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For sale
  • Price cut: $14K (6/26)
    $405,000

    95161 Lock St, Fernandina Beach, FL 32034

    3beds
    1,895sqft
    : 
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    Single Family Residence
    Built in 2024
    0.32 Acres Lot
    $413,300 Zestimate®
    $214/sqft
    $81/mo HOA

    What's special

    Screened lanaiSecurity camerasBrand-new dishwasherKitchen cabinet hardwareUpgraded kitchen faucet
    Welcome to 95161 Lock St in Concourse Crossing - a beautifully maintained 2024-built home situated on one of the largest lots in the community at .32 acres! Backing to a preserve for added privacy, this property offers the perfect combination of newer construction, upgrades, and outdoor space that’s hard to find. Located in the smaller, phase 2 section of Concourse Crossing, this area features all single-family homes and a charming green space nearby perfect for kids or dogs to play. Enjoy the benefits of NO CDD fees and a low annual HOA while still being conveniently located near shopping, dining, and everyday conveniences. This one-owner home features 3 bedrooms PLUS AN OFFICE with thoughtful upgrades already completed after closing, saving the next owner time and expense. Interior features include luxury vinyl plank flooring throughout with absolutely no carpet, custom barn doors on the office, upgraded kitchen faucet, kitchen cabinet hardware, and a brand-new dishwasher. The open layout feels bright and welcoming, while the cute front porch adds to the home’s curb appeal and charm. Step outside and enjoy the fully fenced backyard overlooking the preserve, screened lanai, gutters, security cameras, and plenty of room to relax or entertain. The garage has also been upgraded with durable epoxy floors, and a glass storm door adds additional natural light and style to the entryway. Why wait to build when this nearly new home already has the upgrades done for you? Schedule your showing today!
    52 days
    |
    790
    |
    54
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    Zillow last checked:

    Listing updated:

    Listed by:

    Jen Solomon 904-219-8001,

    WATSON REALTY CORP.

    Source: AINCAR,MLS#: 116011MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dryer, Dishwasher, Microwave, Refrigerator, Washer
      Features
      • Ceiling Fan(s), Split Bedrooms
      • Windows: Vinyl
      Interior area
      • Total structure area: 1,895
      • Total interior livable area: 1,895 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Two Car Garage
      • Garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Rear Porch, Screened
      • Exterior features: Fence, Sprinkler/Irrigation
      • Pool features: None
      • Frontage type: Preservation
      Lot
      • Size: 0.32 Acres
      • Dimensions: .32 of an acre
      Details
      • Parcel number: 292N28033000820000
      • Zoning: PUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: One Story
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement, Frame
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 2024

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Concourse Crossing
      HOA
      • Has HOA: Yes
      • HOA fee: $970 annually
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $214/sqft
      • Tax assessed value: $70,000
      • Annual tax amount: $1,094
      • Date on market: 5/8/2026
      • Cumulative days on market: 53 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        $413,300

        $393,000 - $434,000

        $3,644/mo

        Price history

        DateEventPrice
        6/26/2026Price change$405,000-3.3%$214/sqft
        Source: AINCAR #116011 Report a problem
        6/12/2026Price change$419,000-1.4%$221/sqft
        Source: realMLS #2144240 Report a problem
        5/29/2026Price change$425,000-0.9%$224/sqft
        Source: realMLS #2144240 Report a problem
        5/8/2026Listed for sale$429,000+2.1%$226/sqft
        Source: AINCAR #116011 Report a problem
        9/26/2024Sold$419,990$222/sqft
        Source: AINCAR #108976 Report a problem
        7/21/2024Pending sale$419,990+5%$222/sqft
        Source: realMLS #2034078 Report a problem
        6/27/2024Sold$399,990-4.8%$211/sqft
        Source: realMLS #2031608 Report a problem
        6/27/2024Price change$419,990-2.3%$222/sqft
        Source: realMLS #2034078 Report a problem
        6/14/2024Listed for sale$429,990$227/sqft
        Source: realMLS #2031608 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,094 -2.1%$70,000
        2023$1,117 $70,000

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32034

        Getting around

        0 / 100
        Car-Dependent
        33 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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