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For sale
  • $285,000

    95 Smokey Ln, Otto, NC 28763

    3beds
    2,029sqft
    : 
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    Residential
    Built in 1973
    1.1 Acres Lot
    $275,800 Zestimate®
    $140/sqft
    $-- HOA

    What's special

    Fully finished basementOne level livingPrivacy of country livingBasement garageBonus roomUpdated vinyl windowsFlexible floor plan
    Solidly built, incredibly versatile, and tucked away on just over an acre, this spacious 3 bedroom, 3 bath home with a bonus room offers the perfect combination of one level living, a fully finished basement with guest or rental potential, a covered attached 2-car carport, a basement garage, & the privacy of country living. The main level features convenient one level living with 3 bedrooms & 2 full baths while the finished lower level includes a large family room, kitchenette, full bath, gas stove hookup, & additional flexible space ideal for guests, extended family or rental potential. Parking and storage are plentiful with the covered attached 2 car carport while the single car basement garage provides an excellent workshop or storage area for tools, lawn equipment, or recreational gear. Built with quality craftsmanship, this home has an exceptionally solid feel & a foundation designed to stand the test of time. While a few cosmetic updates could bring it to today's style, the major investment is already here with sturdy construction, updated vinyl windows & gas furnace. With its flexible floor plan and generous living space this property is ready to welcome its next owner.
    11 days
    |
    576
    |
    47
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Thomas Evan Harrell,

    Realty One Group Vibe

    Source: Carolina Smokies MLS,MLS#: 26047825

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: First
      • Area: 180
      • Dimensions: 15 x 12
      Bedroom 2
      • Level: First
      • Area: 143.75
      • Dimensions: 12.5 x 11.5
      Bedroom 3
      • Level: First
      • Area: 149.6
      • Dimensions: 13.6 x 11
      Kitchen
      • Level: First
      • Area: 120
      • Dimensions: 12 x 10
      Living room
      • Level: First
      • Length: 24
      Heating
      • Electric, Wood, Propane
      Cooling
      • Central Electric
      Appliances
      • Included: Dishwasher, Water Filter System, Microwave, Electric Oven/Range, Refrigerator, Washer, Dryer, Electric Water Heater
      Features
      • Ceiling Fan(s), Living/Dining Room, Main Level Living, Primary w/Ensuite, Primary on Main Level
      • Flooring: Carpet, Laminate
      • Windows: Screens
      • Basement: Full
      • Attic: Access Only
      • Has fireplace: Yes
      • Fireplace features: Gas Log, Brick
      Interior area
      • Total structure area: 2,029
      • Total interior livable area: 2,029 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Garage-Single in Basement, Carport-Double Attached
      • Attached garage spaces: 1
      • Carport spaces: 2
      • Covered spaces: 3
      Features
      • Patio & porch: Porch
      Lot
      • Size: 1.1 Acres
      • Residential vegetation: Partially Wooded
      Details
      • Parcel number: 6489764537

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch/Single
      • Property subtype: Residential
      Materials
      • Vinyl Siding, Stone
      • Roof: Shingle
      Condition
      • Year built: 1973

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well, Private

      Community & HOA

      Location
      • Region: Otto

      Financial & listing details

      • Price per square foot: $140/sqft
      • Tax assessed value: $202,540
      • Annual tax amount: $468
      • Date on market: 7/6/2026
      • Listing terms: Cash,Conventional
      • Road surface type: Gravel, Dirt

        Estimated market value

        $275,800

        $262,000 - $290,000

        $2,259/mo

        Price history

        DateEventPrice
        7/16/2026Listed for sale$285,000$140/sqft
        Source: Carolina Smokies MLS #26047825 Report a problem
        7/9/2026Contingent$285,000$140/sqft
        Source: Carolina Smokies MLS #26047825 Report a problem
        7/6/2026Listed for sale$285,000$140/sqft
        Source: Carolina Smokies MLS #26047825 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$468 $202,540
        2024$468 +2.6%$202,540
        2023$456 -38.1%$202,540 +60.9%
        2022$737 $125,860
        2021$737 +10.8%$125,860
        2020$666 +2%$125,860
        2019$653 -3.7%$125,860 -10.6%
        2018$678 $140,750
        2017-- $140,750
        2016-- $140,750
        2015-- $140,750 +3.6%
        2014-- $135,910
        2013-- $135,910
        2012-- $135,910
        2011-- $135,910
        2010-- $135,910
        2009-- $135,910
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28763

        Getting around

        7 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating

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