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Pending
  • Price cut: $30K (6/3)
    $899,999

    917 Camp Fire Cir, Panama City Beach, FL 32413

    3beds
    2,469sqft
    : 
    $5,865/mo
    Get pre-qualified
    Single Family Residence
    Built in 2025
    7,405 Square Feet Lot
    $878,700 Zestimate®
    $365/sqft
    $210/mo HOA

    What's special

    Security systemPebble sheen finishScreened enclosureSmart home technologyCustom cabinetryComfort-height toiletsUpgraded kohler fixtures
    CURRENTLY UNDER CONTRACT - SELLER TAKING BACKUP OFFERS! Welcome to a home that was never meant to be sold. Built in August 2025 as a true forever home, this custom Toll Brothers Caswell design from the Vista Collection was thoughtfully selected with intention, quality, and comfort in mind. Life had other plans, offering a rare opportunity to own a nearly-new, highly upgraded home without the wait. Here is the piece the public tax record does not show. The private 11' x 24' saltwater heated pool and its screened enclosure were a $120,000 post-purchase investment by the sellers, separate from the home purchase itself. At $899,999, this listing essentially reflects what the sellers are all-in on this property. A buyer here inherits the finished home, the finished pool, and a community with amenities officially open, without the appreciation premium or the 18-month wait of a new build. Tucked on a premium cul-de-sac lot with the majority of street construction complete, the home offers peace, privacy, and permanence rarely found in newer communities. Backing to a natural wooded preserve with serene lake views beyond, there are no rear neighbors and a setting that feels both private and connected to nature. The outdoor space has been fully transformed. The 11' x 24' saltwater heated pool features a steel-reinforced shotcrete shell, pebble sheen finish, tanning shelf, and bench seating. An attached spa with waterfall and five jets adjoins the pool, all enclosed within a screened lanai for year-round use. The lanai is pre-plumbed for gas and ready for a future outdoor kitchen. Inside, a multi-slide stacked glass door connects the great room to the lanai and pool. Tray ceilings elevate the foyer, great room, and primary suite. A bonus room with glass panel doors creates a functional work-from-home space. The kitchen features an oversized double-sided quartz island with abundant storage, custom cabinetry, ceramic tile backsplash, a suite of KitchenAid stainless appliances (36'' gas cooktop with hood, built-in microwave, and oven), and a Samsung Bespoke refrigerator. The primary suite offers a spa-like bathroom with frameless glass shower, ceiling-mounted rain head, upgraded Kohler fixtures, elevated vanities, and designer tile carried throughout. Hard surface flooring runs throughout, with porcelain tile in all baths. Additional features include hurricane-rated front and rear windows and doors, solid 2x6 construction, LED recessed lighting with dimmers, smart home technology, a security system, upgraded interior hardware, comfort-height toilets, a three-car garage with durable non-slip polyurea flooring, and a paver driveway. Breakwater's amenities are officially open: resort pool with lap lanes, luxury clubhouse, fitness center, pickleball and tennis courts, outdoor fireplace, and playground. Four miles to the beach, shopping, dining, and entertainment. Ten miles to Northwest Florida Beaches International Airport. The quality of new construction. The upgrades of a custom build. The ease of completely move-in ready. Without the wait.
    137 days
    |
    577
    |
    29
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Ashley Meadows 850-890-1802,

    Keller Williams Success Realty

    Source: CPAR,MLS#: 787538MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bonus Room, Bedroom, Dining Room, Garage, Kitchen, Living Room, Primary Bedroom, Other
      Primary bedroom
      • Level: First
      • Dimensions: 18.4 x 15
      Bedroom
      • Level: First
      • Dimensions: 12.9 x 11
      Bedroom
      • Level: First
      • Dimensions: 11.4 x 10.9
      Bonus room
      • Level: First
      • Dimensions: 11.4 x 9.9
      Dining room
      • Level: First
      • Dimensions: 14.6 x 13.5
      Garage
      • Description: 2 Car
      • Level: First
      • Dimensions: 21.1 x 20.4
      Garage
      • Description: 1 Car
      • Level: First
      • Dimensions: 20.9 x 11.8
      Kitchen
      • Level: First
      • Dimensions: 14.9 x 14.6
      Living room
      • Level: First
      • Dimensions: 28.2 x 15.9
      Other
      • Description: Covered Lanai
      • Level: First
      • Dimensions: 30.8 x 10
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Oven, Gas Cooktop, Gas Water Heater, Tankless Water Heater
      Features
      • Main Level Primary, Smart Home, Shower Only
      • Doors: Storm Door(s)
      • Windows: Storm Window(s), Tinted Windows
      Interior area
      • Total structure area: 2,469
      • Total interior livable area: 2,469 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage, Garage Door Opener
      • Garage spaces: 3
      Features
      • Patio & porch: Covered, Patio, Porch
      • Has private pool: Yes
      • Pool features: Gunite, In Ground, Screen Enclosure, Community, Private
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      Lot
      • Size: 7,405 Square Feet
      • Dimensions: 60 x 120
      • Features: Sprinkler System, Paved
      Details
      • Parcel number: 32717250150
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer, HardiPlank Type
      • Foundation: Slab
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 2025

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Electricity Available, Underground Utilities

      Community & HOA

      Community
      • Features: Clubhouse, Fitness Center, Gated, Pool, Tennis Court(s)
      • Subdivision: Breakwater at Ward Creek
      HOA
      • Has HOA: Yes
      • Amenities included: Gated
      • Services included: Association Management, Clubhouse, Fitness Facility, Insurance, Legal/Accounting, Maintenance Grounds, Playground, Pool(s), Tennis Courts
      • HOA fee: $210 monthly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $365/sqft
      • Annual tax amount: $1,355
      • Date on market: 3/28/2026
      • Cumulative days on market: 118 days
      • Electric utility on property: Yes

        Estimated market value

        $878,700

        $835,000 - $923,000

        $3,972/mo

        Price history

        DateEventPrice
        8/4/2026Pending sale$899,999$365/sqft
        Source: CPAR #787538 Report a problem
        6/3/2026Price change$899,999-3.2%$365/sqft
        Source: CPAR #787538 Report a problem
        5/7/2026Price change$930,000-2.1%$377/sqft
        Source: CPAR #787538 Report a problem
        4/13/2026Price change$950,000-2.6%$385/sqft
        Source: ECAOR #999374 Report a problem
        3/28/2026Listed for sale$975,000+25.2%$395/sqft
        Source: CPAR #787538 Report a problem
        8/15/2025Sold$778,575+0.5%$315/sqft
        Source: CPAR #776790 Report a problem
        7/26/2025Pending sale$775,000$314/sqft
        Source: CPAR #776790 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32413

        Getting around

        0 / 100
        Car-Dependent
        45 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: West Bay
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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