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  • Price cut: $50K (7/23)
    $550,000

    94-646 Lumiaina St #Aa102, Waipahu, HI 96797

    2beds
    796sqft
    : 
    $4,026/mo
    Get pre-qualified
    Townhouse
    Built in 1993
    -- sqft lot
    $553,000 Zestimate®
    $691/sqft
    $864/mo HOA

    What's special

    !!Low Gap VA Loan Assumption Available to ALL buyers!! No VA entitlement, no problem. Welcome Home. Here is a rare opportunity to own in beautiful Waikele with one of the most valuable financing advantages on the market today. Take advantage of an assumable VA loan opportunity that could allow buyers to secure a lower interest rate, reduce cash needed to close, and potentially avoid monthly PMI compared to conventional financing. This inviting home offers comfortable island living in one of Central Oahu’s most convenient communities. Enjoy easy access to Waikele Premium Outlets, dining, grocery stores, parks, golf courses, schools, and freeway connections for a smoother daily commute. The functional layout creates a warm and welcoming atmosphere perfect for relaxing after a long day or entertaining family and friends. Whether you're a first-time buyer, investor, or looking to downsize, this property delivers affordability, convenience, and long-term value in one incredible package. Don’t miss this unique opportunity to own in sought-after Waikele with a financing advantage that's sparcely available in today’s market.
    25 days
    |
    741
    |
    43
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Ryan Adams 856-404-1524,

    eXp Realty

    Source: HiCentral MLS,MLS#: 202610614MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Features
      • Bedroom on Main Level, Full Bath on Main Level, Single Living Level
      • Flooring: Laminate
      Interior area
      • Total structure area: 796
      • Total interior livable area: 796 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Assigned
      Features
      • Levels: One
      • Stories: 1
      • Fencing: Fenced,Wall
      • Has view: Yes
      • View description: None
      Lot
      • Features: Private, Yard
      Details
      • Parcel number: 1940070320008
      • Zoning description: 05 - R-5 Residential District
      • Special conditions: None,Short Sale

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: Townhouse
      Materials
      • Double Wall, Wood Frame
      • Foundation: Slab
      Condition
      • Average Condition,Excellent,Good Condition
      • New construction: No
      • Year built: 1993

      Community & HOA

      Community
      • Features: Other, Playground
      • Subdivision: Waikele
      HOA
      • Services included: None, Sewer, Water
      • HOA fee: $864 monthly
      Location
      • Region: Waipahu

      Financial & listing details

      • Price per square foot: $691/sqft
      • Tax assessed value: $513,800
      • Annual tax amount: $1,539
      • Date on market: 6/1/2026
      • Inclusions: AC Window Unit, Blinds, Ceiling Fan, Dishwasher, Disposal, Dryer, Range/Oven, Refrigerator, Smoke Detector, Washer, Water Heater

        Estimated market value

        $553,000

        $525,000 - $581,000

        $2,699/mo

        Price history

        DateEventPrice
        7/23/2026Listed for sale$550,000-8.3%$691/sqft
        Source: HiCentral MLS #202610614 Report a problem
        6/6/2026Contingent$600,000$754/sqft
        Source: HiCentral MLS #202610614 Report a problem
        6/1/2026Listed for sale$600,000+2.6%$754/sqft
        Source: HiCentral MLS #202610614 Report a problem
        1/20/2024Sold$585,000-2.3%$735/sqft
        Source: HiCentral MLS #202323909 Report a problem
        12/22/2023Contingent$599,000$753/sqft
        Source: HiCentral MLS #202323909 Report a problem
        12/12/2023Listed for sale$599,000$753/sqft
        Source: HiCentral MLS #202323909 Report a problem
        10/31/2023Contingent$599,000$753/sqft
        Source: HiCentral MLS #202323909 Report a problem
        10/17/2023Listed for sale$599,000+56%$753/sqft
        Source: HiCentral MLS #202323909 Report a problem
        4/29/2015Sold$384,000-3%$482/sqft
        Source: Public Record Report a problem
        4/9/2015Listed for sale$396,000+201.1%$497/sqft
        Source: Hirono Realty #201502085 Report a problem
        7/13/1999Sold$131,500$165/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,539 -17.7%$559,700 +4.7%
        2024$1,871 -6.7%$534,500 -6.7%
        2023$2,006 +16.3%$573,000 +16.3%
        2022$1,725 +11.3%$492,900 +11.3%
        2021$1,550 +1.9%$442,800 +1.9%
        2020$1,521 -2.5%$434,500 -2.5%
        2019$1,560 +7%$445,600 +7%
        2018$1,457 +3.7%$416,400 +3.7%
        2017$1,405 +3.9%$401,400 +3.9%
        2016$1,353 +27.9%$386,500 +1.1%
        2015$1,058 +48.4%$382,300 +5.1%
        2014$713 $363,700
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 96797

        Getting around

        48 / 100
        Car-Dependent
        40 / 100
        Some Transit
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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