Escape to the peace and privacy of country living with this unique 3-bedroom, 2.5-bath partial underground home situated on 1 beautiful acre just 7 miles from Effingham. Built in 2012, this thoughtfully designed home offers exceptional energy efficiency, year-round comfort, and a one-of-a-kind living experience. Step inside to discover a spacious, open-concept living area that's perfect for everyday living and entertaining. The kitchen is the heart of the home, featuring a large center island, abundant workspace, and all kitchen appliances that stay. Recent updates include new countertops (2026), a new kitchen sink (2026), and a new stove (2026), making this space as functional as it is inviting. The home offers three comfortable bedrooms, including a primary suite with new flooring (2026). Two bedrooms feature large egress windows, bringing in plenty of natural light while providing added safety. The main bathroom has also been updated with new flooring, and fresh paint throughout most of the home gives the interior a clean, modern feel.
The attached garage is more than just a place to park—it includes heating and air conditioning, built-in cabinetry, and a convenient half bath, making it an ideal workshop, hobby space, or additional entertaining area. Outside, you'll enjoy the peace of rural living with most of the one-acre yard already fenced, providing plenty of room for children, pets, or outdoor activities. Offering the perfect blend of country charm, energy-efficient construction, and modern updates, this home is move-in ready and waiting for its next owner. If you've been looking for a unique property with room to spread out while staying just minutes from Effingham, this one is a must-see!
Pending
$199,000
9275 N 890th St, Effingham, IL 62401
3beds
1,600sqft
Single Family Residence
Built in 2012
1 Acres Lot
$-- Zestimate®
$124/sqft
$-- HOA
What's special
Three comfortable bedroomsPrimary suiteLarge center islandAbundant workspaceExceptional energy efficiency
- 31 days
- 156
- 2
Zillow last checked:
Listing updated:
Listed by:
Taylor Dammerman 217-994-6830,
Dammerman and Associates Elite Realty
Source: CIBR,MLS#: 6260147
Originating MLS: Central Illinois Board Of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Main
Primary bathroom
- Level: Main
Other
- Level: Main
Half bath
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Laundry: Main Level
Features
- Kitchen Island, Bath in Primary Bedroom, Main Level Primary, Walk-In Closet(s), Workshop
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,600
- Total interior livable area: 1,600 sqft
- Finished area above ground: 1,600
Property
Parking
- Total spaces: 4.5
- Parking features: Attached, Carport, Garage
- Attached garage spaces: 2.5
- Carport spaces: 2
- Covered spaces: 4.5
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch
- Exterior features: Workshop
Lot
- Size: 1 Acres
Details
- Parcel number: 0406016031
- Zoning: RES
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Berm
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Slab
- Roof: Metal
Condition
- Year built: 2012
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s)
Location
- Region: Effingham
Financial & listing details
- Price per square foot: $124/sqft
- Tax assessed value: $159,600
- Annual tax amount: $1,525
- Date on market: 8/5/2026
- Cumulative days on market: 30 days
- Road surface type: Concrete, Gravel
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/14/2026 | Pending sale | $199,000$124/sqft |
Source: | ||
| 8/6/2026 | Contingent | $199,000$124/sqft |
Source: | ||
| 8/5/2026 | Listed for sale | $199,000+13.7%$124/sqft |
Source: | ||
| 9/10/2025 | Sold | $175,000-5.9%$109/sqft |
Source: | ||
| 7/8/2025 | Contingent | $185,900$116/sqft |
Source: | ||
| 6/30/2025 | Price change | $185,900-1.6%$116/sqft |
Source: | ||
| 6/16/2025 | Listed for sale | $189,000+6200%$118/sqft |
Source: | ||
| 6/28/2012 | Sold | $3,000$2/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,525 -0.3% | $53,200 +9% |
| 2023 | $1,530 -30.1% | $48,810 +11% |
| 2022 | $2,189 +39.3% | $43,970 |
| 2021 | $1,571 | $43,970 +0.6% |
| 2020 | -- | $43,710 +4% |
| 2019 | $1,573 -7.9% | $42,030 +4% |
| 2018 | $1,708 +6.9% | $40,410 +3.5% |
| 2017 | $1,598 | $39,050 +2% |
| 2016 | -- | $38,280 +6% |
| 2015 | -- | $36,120 +2% |
| 2014 | -- | $35,410 +23.4% |
| 2013 | -- | $28,700 +286900% |
| 2012 | -- | $10 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 62401
Nearby schools
Schools provided by the listing agent
- District: Effingham Dist. 40
Source: CIBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.



