Welcome to this beautifully positioned 2-bedroom, 2.5-bath waterfront townhome in the highly desirable South Bay by the Gulf community. Offering 1,191 sq ft of refined coastal living, this fully furnished, two-story residence features a light-filled open living space, well-appointed kitchen, and two private balconies overlooking serene lake views. Enjoy a resort-style lifestyle with private beach access, swimming pools, tennis courts, and beautifully maintained grounds—all just a few steps away from the sugar-white sands of the Emerald Coast. An exceptional opportunity as a primary residence, second home, or investment property.
For sale
$439,000
940 Highway 98 E, Destin, FL 32541
2beds
1,191sqft
Condominium
Built in 1974
-- sqft lot
$-- Zestimate®
$369/sqft
$860/mo HOA
What's special
- 79 days |
- 12 |
- 1 |
Zillow last checked:
Listing updated:
Listed by:
Penelope Bradley 850-501-7212,
EXP Realty, LLC
Source: PAR,MLS#: 681904
Loading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
- Area: 150.65
- Dimensions: 13.1 x 11.5
Bedroom
- Level: First
- Area: 127.6
- Dimensions: 11.6 x 11
Living room
- Level: Second
- Area: 315.4
- Dimensions: 19 x 16.6
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Water Heater, Dryer, Washer, Built In Microwave, Dishwasher, Refrigerator
Features
- Ceiling Fan(s)
- Flooring: Tile
- Has basement: No
Interior area
- Total structure area: 1,191
- Total interior livable area: 1,191 sqft
Property
Parking
- Parking features: 1 Space/Unit
Features
- Levels: Two
- Stories: 2
- Exterior features: Balcony, Barbecue, Tennis Court(s)
- Has private pool: Yes
- Pool features: In Ground, Fenced, Community
- Has view: Yes
- View description: Lake, Water
- Has water view: Yes
- Water view: Lake, Water
- Waterfront features: Lake, Waterfront, Beach Access, Deed Access, Beach, Waterfront Deed Access
Details
- Parcel number: 002s22420000h50000
- Zoning description: Res Multi
- Special conditions: Standard
Construction
Type & style
- Home type: Condo
- Architectural style: Contemporary
- Property subtype: Condominium
Materials
- Concrete, Frame
- Foundation: Slab
- Roof: Shingle
Condition
- Resale
- New construction: No
- Year built: 1974
Utilities & green energy
- Electric: Copper Wiring
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Tennis Court(s)
- Subdivision: Southbay
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Management, Recreation Facility
- HOA fee: $10,320 annually
Location
- Region: Destin
Financial & listing details
- Price per square foot: $369/sqft
- Tax assessed value: $365,000
- Annual tax amount: $4,324
- Price range: $439K - $439K
- Date on market: 5/1/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/1/2026 | Listed for sale | $439,000+10.9%$369/sqft |
Source:  PAR #681904 Report a problem | ||
| 4/20/2026 | Listing removed | $8,296$7/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/18/2026 | Listed for rent | $8,296$7/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/3/2021 | Sold | $396,000-4.6%$332/sqft |
Source: Public Record Report a problem | ||
| 12/2/2020 | Price change | $414,900-2.4%$348/sqft |
Source: PMA Real Estate Sales Inc #857843 Report a problem | ||
| 10/22/2020 | Listed for sale | $424,900+6.2%$357/sqft |
Source: Holiday Isle Sales Inc #857843 Report a problem | ||
| 3/16/2019 | Listing removed | $400,000$336/sqft |
Source: Keller Williams Emerald Coast Realty #807732 Report a problem | ||
| 9/20/2018 | Listed for sale | $400,000+68.4%$336/sqft |
Source: Keller Williams Realty Destin #807732 Report a problem | ||
| 7/20/2016 | Sold | $237,500-5%$199/sqft |
Source: Public Record Report a problem | ||
| 4/30/2016 | Price change | $249,900-3.7%$210/sqft |
Source: Holiday Isle Properties, Inc. #746704 Report a problem | ||
| 2/20/2016 | Price change | $259,500+29.8%$218/sqft |
Source: Holiday Isle Properties, Inc. #746704 Report a problem | ||
| 2/20/2015 | Listed for sale | $199,900+699.6%$168/sqft |
Source: RE/MAX SOUTHERN REALTY #723354 Report a problem | ||
| 1/9/2004 | Sold | $25,000$21/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,324 +4% | $365,000 +4.3% |
| 2023 | $4,159 +9.5% | $350,000 +11.1% |
| 2022 | $3,796 +24.3% | $315,000 +12.5% |
| 2021 | $3,053 +25.1% | $280,000 +43.6% |
| 2020 | $2,440 +4% | $195,000 +5.4% |
| 2019 | $2,347 +1.5% | $185,000 +2.8% |
| 2018 | $2,311 | $180,000 +5.9% |
