Beautifully maintained 4-bedroom, 4-bath home located on a quiet, tucked-away road within the neighborhood of Judith's Fancy. Thoughtfully repositioned as the sellers prepare for a professional work-related relocation, this upgraded island residence presents an exceptional opportunity offering privacy, energy efficiency, and flexible indoor-outdoor living. The property is competitively positioned for buyers seeking a move-in-ready home that combines energy resilience, functionality, and comfortable island living within one of St. Croix's well-known residential neighborhoods. Designed in a desirable horseshoe layout, the home captures abundant natural light and island breezes, with the private swimming pool serving as the focal point of the outdoor living experience. A standout feature of the property is its thoughtfully integrated energy infrastructure, including solar panels, two owned Tesla battery storage systems with no financing, and a backup generator. Together, these systems support greater energy independence, operational continuity during outages, and long-term efficiency--an increasingly valuable asset for island living. The property also includes a Starlink system, providing reliable high-speed internet connectivity.
The main residence features three bedrooms and two baths surrounding an open-concept living, dining, and kitchen area that serves as the heart of the home--ideal for both everyday living and entertaining.
The fourth bedroom and bath are privately positioned with direct access to the pool deck and include a sink and refrigerator with room for a future kitchenette, making the space ideal for guests, extended stays, or flexible living arrangements. A fourth full bathroom is also conveniently located near the pool area for easy outdoor access.
Outdoor living is a true highlight, featuring a wrap-around deck, shaded trellis area, and dedicated outdoor-access bathroom. The seamless connection between the kitchen, great room, and exterior entertaining spaces creates an effortless flow for gatherings and island living.
The centrally positioned kitchen offers ample cabinetry, generous counterspace, functional island workspace, a Frigidaire refrigerator, and a Thor multi-burner gas stove. Multiple indoor and outdoor gathering areas provide a warm and inviting atmosphere suited for both entertaining and comfortable daily living.
Additional infrastructure includes a well, (well condition is unknown, conveyed AS-IS, WHERE-IS), a 500-gallon propane tank, whole-house water filtration system, and a recently cleaned and resealed cistern.
An added bonus is a conceptual floor plan for a potential separate two-story structure at the rear of the property, envisioned to include a living suite and ground-floor studio space--ideal for future guest accommodations, creative workspace, wellness use, or expansion potential, subject to approvals.
Located within Judith's Fancy, residents enjoy established surroundings, steady breezes, low-traffic streets, and convenient access to shopping, dining, schools, and essential services.
This home offers a rare blend of space, privacy, energy efficiency, and comfortable island living in a well-established residential setting. Private showings are available by appointment.
For sale
Price cut: $164K (6/28)
$925,000
94 Judith's Fancy CO, St. Croix, VI 00820
4beds
4baths
3,895sqft
Single Family Residence
Built in 1988
0.98 Acres Lot
$-- Zestimate®
$237/sqft
$108/mo HOA
What's special
Shaded trellis areaDesirable horseshoe layoutEstablished surroundingsThor multi-burner gas stoveLow-traffic streetsQuiet tucked-away roadDedicated outdoor-access bathroom
- 67 days |
- 787 |
- 54 |
Zillow last checked:
Listing updated:
Listed by:
Joy L Elliott,
Welcome Home Realty
Source: St Croix / St Thomas BOR,MLS#: 26-868
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
Bathroom
- Features: Shower
Cooling
- Split
Features
- Flooring: Vinyl
Interior area
- Total structure area: 3,895
- Total interior livable area: 3,895 sqft
Property
Parking
- Parking features: Off Street
Features
- Patio & porch: Deck
- Has private pool: Yes
- Pool features: Pool
- Has view: Yes
- View description: Neighborhood
Lot
- Size: 0.98 Acres
- Topography: Low/Flat
Details
- Zoning: R-1
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Concrete
- Roof: Fluid Applied
Condition
- Year built: 1988
Utilities & green energy
- Sewer: Septic Tank
- Water: Cistern
Community & HOA
Community
- Features: Filtration System
- Security: Security Gate, Security Guard
HOA
- Has HOA: Yes
- Services included: Association Fee
- HOA fee: $1,300 annually
Location
- Region: Christiansted
Financial & listing details
- Price per square foot: $237/sqft
- Annual tax amount: $1,581
- Date on market: 5/2/2026
- Road surface type: Asphalt
Estimated market value
Not available
Estimated sales range
Not available
$5,660/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/28/2026 | Price change | $925,000-15.1%$237/sqft |
Source: | ||
| 5/14/2026 | Price change | $1,089,000-12.9%$280/sqft |
Source: | ||
| 5/2/2026 | Listed for sale | $1,250,000+66.7%$321/sqft |
Source: | ||
| 3/22/2023 | Sold | $750,000-9.6%$193/sqft |
Source: | ||
| 1/31/2023 | Pending sale | $830,000$213/sqft |
Source: | ||
| 1/3/2023 | Listed for sale | $830,000+104.9%$213/sqft |
Source: | ||
| 8/23/2017 | Sold | $405,000+8%$104/sqft |
Source: | ||
| 8/28/2013 | Sold | $375,000$96/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 00820
Getting around
1 / 100
Car-DependentNearby schools
GreatSchools rating
No schools nearby
We couldn't find any schools near this home.
- Virgin Islands
- Saint Croix
- Christiansted
- 00820
- 94 Judith's Fancy CO







