Rare opportunity to build in a desirable 55+ gated waterfront community with a ROGO Letter in hand, allowing for redevelopment of a 3-bedroom, 2-bath modular home on stilts. Thoughtfully designed plans feature an elevator, expansive terrace, and open living areas positioned to capture ocean views, cooling breezes, and stunning coastal surroundings.The elevated design allows for covered parking and ample storage below, ideal for island living and water toys. Enjoy tranquil views overlooking neighboring oceanfront homes, creating a true Keys atmosphere from your future outdoor living spaces.Residents enjoy a wealth of community amenities including a clubhouse, swimming pool, tennis courts, boat ramp, and dockage, all within a secure, gated setting designed for active adult living. Whether you're boating, socializing, or simply relaxing with the sea breeze, this community offers the perfect blend of lifestyle and convenience.A unique chance to build new in a well-established waterfront community--bring your vision and start enjoying the Florida Keys lifestyle.
Pending
Price cut: $10K (6/5)
$335,000
946 S Topaz Ave, Key Largo, FL 33037
--beds
--baths
4,500Square Feet
Unimproved Land
Built in ----
4,500 Square Feet Lot
$-- Zestimate®
$--/sqft
$-- HOA
What's special
- 180 days |
- 168 |
- 2 |
Zillow last checked:
Listing updated:
Listed by:
Terry Canto,Top Producer 305-394-3037,
American Caribbean Real Estate, Christie's International Real Estate
Source: FLKMLS,MLS#: 618016
Originating MLS: Florida Keys
Facts & features
Property
Features
- Water view: None
- Waterfront features: None, Dockage: None
Lot
- Size: 4,500 Square Feet
- Dimensions: 50 x 90
- Features: Less Than 1/4 Acre
Details
- Parcel number: 00486852005500
- Zoning: URM
- Zoning description: Urban Res Mobile Home District
Utilities & green energy
- Water: Water Meter
- Utilities for property: Electricity Connected
Community & HOA
Community
- Features: Clubhouse, Community Boat Ramp, Community Dockage, Pool, Tennis Court(s)
- Subdivision: Silver Shores (96.0)
HOA
- Has HOA: Yes
- HOA fee: $278 278.00
Location
- Region: Key Largo
Financial & listing details
- Tax assessed value: $253,261
- Annual tax amount: $2,074
- Date on market: 1/9/2026
- Listing terms: Buyer Obtain Finance
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
$2,799/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/23/2026 | Pending sale | $335,000 |
Source: | ||
| 6/5/2026 | Price change | $335,000-2.9% |
Source: | ||
| 2/23/2026 | Price change | $345,000-10.4% |
Source: | ||
| 1/9/2026 | Listed for sale | $385,000+45.3% |
Source: | ||
| 3/27/2023 | Sold | $265,000-7% |
Source: | ||
| 2/10/2023 | Pending sale | $285,000 |
Source: | ||
| 12/20/2022 | Price change | $285,000-4.9% |
Source: | ||
| 9/16/2022 | Price change | $299,750-7.8% |
Source: | ||
| 6/22/2022 | Listed for sale | $325,000+0% |
Source: | ||
| 6/20/2022 | Listing removed | -- |
Source: | ||
| 4/13/2022 | Price change | $324,900-1.2% |
Source: | ||
| 1/29/2022 | Listed for sale | $329,000 |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,074 +14.8% | $229,697 +10% |
| 2024 | $1,807 +14.2% | $208,815 +32.7% |
| 2023 | $1,582 +20% | $157,379 +10% |
| 2022 | $1,318 +7.3% | $143,072 +10% |
| 2021 | $1,229 -10.3% | $130,065 -10.8% |
| 2020 | $1,370 | $145,815 +40.7% |
| 2019 | $1,370 +24.2% | $103,612 +1.9% |
| 2018 | $1,103 +1% | $101,681 -22.7% |
| 2017 | $1,092 -18.2% | $131,555 +2.1% |
| 2016 | $1,335 -0.7% | $128,850 +0.7% |
| 2015 | $1,344 | $127,954 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 33037
Nearby schools
GreatSchools rating
- 8/10Key Largo SchoolGrades: PK-8Distance: 9.2 mi
- 5/10Coral Shores High SchoolGrades: 9-12Distance: 5.4 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Monroe County
- Key Largo
- 33037
- 946 S Topaz Ave







