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Off market
  • Tax assessed value
    $595,765

    92985 Cheltenham Ln, Fernandina Beach, FL 32034

    5beds
    3,315sqft
    SingleFamily
    Built in 2022
    0.42 Acres Lot
    $-- Zestimate®
    $180/sqft
    $4,921 Estimated rent

    Home value

    Not available

    Estimated sales range

    Not available

    $4,921/mo

    Zestimate® history
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    What's special

    Screened lanaiThree-car garageDedicated private officeTranquil pond-front homesiteOverlooking peaceful water views

    Stunning Pond-Front Living | Taylor Morrison Torres w/ Bonus | Floating Dock | 3-Car Garage Experience elevated coastal living in this well maintained Taylor Morrison “Torres with Bonus” floor plan , built in December 2022 and ideally situated on a tranquil pond-front homesite in desirable Fernandina Beach. Offering 5 bedrooms, 4.5 bathrooms, and 3,315 square feet, this nearly new residence delivers the space of a luxury estate with the ease of modern construction. The thoughtfully designed main level features 4 bedrooms and 3.5 baths, including a spacious primary suite on the first floor and a dedicated private office—perfect for remote work or quiet retreat. Elegant tile flooring flows throughout the primary living areas, complemented by plush carpeting in bedrooms and the upstairs suite for warmth and comfort. Upstairs, a private guest bedroom, full bath, and expansive bonus room create the ideal setting for a media lounge, playroom, or multi-generational living space. Step outside to a true Florida sanctuary. A screened lanai opens to a large custom stone patio with gas fire pit, surrounded by citrus and fruit trees and overlooking peaceful water views. The partially fenced backyard enhances privacy, while the absence of homes across the pond preserves the home’s open, serene setting. Adding to the home’s exclusivity, the property includes one of only two HOA-approved floating docks in the community (negotiable with sale)—a rare lifestyle feature seldom available. The three-car garage, complete with an optional vehicle lift (negotiable with sale), provides exceptional flexibility for car enthusiasts, storage, or workshop use. Residents enjoy access to a community pool and are located just minutes from Amelia Island’s beaches, historic downtown Fernandina, boutique shopping, and waterfront dining. Positioned for luxury value at $799,000, with flexible closing date and a potential rent-back opportunity for seller convenience. This is a rare chance to own a nearly new, upgraded waterfront home in one of Northeast Florida’s most sought-after coastal communities with no CDD fees. Private showings available by appointment.

    This property is off market, which means it's not currently listed for sale or rent on Zillow. This may be different from what's available on other websites or public sources.

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 5
    • Bathrooms: 5
    • Full bathrooms: 4
    • 1/2 bathrooms: 1
    Heating
    • Forced air, Electric
    Cooling
    • Central
    Appliances
    • Included: Dishwasher, Dryer, Freezer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
    Features
    • Flooring: Tile, Carpet
    • Basement: None
    Interior area
    • Total interior livable area: 3,315 sqft

    Property

    Parking
    • Total spaces: 3
    • Parking features: Garage - Attached
    Features
    • Exterior features: Other
    • Has view: Yes
    • View description: Water
    • Has water view: Yes
    • Water view: Water
    Lot
    • Size: 0.42 Acres
    Details
    • Parcel number: 392N28014100620000

    Construction

    Type & style
    • Home type: SingleFamily
    Materials
    • Frame
    • Roof: Shake / Shingle
    Condition
    • Year built: 2022

    Community & HOA

    HOA
    • Has HOA: Yes
    • HOA fee: $125 monthly
    Location
    • Region: Fernandina Beach

    Financial & listing details

    • Price per square foot: $180/sqft
    • Tax assessed value: $595,765

    Price history

    DateEventPrice
    2/22/2026Listing removed--
    Source: Owner Report a problem
    2/10/2026Listed for sale$799,000+12.2%$241/sqft
    Source: Owner Report a problem
    12/16/2022Sold$712,199$215/sqft
    Source: AINCAR #99196 Report a problem
    6/7/2022Pending sale$712,199$215/sqft
    Source: AINCAR #99196 Report a problem
    4/25/2022Listed for sale$712,199$215/sqft
    Source: AINCAR #99196 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024-- $587,896 +3%
    2023-- $570,773 +778.1%
    2022$978 +156.4%$65,000 +168.1%
    2021$381 $24,241
    Find assessor info on the county website

    Neighborhood: 32034

    Nearby schools

    GreatSchools rating
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