Active with contingency

$184,900

913 12th Ave S, Saint Cloud, MN 56301

2beds

1,936sqft

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Single Family

Built in 1924

4,791 Square Feet Lot

$181,700 Zestimate^®

$96/sqft

$-- HOA

What's special

Welcome to this well-maintained 2-bedroom, 2-bath home in a convenient South St. Cloud location, just a short walk to beautiful Lake George. The home features durable steel siding, maintenance-free vinyl windows, and a detached 2-stall garage with low-maintenance vinyl siding. Inside, you'll find comfortable living spaces highlighted by an electric fireplace, forced-air natural gas heat, and central air conditioning for year-round comfort. The lower level includes a finished room that could become a legal third bedroom with the addition of an egress window, offering a great opportunity to add value and additional living space. Whether you're looking for your first home, a place to downsize, or an investment opportunity, this property offers solid construction, future potential, and a location that's close to parks, shopping, dining, and other everyday conveniences.

26 days

641

50

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 1
3/4 bathrooms: 1

Bedroom

Level: Main
Area: 126.5 Square Feet
Dimensions: 11x11.5

Bedroom 2

Level: Main
Area: 115 Square Feet
Dimensions: 10x11.5

Bedroom 3

Level: Basement
Area: 115.5 Square Feet
Dimensions: 11x10.5

Dining room

Level: Main
Area: 143 Square Feet
Dimensions: 11x13

Family room

Level: Basement
Area: 210 Square Feet
Dimensions: 21x10

Kitchen

Level: Main
Area: 110 Square Feet
Dimensions: 11x10

Living room

Level: Main
Area: 165 Square Feet
Dimensions: 15x11

Recreation room

Level: Basement
Area: 200 Square Feet
Dimensions: 20x10

Heating

Forced Air, Fireplace(s)

Cooling

Central Air

Appliances

Included: Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer
Laundry: In Basement, Lower Level, Laundry Room

Features

Basement: Finished
Number of fireplaces: 1
Fireplace features: Electric, Living Room

Interior area

Total structure area: 2,072
Total interior livable area: 1,936 sqft
Finished area above ground: 1,036
Finished area below ground: 900

Property

Parking

Total spaces: 2
Parking features: Detached Garage, Concrete, Garage Door Opener
Garage spaces: 2
Has uncovered spaces: Yes
Details: Garage Dimensions (24x22)

Accessibility

Accessibility features: None

Features

Levels: One
Stories: 1
Patio & porch: Front Porch, Patio

Lot

Size: 4,791 Square Feet
Dimensions: 41 x 122 x 41 x 122
Features: Near Public Transit

Details

Additional structures: Storage Shed
Foundation area: 1036
Parcel number: 82508390000
Zoning description: Residential-Single Family

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family

Materials

Roof: Age 8 Years or Less,Asphalt

Condition

New construction: No
Year built: 1924

Utilities & green energy

Electric: Circuit Breakers, Power Company: Xcel Energy
Gas: Natural Gas
Sewer: City Sewer/Connected
Water: City Water/Connected

Community & HOA

Community

Subdivision: South Side Park Add

HOA

Has HOA: No

Location

Region: Saint Cloud

Financial & listing details

Price per square foot: $96/sqft
Tax assessed value: $157,000
Annual tax amount: $1,894
Date on market: 6/26/2026
Road surface type: Paved

Estimated market value

$181,700

$173,000 - $191,000

$1,631/mo

Price history

Date	Event	Price
6/29/2026	Listed for sale	$184,900$96/sqft
Source: NorthstarMLS as distributed by MLS GRID #7099162 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,664 -5.2%	$157,000 +1.7%
2024	$1,756 +12%	$154,400 +11.5%
2023	$1,568 +25.8%	$138,500 +24.8%
2022	$1,246	$111,000
2021	$1,246 +4%	$111,000
2020	$1,198	$111,000

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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