4 Bedrooms...2 Bathrooms...Fernandina Beach...UNDER $400K!!! Don't Walk...RUN!!! Built in 2024, this immaculate homes features a desirable split floor plan that offers privacy and functionality for both everyday living and entertaining. Step inside to discover an open-concept layout filled with natural light, highlighting the sleek quartz countertops, stylish stainless steel appliances, and contemporary finishes throughout the kitchen and living areas. The built-in electric fireplace offers a warm and intimate ambience. The spacious owner's suite features a tray ceiling and large en-suite bath, fully equipped with a dual sink vanity, soaking tub, separate shower, and a walk-in closet. Enjoy your morning coffee or unwind in the evenings from the comfort of the screened lanai, which overlooks a peaceful pond view—creating a serene backdrop to your daily routine. Whether you're hosting guests or simply enjoying a quiet night in, this thoughtfully designed home offers the ideal combination of space, beauty, and convenience. Upgrades include gutters, window treatments, lighting, ceiling fans, and fencing. This move-in ready gem is minutes from shopping, restaurants, Fernandina Beach's historic district and beaches. No CDD! Flood Zone X
Closed
$395,000
95067 GINA Street, Fernandina Beach, FL 32034
4beds
1,901sqft
Single Family Residence
Built in 2024
4,791 Square Feet Lot
$393,900 Zestimate®
$208/sqft
$3,453 Estimated rent
Home value
$393,900
$362,000 - $429,000
$3,453/mo
Zestimate® history
Owner options
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$3,651/mo
Est. payment
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$3,651/mo
Est. payment
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Sleek quartz countertopsStylish stainless steel appliancesWalk-in closet
Zillow last checked:
Listing updated:
Listed by:
CASEY CLEARMAN,
CENTURY 21 LIGHTHOUSE REALTY 904-562-5652
Bought with:
FERNANDINA BEACH REALTY
Source: realMLS,MLS#: 2117125
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
- Flooring: Carpet, Tile, Vinyl
- Number of fireplaces: 1
- Fireplace features: Electric
Interior area
- Total interior livable area: 1,901 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Front Porch, Patio, Screened
- Fencing: Back Yard
- Has view: Yes
- View description: Pond, Water
- Has water view: Yes
- Water view: Pond,Water
- Waterfront features: Pond
Lot
- Size: 4,791 Square Feet
- Features: Sprinklers In Front, Sprinklers In Rear
Details
- Parcel number: 292N28033000370000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Fiber Cement
- Roof: Shingle
Condition
- New construction: No
- Year built: 2024
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Concourse Crossing Phase 1
HOA
- Has HOA: Yes
- HOA fee: $950 annually
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $208/sqft
- Tax assessed value: $60,000
- Annual tax amount: $5,330
- Date on market: 11/14/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 12/3/2025 | Sold | $395,000-1.2%$208/sqft |
Source:  realMLS #2117125 Report a problem | ||
| 11/15/2025 | Pending sale | $399,900$210/sqft |
Source: realMLS #2117125 Report a problem | ||
| 11/14/2025 | Listed for sale | $399,900-3.6%$210/sqft |
Source: realMLS #2117125 Report a problem | ||
| 10/7/2025 | Listing removed | $414,900$218/sqft |
Source: realMLS #2080374 Report a problem | ||
| 9/19/2025 | Price change | $414,900-1%$218/sqft |
Source: realMLS #2080374 Report a problem | ||
| 7/16/2025 | Price change | $418,988-0.2%$220/sqft |
Source: realMLS #2080374 Report a problem | ||
| 6/19/2025 | Price change | $419,999-0.8%$221/sqft |
Source: realMLS #2080374 Report a problem | ||
| 5/26/2025 | Price change | $423,333-0.4%$223/sqft |
Source: realMLS #2080374 Report a problem | ||
| 4/16/2025 | Listed for sale | $424,900+4.9%$224/sqft |
Source: realMLS #2080374 Report a problem | ||
| 3/26/2024 | Sold | $405,000-7.7%$213/sqft |
Source: realMLS #2016316 Report a problem | ||
| 10/20/2023 | Listing removed | -- |
Source:  Century Communities Report a problem | ||
| 9/9/2023 | Price change | $438,815+1.6%$231/sqft |
Source: Century Communities Report a problem | ||
| 8/23/2023 | Listed for sale | $431,915$227/sqft |
Source: Century Communities Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $938 -2.1% | $60,000 |
| 2023 | $958 +154.6% | $60,000 +140% |
| 2022 | $376 | $25,000 |
Find assessor info on the county website
Neighborhood: 32034
Nearby homes
- $461,1004 bd2 ba2.5k sqft95059 Gina St, Fernandina Beach, FL 32034Sold
- $439,9904 bd3 ba2.4k sqft95075 Gina St, Fernandina Beach, FL 32034Sold
- $365,0003 bd2 ba1.7k sqft95051 Gina St, Fernandina Beach, FL 32034Sold
- $399,9904 bd3 ba2.2k sqft95083 Gina St, Fernandina Beach, FL 32034Sold
- $380,0003 bd2 ba1.8k sqft95091 Gina St, Fernandina Beach, FL 32034Sold
- $399,9905 bd4 ba2.5k sqft95286 Katherine St, Fernandina Beach, FL 32034Sold
- $299,9903 bd3 ba1.7k sqft95417 Katherine St #1E, Fernandina Beach, FL 32034Sold
- $429,9904 bd3 ba2.2k sqft95035 Gina St, Fernandina Beach, FL 32034Sold
Nearby schools
GreatSchools rating
- 8/10Emma Love Hardee Elementary SchoolGrades: 3-5Distance: 5.2 mi
- 6/10Fernandina Beach High SchoolGrades: PK,3,8-12Distance: 6.6 mi
- NASouthside Elementary SchoolGrades: PK-2Distance: 5.9 mi
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Estimated market value
$393,900
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Estimated market value
$393,900
- Florida
- Nassau County
- Fernandina Beach
- 32034
- 95067 GINA Street
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