Experience the sought-after Rancho Santa Margarita lifestyle in the highly coveted community of Montana Del Lago. Perfectly situated just steps from the RSM Lake and Beach Club, this townhouse-style home blends modern convenience with resort-style living.
Inside, soaring ceilings and abundant natural light create an airy, expansive feel. The open-concept family room, anchored by a cozy fireplace, serves as the heart of the home—perfect for both quiet evenings and lively gatherings. The interior has been elevated with fresh designer paint and a kitchen featuring sleek stainless steel appliances.
Upstairs, the bedrooms offer the luxury of generous walk-in closets. The lower level features a garage equipped with an EV charger and space for a private office—an ideal solution for today’s remote professional. Outside, your private patio awaits for weekend BBQs and alfresco dining.
Sold for $664,322
Listed by: Coldwell Banker Realty • Karen Luckman • Contact: 949-680-6581
Bought with: Hive Realty
$664,322
92 Montana Del Lago Dr, Rancho Santa Margarita, CA 92688
3beds
1,131sqft
Condominium
Built in 1993
-- sqft lot
$669,800 Zestimate®
$587/sqft
$4,129 Estimated rent
Home value
$669,800
$616,000 - $723,000
$4,129/mo
Zestimate® history
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List your homeWhat's special
Cozy fireplaceAbundant natural lightOpen-concept family roomFresh designer paintSoaring ceilingsAiry expansive feel
Zillow last checked:
Listing updated:
Listed by:
Karen Luckman DRE #02106890 949-680-6581,
Coldwell Banker Realty
Bought with:
Susan Piazza, DRE #01207960
Hive Realty
Source: CRMLS,MLS#: OC26010347
Originating MLS: California Regional MLS
Originating MLS: California Regional MLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Family Room, Kitchen, Primary Bathroom, Primary Bedroom, Other
Primary bedroom
- Features: Primary Suite
Bedroom
- Features: All Bedrooms Up
Bathroom
- Features: Bathroom Exhaust Fan, Bathtub, Dual Sinks, Laminate Counters, Linen Closet, Tub Shower
Kitchen
- Features: Kitchen/Family Room Combo, Tile Counters
Other
- Features: Walk-In Closet(s)
Heating
- Central, Fireplace(s)
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Water Heater, Dryer, Washer
- Laundry: In Garage
Features
- Breakfast Bar, Ceiling Fan(s), Cathedral Ceiling(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Tile Counters, Bar, All Bedrooms Up, Primary Suite, Walk-In Closet(s)
- Flooring: Carpet, Laminate, Tile
- Windows: Blinds
- Has fireplace: Yes
- Fireplace features: Family Room, Gas, Gas Starter
- Common walls with other units/homes: 1 Common Wall,End Unit
Interior area
- Total interior livable area: 1,131 sqft
Property
Parking
- Total spaces: 2
- Parking features: Direct Access, Electric Vehicle Charging Station(s), Garage, Guest, Permit Required, One Space, Tandem
- Attached garage spaces: 2
Features
- Levels: Multi/Split
- Entry location: Level
- Patio & porch: Concrete, Front Porch, Porch
- Pool features: Community, In Ground, Association
- Has spa: Yes
- Spa features: Association, In Ground
- Fencing: Stucco Wall,Wrought Iron
- Has view: Yes
- View description: None
- Waterfront features: Lake
Lot
- Size: 1.18 Acres
- Features: Corner Lot, Near Park
Details
- Parcel number: 93083064
- Special conditions: Standard
Construction
Type & style
- Home type: Condo
- Architectural style: Mediterranean,Patio Home
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Stucco
- Foundation: Slab
Condition
- Turnkey
- New construction: No
- Year built: 1993
Details
- Builder model: Infinity
- Builder name: RGC
Utilities & green energy
- Electric: Standard
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available
Community & HOA
Community
- Features: Curbs, Lake, Street Lights, Sidewalks, Park, Pool
- Security: Carbon Monoxide Detector(s), Fire Detection System, Fire Sprinkler System, Smoke Detector(s)
