report a problem
        11/19/2015Listed for sale$360,000+12.1%$327/sqft
        Source: REALHome Services and Solutions #IV15248687 Report a problem
        1/5/2015Sold$321,147+3783.3%$292/sqft
        Source: Public Record Report a problem
        8/30/2013Sold$8,270$8/sqft
        Source: Public Record Report a problem
        12/5/2012Sold$8,270-95.2%$8/sqft
        Source: Public Record Report a problem
        8/25/2000Sold$174,000+45%$158/sqft
        Source: Public Record Report a problem
        11/30/1994Sold$120,000$109/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,136 +1.8%$403,633 +2%
        2024$4,062 +2.4%$395,719 +2%
        2023$3,968 +1.7%$387,960 +2%
        2022$3,901 +2.5%$380,353 +2%
        2021$3,805 +0.2%$372,896 +1%
        2020$3,796 $369,073 +2%
        2019$3,796 -8.9%$361,837 +2%
        2018$4,168 -13.5%$354,743 +2%
        2017$4,817 $347,788 -13.3%
        2016$4,817 -15.3%$401,023 +45%
        2015$5,686 +35.1%$276,644 +2%
        2014$4,208 $271,225 +27.4%
        2013-- $212,911 +2%
        2012-- $208,737 +2%
        2011-- $204,645 +0.8%
        2010-- $203,116 -0.2%
        2009-- $203,599 +2%
        2008-- $199,607 +2%
        2007-- $195,694 +2%
        2006-- $191,857 +2%
        2005-- $188,096 +2%
        2004-- $184,408 +1.9%
        2003-- $181,029 +2%
        2002-- $177,480 +2%
        2001$3,022 +29.8%$174,000 +32.7%
        2000$2,328 $131,142
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 92688

        Getting around

        11 / 100
        Car-Dependent
        9 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Melinda Heights
        • Middle: Rancho Santa Margarita
        • High: Trabuco Hills

        Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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