Nearly 1-Acre Lakefront Retreat in Scenic View Estates Near Crystal Lake
Escape to peaceful lake living in Scenic View Estates on Craig's Creek Lake near Crystal Lake. Situated on a rare 0.93-acre waterfront lot, this two-story retreat offers more land and flexibility than many surrounding homes.
Step inside to discover 3 bedrooms, 2 full baths, a huge great room filled with natural light, soaring cathedral ceilings, and a casual dining room combo with deck access designed for easy entertaining. One bedroom features an ensuite bath on the main level with no-step access, offering added convenience for guests or everyday living. A versatile man cave provides the perfect space for game nights, hobbies, or relaxing after a day on the water. You will find the oversized two-car garage to offer plenty of room for vehicles, storage, and lake toys.
Enjoy quiet mornings overlooking the water, afternoons boating or kayaking from your private dock, and evenings fishing from your backyard. With water access leading to the Ohio River, the adventure doesn't stop at the shoreline. Positioned on higher ground, the home captures rare, panoramic water views that extend all the way to the shoreline.
Set on nearly an acre the property offers endless opportunities for outdoor fun- from volleyball and horseshoes to backyard cookouts with family and friends. The expansive garage easily accommodates recreational vehicles while additional dock slot and land provides endless possibilities for a future detached garage, workshop or pool.
Why drive hours to Lake Cumberland or Norris Lake when this waterfront escape offers the lake lifestyle you've been dreaming of--closer to home?
Schedule your showing today!
For sale
Price cut: $15.1K (6/2)
$434,900
95 Waterside Dr, Sparta, KY 41086
3beds
2,037sqft
Single Family Residence, Residential
Built in 2006
0.93 Acres Lot
$-- Zestimate®
$214/sqft
$-- HOA
What's special
Soaring cathedral ceilings
- 70 days |
- 184 |
- 5 |
Zillow last checked:
Listing updated:
Listed by:
Trina Rider 859-743-7404,
Keller Williams Realty Service
Source: NKMLS,MLS#: 642045
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Description: Adjoining Laundry Room/ Walk-in closet combo, Wooden Blinds, TV Nook
- Features: Cathedral Ceiling(s), Ceiling Fan(s), Carpet Flooring, Recessed Lighting, Walk-In Closet(s)
- Level: Second
- Area: 140.4
- Dimensions: 11.7 x 12
Bedroom 2
- Description: Vaulted Ceilings, Wooden Blinds
- Features: Carpet Flooring, Window Treatments
- Level: Second
- Area: 138
- Dimensions: 12 x 11.5
Bedroom 3
- Description: Siding Glass Doors
- Features: Bath Adjoins, Tile Flooring, Walk-In Closet(s), Walk-Out Access
- Level: First
- Area: 186
- Dimensions: 15.5 x 12
Bathroom 2
- Description: 2 vanities 1 with sink, linen closet, oversized shower
- Features: Full Finished Bath, Shower, Tile Flooring
- Level: First
- Area: 80
- Dimensions: 10 x 8
Bonus room
- Description: Possible Man Cave, 2- piece bar set, Wine Frig
- Features: Closet(s), Ceramic Tile Flooring, Storage, Tile Flooring, Wood Cabinets
- Level: First
- Area: 257.4
- Dimensions: 22 x 11.7
Great room
- Description: Windows on 3 sides, Wooden BlindsStorage
- Features: Ceiling Fan(s), Carpet Flooring, Recessed Lighting
- Level: Second
- Area: 705
- Dimensions: 30 x 23.5
Kitchen
- Description: Two Extended Eating Areas, French Doors, Laminate Countertop
- Features: Eat-in Kitchen, Plank Flooring, Pantry, Recessed Lighting, See Remarks, Wood Cabinets, Walk-Out Access, Window Treatments
- Level: Second
- Area: 354
- Dimensions: 29.5 x 12
Laundry
- Description: Fluorescence lighting
- Features: Built-in Features
- Level: Second
- Area: 74.88
- Dimensions: 11.7 x 6.4
Primary bath
- Description: High Ceilings, Wooden Blinds
- Features: Shower, Luxury Vinyl Flooring, Window Treatments
- Level: Second
- Area: 48
- Dimensions: 8 x 6
Utility room
- Features: Storage
- Level: First
- Area: 18
- Dimensions: 6 x 3
Heating
- Forced Air, Electric
Cooling
- Central Air, Wall Unit(s)
Appliances
- Included: Electric Oven, Electric Range, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- Laundry: Electric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
Features
- Laminate Counters, Walk-In Closet(s), Storage, Pantry, Open Floorplan, Eat-in Kitchen, Dry Bar, Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Recessed Lighting, Vaulted Ceiling(s)
- Windows: Vinyl Frames
Interior area
- Total structure area: 2,037
- Total interior livable area: 2,037 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage, Garage Door Opener, Garage Faces Front, Off Street
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Dock
- Has view: Yes
- View description: Lake, Neighborhood, River, Trees/Woods
- Has water view: Yes
- Water view: Lake,River
- Waterfront features: Waterfront
Lot
- Size: 0.93 Acres
- Dimensions: 156' x 159' x 221' x 217' x 17' x 30' x 33'
- Features: Cleared, Cul-De-Sac, Sloped Down, Wooded
- Residential vegetation: Partially Wooded
Details
- Additional parcels included: Lot #29 includes Lot #28 Dock Slot #13
- Parcel number: 9SVE028&029
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence, Residential
Materials
- Vinyl Siding
- Foundation: Poured Concrete
- Roof: Shingle
Condition
- Existing Structure
- New construction: No
- Year built: 2006
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Sewer Available, Water Available
Community & HOA
Community
- Security: Smoke Detector(s)
HOA
- Has HOA: No
Location
- Region: Sparta
Financial & listing details
- Price per square foot: $214/sqft
- Tax assessed value: $150,000
- Annual tax amount: $1,746
- Date on market: 4/30/2026
- Cumulative days on market: 71 days
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/2/2026 | Price change | $434,900-3.4%$214/sqft |
Source:  NKMLS #642045 Report a problem | ||
| 4/30/2026 | Listed for sale | $450,000+350%$221/sqft |
Source: NKMLS #642045 Report a problem | ||
| 2/26/2016 | Sold | $100,000-43.8%$49/sqft |
Source: Agent Provided Report a problem | ||
| 12/16/2010 | Sold | $178,000$87/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,746 -0.7% | $150,000 |
| 2023 | $1,758 -0.3% | $150,000 |
| 2022 | $1,764 -0.7% | $150,000 |
| 2021 | $1,776 -2.7% | $150,000 |
| 2018 | $1,825 | $150,000 |
| 2017 | -- | $150,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 41086
Nearby schools
GreatSchools rating
- NAGallatin County Lower Elementary SchoolGrades: PK-2Distance: 2.5 mi
- 7/10Gallatin County Middle SchoolGrades: 6-8Distance: 2.6 mi
- 4/10Gallatin County High SchoolGrades: 9-12Distance: 2.7 mi
Schools provided by the listing agent
- Elementary: Gallatin County Elementary
- Middle: Gallatin County Middle School
- High: Gallatin County High
Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Kentucky
- Gallatin County
- Warsaw
- 41086
- 95 Waterside Dr
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