- Subdivision: Montana Del Lago (Mdl)
HOA
- Has HOA: Yes
- Amenities included: Sport Court, Picnic Area, Pickleball, Pool, Spa/Hot Tub, Tennis Court(s)
- HOA fee: $643 monthly
- HOA name: Montana Del Lago
- HOA phone: 714-285-2626
- Second HOA fee: $81 monthly
- Second HOA name: Samlarc
- Second HOA phone: 949-448-6000
Location
- Region: Rancho Santa Margarita
Financial & listing details
- Price per square foot: $587/sqft
- Tax assessed value: $535,884
- Annual tax amount: $5,594
- Date on market: 2/3/2026
- Cumulative days on market: 7 days
- Listing terms: Cash,Conventional
- Inclusions: Washer, Dryer, Refrigerator
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 3/17/2026 | Sold | $664,322+2.4%$587/sqft |
Source:  CRMLS #OC26010347 Report a problem | ||
| 2/12/2026 | Contingent | $649,000$574/sqft |
Source: CRMLS #OC26010347 Report a problem | ||
| 2/3/2026 | Listed for sale | $649,000+32.4%$574/sqft |
Source: CRMLS #OC26010347 Report a problem | ||
| 3/10/2020 | Sold | $490,000+0%$433/sqft |
Source:  CRMLS #OC20022681 Report a problem | ||
| 2/10/2020 | Pending sale | $489,900$433/sqft |
Source: Ford Realty Group #OC20022681 Report a problem | ||
| 2/6/2020 | Price change | $489,900-1%$433/sqft |
Source: Ford Realty Group #OC20022681 Report a problem | ||
| 2/1/2020 | Listed for sale | $494,900+97.2%$438/sqft |
Source: Ford Realty Group #OC20022681 Report a problem | ||
| 7/16/2012 | Sold | $251,000-1.6%$222/sqft |
Source: Public Record Report a problem | ||
| 4/11/2012 | Price change | $255,000+2%$225/sqft |
Source: Regency Real Estate Brokers, Inc. #S684970 Report a problem | ||
| 1/18/2012 | Listed for sale | $250,000-43.6%$221/sqft |
Source: Regency Real Estate Brokers, Inc. #S684970 Report a problem | ||
| 7/14/2004 | Sold | $443,000+59.9%$392/sqft |
Source: Public Record Report a problem | ||
| 6/19/2002 | Sold | $277,000$245/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,594 +1.7% | $535,884 +2% |
| 2024 | $5,498 +2.3% | $525,377 +2% |
| 2023 | $5,374 +1.7% | $515,076 +2% |
| 2022 | $5,283 +9.6% | $504,977 +2% |
| 2021 | $4,819 -17.1% | $495,076 +75.2% |
| 2020 | $5,816 +96.6% | $282,617 +2% |
| 2019 | $2,959 -7.7% | $277,076 +2% |
| 2018 | $3,205 +1% | $271,644 +2% |
| 2017 | $3,174 | $266,318 +2% |
| 2016 | $3,174 -6.2% | $261,097 +1.5% |
| 2015 | $3,385 -0.4% | $257,176 +2% |
| 2014 | $3,400 | $252,139 +0.5% |
| 2013 | -- | $251,000 -9.5% |
| 2012 | -- | $277,300 -6% |
| 2011 | -- | $295,000 +8.9% |
| 2010 | -- | $271,000 -11.7% |
| 2009 | -- | $307,000 -10.2% |
| 2008 | -- | $342,000 -24.3% |
| 2007 | -- | $451,533 +2% |
| 2006 | -- | $442,680 +2% |
| 2005 | -- | $434,000 +50.8% |
| 2004 | -- | $287,711 +1.9% |
| 2003 | -- | $282,438 +48.2% |
| 2002 | -- | $190,523 +2% |
| 2001 | $2,716 +5.5% | $186,788 +9.9% |
| 2000 | $2,574 | $170,000 |
Find assessor info on the county website
Neighborhood: 92688
Nearby homes
- $660,4002 bd2 ba1k sqft95 Montana Del Lago Dr, Rancho Santa Margarita, CA 92688Off Market
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- $725,0003 bd2 ba1.3k sqft105 Montana Del Lago Dr, Rancho Santa Margarita, CA 92688Sold
- $565,0002 bd2 ba827 sqft107 Montana Del Lago Dr, Rancho Santa Margarita, CA 92688Off Market
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Nearby schools
GreatSchools rating
- 7/10Trabuco Mesa Elementary SchoolGrades: K-6Distance: 0.4 mi
- 7/10Rancho Santa Margarita Intermediate SchoolGrades: 7-8Distance: 0.4 mi
- 10/10Trabuco Hills High SchoolGrades: 9-12Distance: 3.9 mi
Schools provided by the listing agent
- Elementary: Trabuco Mesa
- Middle: Rancho Santa Margarita
- High: Trabucco Hills
Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$669,800
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Estimated market value
$669,800
- California
- Orange County
- Rancho Santa Margarita
- 92688
- 92 Montana Del Lago Dr
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