Pending

Price cut: $15.9K (4/21)

$124,000

95 Phelps Dr, Cromwell, KY 42333

3beds

1,352sqft

Manufactured Home, Residential

Built in 2000

1.08 Acres Lot

$-- Zestimate^®

$92/sqft

$-- HOA

What's special

Formal dining areaSplit-bedroom layoutExtra storage spaceStorage buildingAmple cabinet spaceAdditional dining areaBeautiful wood laminate flooring

Nestled on just over an acre in Cromwell, this 3-bedroom, 2-bath home offers comfort, space, and tranquility. The split-bedroom layout ensures privacy, with a spacious primary suite featuring a large soaking tub — perfect for unwinding after a long day. Enjoy the beautiful wood laminate flooring in the living room and formal dining area, the kitchen boasts ample cabinet space and includes an additional dining area for casual meals. A dedicated laundry room with extra storage space adds everyday convenience. Step outside to take in the serene, shaded yard — complete with a storage building — perfect for outdoor enjoyment. Whether you're starting out, downsizing, or looking for a peaceful place to call home, this one is a must-see!

427 days

14

1

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Level: First

Dining room

Features: Dining Area, Formal-Separate

Heating

Forced Air, Electric

Cooling

Electric

Appliances

Included: Range, Refrigerator, Electric Water Heater
Laundry: W/D Hookup

Features

Ceiling Fan(s), Split Bedroom
Flooring: Carpet, Linoleum, Laminate
Basement: None
Attic: None
Has fireplace: No
Fireplace features: None

Interior area

Total structure area: 1,352
Total interior livable area: 1,352 sqft
Finished area above ground: 1,352
Finished area below ground: 0

Property

Parking

Parking features: Gravel
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1
Patio & porch: Deck

Lot

Size: 1.08 Acres
Dimensions: 1.076
Features: Rolling Slope, Wooded
Residential vegetation: Partially Wooded

Details

Additional structures: Storage
Parcel number: 141A34

Construction

Type & style

Home type: MobileManufactured
Property subtype: Manufactured Home, Residential

Materials

Vinyl Siding
Foundation: Underpinning
Roof: Metal

Condition

New construction: No
Year built: 2000

Utilities & green energy

Sewer: Septic Tank
Water: Public

Community & HOA

Community

Subdivision: Ohio County

HOA

Has HOA: No

Location

Region: Cromwell

Financial & listing details

Price per square foot: $92/sqft
Tax assessed value: $43,000
Annual tax amount: $415
Date on market: 5/16/2025

Jaclyn Midkiff

(270) 792-2247

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Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
5/12/2026	Pending sale	$124,000$92/sqft
Source: Greater Owensboro Realtor Association #92151 Report a problem
4/21/2026	Price change	$124,000-11.4%$92/sqft
Source: Greater Owensboro Realtor Association #92151 Report a problem
11/12/2025	Price change	$139,900-3.5%$103/sqft
Source: Greater Owensboro Realtor Association #92151 Report a problem
7/12/2025	Price change	$144,900-3.3%$107/sqft
Source: Greater Owensboro Realtor Association #92151 Report a problem
5/16/2025	Listed for sale	$149,900$111/sqft
Source: Greater Owensboro Realtor Association #92151 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$415 +0.3%	$43,000
2023	$413 +0.9%	$43,000
2022	$409 +1.1%	$43,000
2021	$405 +0.4%	$43,000
2020	$403 +1.9%	$43,000
2019	$396 +4%	$43,000
2018	$380 +1.3%	$43,000
2017	$375 +5.9%	$43,000
2016	$355 +3.9%	$43,000
2015	$341 +1.5%	$43,000
2014	$336	$43,000 -8.5%
2010	--	$47,000

Find assessor info on the county website

Monthly payment

Estimated monthly payment$1,822

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 42333

Getting around

0 / 100

Car-Dependent

24 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

8/10
Southern Elementary School
Grades: PK-6Distance: 2 mi
7/10
Ohio County Middle School
Grades: 7-8Distance: 8.1 mi
7/10
Ohio County High School
Grades: 9-12Distance: 8.3 mi

Schools provided by the listing agent

Elementary: Southern Elementary School
Middle: Ohio County Middle School
High: OHIO COUNTY HIGH SCHOOL

Source: Greater Owensboro Realtor Association. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.