| 2017 | $2,311 +4% | $170,000 +3% |
| 2016 | $2,222 +3.7% | $165,000 +10% |
| 2015 | $2,143 -1.7% | $150,000 |
| 2014 | $2,180 | $150,000 +12.8% |
| 2013 | -- | $133,000 |
| 2012 | -- | $133,000 -3.6% |
| 2011 | -- | $138,000 -17.9% |
| 2010 | -- | $168,000 -16% |
| 2009 | -- | $200,000 -4.8% |
| 2008 | -- | $210,000 -16% |
| 2007 | -- | $250,000 -13.8% |
| 2006 | -- | $290,000 +25% |
| 2005 | -- | $232,000 +61.1% |
| 2004 | -- | $144,000 +12.1% |
| 2003 | -- | $128,500 +5% |
| 2002 | -- | $122,400 +2% |
| 2001 | -- | $120,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 1.3 mi
- 9/10Destin Middle SchoolGrades: 5-8Distance: 3.3 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 9.8 mi
Schools provided by the listing agent
- Elementary: Local School In County
- Middle: LOCAL SCHOOL IN COUNTY
- High: Local School In County
Source: PAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- $2,350,0008 bd6 ba4.5k sqft3878 Sand Dune Ct, Destin, FL 32541For Sale
- $849,9003 bd2 ba1.7k sqft3877 Sand Dune Ct, Destin, FL 32541Sold
- $969,3004 bd3 ba2k sqft3880 Sand Dune Ct, Destin, FL 32541Off Market
- $447,0003 bd3 ba1.2k sqft940 Highway 98 E UNIT 33, Destin, FL 32541For Sale
- $826,6003 bd2 ba2.1k sqft3879 Sand Dune Ct, Destin, FL 32541Off Market
- $1,699,5005 bd4 ba3.4k sqft3882 Sand Dune Ct, Destin, FL 32541Off Market
- $1,277,2004 bd4 ba3.5k sqft3881 Sand Dune Ct, Destin, FL 32541Off Market
- $891,1003 bd2 ba2k sqft3884 Sand Dune Ct, Destin, FL 32541Off Market
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
Similar homes
- $439,0002 bd3 ba1.1k sqftSouth Bay By The Gulf, Destin, FL 32541For Sale
MLS ID #681904, Penelope Bradley. eXp Realty - $447,0003 bd3 ba1.2k sqft940 Highway 98 E Unit 33, Destin, FL 32541For Sale
MLS ID #1003731, Joshua B Kline, Emerald Coast Vacation Rentals & Sales. ECAOR - $439,0002 bd2 ba1.1k sqft30 Moreno Point Rd Unit 406C, Destin, FL 32541For Sale
MLS ID #1005491, Chris Lawson, Realty ONE Group Emerald Coast. ECAOR - $474,9003 bd2 ba1k sqft1006 Highway 98 E #131, Destin, FL 32541For Sale
MLS ID #1007167, Kyle V Hock, RealJoy Realty LLC. ECAOR - $399,0003 bd3 ba1.2k sqft940 Highway 98 E Unit 23, Destin, FL 32541For SaleMLS ID #998463, Paul A Domenech, Keller Williams Realty FWB. ECAOR
- $475,0002 bd2 ba1k sqft970 Highway 98 #505, Destin, FL 32541For SaleMLS ID #1001840, Christine P Baeza, Dockside Realty Inc. ECAOR
- $405,0002 bd2 ba950 sqft775 Gulf Shore Dr Unit 7100, Destin, FL 32541For SaleMLS ID #1004825, Maria Howell, REV Realty. ECAOR
- $418,9002 bd2 ba950 sqft775 Gulf Shore Dr Unit 3100, Destin, FL 32541For SaleMLS ID #949247, Nichole P Causton, Go Coastal Realty LLC. ECAOR
- $400,0002 bd3 ba1k sqft22 Moreno Point Rd Unit 15, Destin, FL 32541For SaleMLS ID #1004778, Susan E McPherson, EXP Realty LLC. ECAOR
- $445,0003 bd3 ba1.2k sqft940 Highway 98 E Unit 32, Destin, FL 32541For SaleMLS ID #997786, Nicole H Rattler, LPT Realty LLC. ECAOR
- $499,0002 bd2 ba1.4k sqft900 Gulf Shore Dr Unit 3044, Destin, FL 32541For SaleMLS ID #995468, Terry G Tallent, Aquatic Resort Properties Inc. ECAOR
- $475,0002 bd2 ba960 sqft1030 Highway 98 #203D, Destin, FL 32541For SaleMLS ID #1006264, E Michelle Terry, Dale E Peterson Realty Inc. ECAOR
- $467,5002 bd2 ba960 sqft1030 Highway 98 #6, Destin, FL 32541For SaleMLS ID #995540, Jilenna D Parmeley, Worth Clark Realty. ECAOR
- $495,0003 bd3 ba1.2k sqft940 Highway 98 E Unit 16, Destin, FL 32541For SaleMLS ID #994642, Christopher L Wooten, Taylor Allen Properties LLC. ECAOR
- $485,0003 bd2 ba1k sqft1006 Highway 98 E #431, Destin, FL 32541For SaleMLS ID #1004903, William A Flynn, Berkshire Hathaway Home Services PenFed Realty. ECAOR
- $509,5002 bd2 ba1.4k sqft900 Gulf Shore Dr Unit 3052, Destin, FL 32541For SaleMLS ID #1000515, Terry G Tallent, Aquatic Resort Properties Inc. ECAOR
- $425,0003 bd3 ba1.5k sqft219 Twin Lakes Ln, Destin, FL 32541For SaleMLS ID #1005338, Debra Kirk, World Impact Real Estate. ECAOR
- $459,0002 bd3 ba1.1k sqft940 Us Highway 98 W #65, Miramar Beach, FL 32550For SaleMLS ID #993535, Terry G Tallent, Aquatic Resort Properties Inc. ECAOR
- $497,0002 bd2 ba1k sqft970 Highway 98 Unit 1106, Destin, FL 32541For SaleMLS ID #994523, Jason J Jones, Lead Realty. ECAOR
- $378,0002 bd2 ba950 sqft775 Gulf Shore Dr Unit 3205, Destin, FL 32541For SaleMLS ID #991692, Kimberly T Thomas, Sandpiper Cove Real Estate Inc. ECAOR
