Active

$890,000

917 Otter Mountain Rd, Topton, NC 28781

3beds

3,960sqft

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Single Family Residence

Built in 2008

15.75 Acres Lot

$853,900 Zestimate^®

$225/sqft

$-- HOA

What's special

Custom hardwood flooringSecluded log-sided homeSurrounded by mature timberKitchen boasts granite countertopsDrive-in garageCustom cabinetrySpacious home

Stunning mountain retreat on 15.75 acres, this secluded log-sided home offers privacy, natural beauty, and great outdoor opportunities. Surrounded by mature timber, it features excellent hunting and winter views. The spacious home has 3 bedrooms, 4.5 bathrooms, a bonus basement room currently used as a bedroom, and custom hardwood flooring. The kitchen boasts granite countertops and custom cabinetry. The large, heated-and-cooled basement flex room, a workshop, and a drive-in garage are perfect for various uses. The home has a three-zone HVAC for year-round comfort. Wrap-around decks provide fantastic outdoor living, with the primary bedroom offering direct access to the deck. The primary bath features a garden tub and a separate shower. Located about 20 minutes from Nantahala Lake, the home comes fully furnished (excluding a few sentimental items to be specified). It is perfect as a primary residence or vacation rental, blending comfort, privacy, and natural beauty.

33 days

1,006

49

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 5
Full bathrooms: 4
1/2 bathrooms: 1
Main level bedrooms: 1

Primary bedroom

Level: Main

Bedroom s

Level: Upper

Bedroom s

Level: Upper

Bedroom s

Level: Basement

Bathroom full

Level: Main

Bathroom half

Level: Main

Bathroom full

Level: Basement

Dining area

Level: Main

Flex space

Level: Basement

Kitchen

Level: Main

Laundry

Level: Main

Living room

Level: Main

Loft

Level: Upper

Utility room

Level: Basement

Workshop

Level: Basement

Heating

Heat Pump, Zoned

Cooling

Ceiling Fan(s), Central Air, Heat Pump, Zoned

Appliances

Included: Dishwasher
Laundry: Common Area, Laundry Room, Main Level

Features

Built-in Features
Flooring: Hardwood, Tile, Wood
Windows: Insulated Windows
Basement: Basement Garage Door,Basement Shop,Bath/Stubbed,Interior Entry,Partially Finished,Storage Space,Walk-Out Access,Walk-Up Access
Fireplace features: Living Room

Interior area

Total structure area: 2,640
Total interior livable area: 3,960 sqft
Finished area above ground: 2,640
Finished area below ground: 1,320

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Property

Parking

Total spaces: 1
Parking features: Basement, Driveway, Attached Garage, Garage Door Opener
Attached garage spaces: 1
Has uncovered spaces: Yes

Features

Levels: One and One Half
Stories: 1.5
Patio & porch: Covered, Deck, Front Porch
Has view: Yes
View description: Long Range, Mountain(s), Winter

Lot

Size: 15.75 Acres

Details

Parcel number: 6527464975
Zoning: R
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Stone, Wood
Roof: Metal

Condition

New construction: No
Year built: 2008

Utilities & green energy

Sewer: Septic Installed
Water: Well
Utilities for property: Electricity Connected, Satellite Internet Available

Community & HOA

Community

Subdivision: None

Location

Region: Topton

Financial & listing details

Price per square foot: $225/sqft
Tax assessed value: $758,020
Annual tax amount: $2,536
Date on market: 5/25/2026
Cumulative days on market: 33 days
Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Exclusions: TBA Later
Electric utility on property: Yes
Road surface type: Dirt, Gravel

Estimated market value

$853,900

$811,000 - $897,000

$3,100/mo

Price history

Date	Event	Price
5/25/2026	Listed for sale	$890,000-8.7%$225/sqft
Source: Canopy MLS as distributed by MLS GRID #4385880 Report a problem
12/1/2025	Listing removed	$975,000$246/sqft
Source: Mountain Lakes BOR #152910 Report a problem
8/6/2025	Price change	$975,000-2%$246/sqft
Source: Canopy MLS as distributed by MLS GRID #4255852 Report a problem
5/10/2025	Listed for sale	$995,000+184.3%$251/sqft
Source: Canopy MLS as distributed by MLS GRID #4255852 Report a problem
5/6/2022	Sold	$350,000+57%$88/sqft
Source: Public Record Report a problem
5/21/2021	Sold	$223,000$56/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,536	$758,020
2024	$2,536 +0.5%	$758,020
2023	$2,524 +8.5%	$758,020 +60.9%
2022	$2,325	$471,120
2021	$2,325 +5.4%	$471,120
2020	$2,206 +0.6%	$471,120
2019	$2,193	$471,120 -8.4%
2018	$2,193 -1.3%	$514,450
2017	$2,221	$514,450
2016	$2,221	$514,450
2015	$2,221 +1%	$514,450 -3.5%
2014	$2,198	$533,290
2013	$2,198	$533,290
2012	--	$533,290
2011	--	$533,290
2010	--	$533,290

Find assessor info on the county website

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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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