Nestled in the highly desirable community of Otter Run, this well maintained home offers the perfect blend of space, comfort and convenience! Inside you'll find tile flooring throughout, an abundance of natural light and peaceful lake views from the living room, dining room, kitchen, guest bedroom and primary suite. The primary bath boasts dual sinks, a walk-in shower, soaking tub and a generously sized walk-in closet. The 2 guest bedrooms and guest bathroom are very spacious- perfect for family or guests. Enjoy quiet mornings and relaxing evenings from the screened lanai overlooking the lake. Just minutes to shopping, restaurants, historic downtown Fernandina Beach and the beaches of Amelia Island. With excellent curb appeal, no CDD fees, low HOA and prime location, this home has so much to offer. Don't miss the chance to make it yours!
Sold for $425,000
$425,000
95070 Palmetto Trl, Fernandina Beach, FL 32034
3beds
1,756sqft
Single Family Residence
Built in 2004
0.34 Acres Lot
$450,400 Zestimate®
$242/sqft
$2,855 Estimated rent
Home value
$450,400
$419,000 - $482,000
$2,855/mo
Zestimate® history
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List your homeWhat's special
Peaceful lake viewsAbundance of natural lightExcellent curb appealSoaking tubTile flooringWalk-in showerGenerously sized walk-in closet
Zillow last checked:
Listing updated:
Listed by:
Jeni Griffin 904-625-7415,
BERKSHIRE HATHAWAY HomeServices HWREI
Bought with:
Kristi Garber, 3369987
PINEYWOODS REALTY, LLC
Source: AINCAR,MLS#: 113131
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Originating MLS: Amelia Island-Nassau County Assoc of Realtors IncFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Dishwasher, Refrigerator, Stove, Washer
Features
- Ceiling Fan(s), Furnished, Fireplace, Split Bedrooms, Window Treatments
- Windows: Other, See Remarks, Blinds
- Has fireplace: Yes
- Furnished: Yes
Interior area
- Total structure area: 1,756
- Total interior livable area: 1,756 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Two Car Garage
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Covered, Patio, Screened
- Exterior features: Fence
- On waterfront: Yes
- Frontage type: Lakefront
Lot
- Size: 0.34 Acres
- Dimensions: .34
Details
- Parcel number: 402N28159001030000
- Zoning: X
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: One Story
- Property subtype: Single Family Residence
Materials
- Frame, Stucco
- Roof: Shingle
Condition
- Resale
- Year built: 2004
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Otter Run
HOA
- Has HOA: Yes
- HOA fee: $180 annually
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $242/sqft
- Tax assessed value: $380,962
- Annual tax amount: $1,857
- Date on market: 8/1/2025
- Cumulative days on market: 4 days
- Listing terms: Cash,Conventional
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 9/5/2025 | Sold | $425,000-0.9%$242/sqft |
Source:  AINCAR #113131 Report a problem | ||
| 8/5/2025 | Pending sale | $429,000$244/sqft |
Source: AINCAR #113131 Report a problem | ||
| 8/1/2025 | Listed for sale | $429,000+138.5%$244/sqft |
Source: AINCAR #113131 Report a problem | ||
| 3/3/2004 | Sold | $179,900$102/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,857 +2% | $163,674 +3% |
| 2023 | $1,820 +7.1% | $158,907 +3% |
| 2022 | $1,699 -0.6% | $154,279 +3% |
| 2021 | $1,709 +0.5% | $149,785 +1.4% |
| 2020 | $1,701 +1.9% | $147,717 +2.3% |
| 2019 | $1,669 | $144,396 +1.9% |
| 2018 | $1,669 +1.3% | $141,704 +3.2% |
| 2017 | $1,648 +11.4% | $137,348 +2.1% |
| 2016 | $1,480 +1.4% | $134,523 +0.7% |
| 2015 | $1,460 -2.2% | $133,588 +0.8% |
| 2014 | $1,493 | $132,528 +1.5% |
| 2013 | -- | $130,569 +3.7% |
| 2012 | -- | $125,928 -9.4% |
| 2011 | -- | $138,930 -5.4% |
| 2010 | -- | $146,802 -8.9% |
| 2009 | -- | $161,095 -3.6% |
| 2008 | -- | $167,071 -2.4% |
| 2007 | -- | $171,213 +4% |
| 2006 | -- | $164,634 +14.7% |
| 2005 | -- | $143,484 +473.9% |
| 2003 | -- | $25,000 |
| 2002 | -- | $25,000 +11.1% |
| 2001 | -- | $22,500 |
| 2000 | -- | $22,500 |
Find assessor info on the county website
Neighborhood: 32034
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Nearby schools
GreatSchools rating
- 8/10Emma Love Hardee Elementary SchoolGrades: 3-5Distance: 3.6 mi
- 6/10Fernandina Beach High SchoolGrades: PK,3,8-12Distance: 4.9 mi
- NASouthside Elementary SchoolGrades: PK-2Distance: 4.2 mi
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Estimated market value
$450,400
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Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$450,400
- Florida
- Nassau County
- Fernandina Beach
- 32034
- 95070 Palmetto Trl
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