Charming beachfront coastal cottage offering relaxed waterfront living with sweeping Chesapeake Bay views and timeless appeal. Elevated to capture breathtaking sunrises and coastal breezes, this light-filled home features 3 bedrooms, 2 full bathrooms, and an inviting loft ideal for additional sleeping space, office, or lounge area. The renovated kitchen blends modern convenience with coastal charm, while open living spaces, vaulted ceilings, and abundant natural light create a bright and airy atmosphere throughout. Enjoy outdoor living from the spacious wraparound porch overlooking a sandy beachfront at low tide and some of the best views the Bay has to offer. Ideal as a full-time residence, weekend retreat, or vacation rental opportunity with direct access to boating, fishing, kayaking, and the Chesapeake Bay lifestyle.
Under contract
$765,000
912 Sand Bank Rd, Port Haywood, VA 23138
3beds
1,926sqft
Single Family Residence
Built in 1991
4.3 Acres Lot
$759,600 Zestimate®
$397/sqft
$-- HOA
What's special
Light-filled homeBeachfront coastal cottageSweeping chesapeake bay viewsInviting loftOpen living spacesBright and airy atmosphereVaulted ceilings
- 35 days |
- 786 |
- 52 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Kathy Gwyn,
BHHS RW Towne Realty 757-873-6900
Source: REIN Inc.,MLS#: 10633716
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Loft, Utility Closet
Primary bedroom
- Level: Second
Bedroom
- Level: First
Dining room
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Utility room
- Level: First
Heating
- Electric, Heat Pump
Cooling
- Central Air, Heat Pump
Appliances
- Included: 220 V Elec, Dishwasher, Electric Range, Refrigerator, Electric Water Heater
- Laundry: Dryer Hookup, Washer Hookup
Features
- Bar, Ceiling Fan(s)
- Flooring: Carpet, Ceramic Tile, Laminate/LVP
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 1,926 sqft
Property
Parking
- Total spaces: 2
- Parking features: 2 Space
Accessibility
- Accessibility features: Grip-Accessible Features
Features
- Stories: 2
- Patio & porch: Patio, Porch
- Exterior features: Balcony
- Pool features: None
- Fencing: None
- Has view: Yes
- View description: Bay, Beach
- Has water view: Yes
- Water view: Bay,Beach
- Waterfront features: Navigable Water
- Frontage length: 395
Lot
- Size: 4.3 Acres
- Dimensions: 395 x 565 x 548 x 505
- Features: Horses Allowed
Details
- Parcel number: 42144
- Horses can be raised: Yes
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemp,Cottage
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Wood Siding
- Foundation: Other
- Roof: Composition
Condition
- New construction: No
- Year built: 1991
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Subdivision: All Others Area 126
HOA
- Has HOA: No
Location
- Region: Port Haywood
Financial & listing details
- Price per square foot: $397/sqft
- Tax assessed value: $575,300
- Annual tax amount: $3,452
- Date on market: 5/8/2026
Estimated market value
$759,600
$722,000 - $798,000
$2,040/mo
Price history
Price history is unavailable.
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,452 +7.1% | $575,300 |
| 2024 | $3,222 | $575,300 |
| 2023 | $3,222 +12% | $575,300 +28% |
| 2022 | $2,876 -0.8% | $449,300 |
| 2020 | $2,898 +12.2% | $449,300 |
| 2018 | $2,583 | $449,300 |
| 2017 | $2,583 -89.9% | $449,300 |
| 2015 | $25,499 | -- |
| 2014 | $25,499 +1048.9% | $472,200 |
| 2013 | $2,219 | $472,200 |
| 2012 | $2,219 | $472,200 +38.6% |
| 2010 | -- | $340,800 |
| 2009 | -- | $340,800 |
| 2008 | -- | $340,800 |
| 2007 | -- | $340,800 +3.2% |
| 2006 | $1,751 -34.2% | $330,300 |
| 2005 | $2,659 +100.9% | $330,300 +97.2% |
| 2004 | $1,323 | $167,500 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 23138
Nearby schools
GreatSchools rating
- 5/10Thomas Hunter Middle SchoolGrades: 5-7Distance: 6.9 mi
- 5/10Mathews High SchoolGrades: 8-12Distance: 7.9 mi
- 7/10Lee-Jackson Elementary SchoolGrades: PK-4Distance: 7 mi
Schools provided by the listing agent
- Elementary: Mathews
- Middle: Mathews
- High: Mathews
Source: REIN Inc.. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Virginia
- Mathews County
- Port Haywood
- 23138
- 912 Sand Bank Rd
Nearby cities
Nearby zip codes
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