Welcome to a Cardiff by the Sea ocean view home where luxury meets coastal living. This completely upgraded four-bedroom residence plus ADU offers thoughtfully designed living space, crafted with elevated finishes and attention to every detail. From the moment you step inside, you are greeted by soaring vaulted ceilings, expansive natural light, and an open-concept layout that creates both comfort and sophistication. At the heart of the home is a stunning designer kitchen featuring rich walnut cabinetry, entertainers island, high-end finishes, and a seamless flow perfect for entertaining or everyday living. Wood-grain tile flooring runs throughout, offering the warmth of hardwood with modern durability, complemented by upgraded lighting that enhances every space. With four spacious bedrooms and 2 primary suites, this home provides flexibility for families, guests, or a dedicated office. The primary suite serves as a private retreat, blending comfort, style, and functionality. The second primary suite is perfect for visitors and access to those ocean views. Adding even more value, the property includes an ADU ideal for extended family, guests, or potential rental income. The true highlight is the breathtaking ocean views that elevate everyday living into something extraordinary. This is more than just a home, it is a lifestyle upgrade, offering a turnkey coastal opportunity with high-end finishes, versatile living, and unforgettable sunset views.
Pending
Price cut: $100K (4/25)
$2,295,000
948 Emma Dr, Cardiff, CA 92007
5beds
1,948sqft
Single Family Residence
Built in 1964
9,000 Square Feet Lot
$2,266,400 Zestimate®
$1,178/sqft
$-- HOA
What's special
- 68 days |
- 217 |
- 1 |
Zillow last checked:
Listing updated:
Listed by:
Travis Chatwin DRE #01331747 Preferred:619-752-4663,
LPT Realty, Inc
Source: SDMLS,MLS#: 260009930
Originating MLS: San Diego Association of REALTOR
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Heating
- Forced Air Unit, Other/Remarks
Cooling
- Other/Remarks
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, N/K, Other/Remarks, Convection Oven, Range/Stove Hood, Gas Range, Built-In, Counter Top
- Laundry: Other/Remarks
Interior area
- Total structure area: 1,948
- Total interior livable area: 1,948 sqft
Video & virtual tour
Property
Parking
- Total spaces: 6
- Parking features: None Known
Features
- Levels: 1 Story
- Pool features: N/K
- Fencing: Full,Gate,Other/Remarks
Lot
- Size: 9,000 Square Feet
Details
- Parcel number: 2605111800
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Wood/Stucco, Other/Remarks
- Roof: Composition,Other/Remarks
Condition
- Year built: 1964
Utilities & green energy
- Sewer: Sewer Connected
- Water: Meter on Property
Community & HOA
Community
- Subdivision: CARDIFF BY THE SEA
Location
- Region: Cardiff
Financial & listing details
- Price per square foot: $1,178/sqft
- Tax assessed value: $312,167
- Annual tax amount: $3,823
- Date on market: 4/25/2026
- Listing terms: Cash,Conventional,Exchange,FHA,VA,Other/Remarks
Estimated market value
$2,266,400
$2.15M - $2.38M
$6,822/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/2/2026 | Pending sale | $2,295,000$1,178/sqft |
Source: | ||
| 4/30/2026 | Listed for sale | $2,295,000$1,178/sqft |
Source: | ||
| 4/27/2026 | Pending sale | $2,295,000$1,178/sqft |
Source: | ||
| 4/25/2026 | Price change | $2,295,000-4.2%$1,178/sqft |
Source: | ||
| 4/24/2026 | Price change | $2,395,000-4%$1,229/sqft |
Source: | ||
| 3/22/2026 | Listed for sale | $2,495,000+69.2%$1,281/sqft |
Source: | ||
| 9/29/2025 | Sold | $1,475,000-4.8%$757/sqft |
Source: | ||
| 9/16/2025 | Pending sale | $1,549,000$795/sqft |
Source: | ||
| 9/12/2025 | Price change | $1,549,000-8.8%$795/sqft |
Source: | ||
| 8/14/2025 | Price change | $1,699,000-8.1%$872/sqft |
Source: | ||
| 8/1/2025 | Listed for sale | $1,849,000$949/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,823 +0.6% | $312,167 +2% |
| 2024 | $3,802 +3.5% | $306,047 +2% |
| 2023 | $3,673 +3.9% | $300,047 +2% |
| 2022 | $3,534 +33% | $294,165 +40.1% |
| 2021 | $2,657 -3.5% | $209,967 +1% |
| 2020 | $2,755 +27.1% | $207,815 +2% |
| 2019 | $2,167 -21.1% | $203,742 +2% |
| 2018 | $2,745 0% | $199,748 +2% |
| 2017 | $2,746 +4.5% | $195,832 +2% |
| 2016 | $2,628 +0.4% | $191,993 +1.5% |
| 2015 | $2,618 +3% | $189,110 +2% |
| 2014 | $2,543 | $185,406 +0.5% |
| 2013 | -- | $184,569 +2% |
| 2012 | -- | $180,951 +2% |
| 2011 | -- | $177,404 +0.8% |
| 2010 | -- | $176,079 -0.2% |
| 2009 | -- | $176,498 +2% |
| 2008 | -- | $173,038 +2% |
| 2007 | -- | $169,646 +2% |
| 2006 | -- | $166,320 +2% |
| 2005 | -- | $163,060 +2% |
| 2004 | -- | $159,863 +1.9% |
| 2003 | -- | $156,934 +2% |
| 2002 | -- | $153,858 +2% |
| 2001 | -- | $150,842 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Cardiff
Nearby schools
GreatSchools rating
- 10/10Ada W. Harris Elementary SchoolGrades: 3-6Distance: 0.5 mi
- 7/10Oak Crest Middle SchoolGrades: 7-8Distance: 1.3 mi
- 9/10La Costa Canyon High SchoolGrades: 9-12Distance: 4.1 mi
A local agent can set up tours, give advice and negotiate with sellers.
Local buyer's agents are ready to help




