Welcome to 95161 Lock St in Concourse Crossing - a beautifully maintained 2024-built home situated on one of the largest lots in the community at .32 acres! Backing to a preserve for added privacy, this property offers the perfect combination of newer construction, upgrades, and outdoor space that’s hard to find. Located in the smaller, phase 2 section of Concourse Crossing, this area features all single-family homes and a charming green space nearby perfect for kids or dogs to play. Enjoy the benefits of NO CDD fees and a low annual HOA while still being conveniently located near shopping, dining, and everyday conveniences. This one-owner home features 3 bedrooms PLUS AN OFFICE with thoughtful upgrades already completed after closing, saving the next owner time and expense. Interior features include luxury vinyl plank flooring throughout with absolutely no carpet, custom barn doors on the office, upgraded kitchen faucet, kitchen cabinet hardware, and a brand-new dishwasher. The open layout feels bright and welcoming, while the cute front porch adds to the home’s curb appeal and charm. Step outside and enjoy the fully fenced backyard overlooking the preserve, screened lanai, gutters, security cameras, and plenty of room to relax or entertain. The garage has also been upgraded with durable epoxy floors, and a glass storm door adds additional natural light and style to the entryway. Why wait to build when this nearly new home already has the upgrades done for you? Schedule your showing today!
For sale
Price cut: $14K (6/26)
$405,000
95161 Lock St, Fernandina Beach, FL 32034
3beds
1,895sqft
Single Family Residence
Built in 2024
0.32 Acres Lot
$413,300 Zestimate®
$214/sqft
$81/mo HOA
What's special
Screened lanaiSecurity camerasBrand-new dishwasherKitchen cabinet hardwareUpgraded kitchen faucet
- 52 days |
- 790 |
- 54 |
Zillow last checked:
Listing updated:
Listed by:
Jen Solomon 904-219-8001,
WATSON REALTY CORP.
Source: AINCAR,MLS#: 116011
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Dishwasher, Microwave, Refrigerator, Washer
Features
- Ceiling Fan(s), Split Bedrooms
- Windows: Vinyl
Interior area
- Total structure area: 1,895
- Total interior livable area: 1,895 sqft
Property
Parking
- Total spaces: 2
- Parking features: Two Car Garage
- Garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Screened
- Exterior features: Fence, Sprinkler/Irrigation
- Pool features: None
- Frontage type: Preservation
Lot
- Size: 0.32 Acres
- Dimensions: .32 of an acre
Details
- Parcel number: 292N28033000820000
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: One Story
- Property subtype: Single Family Residence
Materials
- Fiber Cement, Frame
- Roof: Shingle
Condition
- Resale
- Year built: 2024
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Concourse Crossing
HOA
- Has HOA: Yes
- HOA fee: $970 annually
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $214/sqft
- Tax assessed value: $70,000
- Annual tax amount: $1,094
- Date on market: 5/8/2026
- Cumulative days on market: 53 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
Estimated market value
$413,300
$393,000 - $434,000
$3,644/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/26/2026 | Price change | $405,000-3.3%$214/sqft |
Source: | ||
| 6/12/2026 | Price change | $419,000-1.4%$221/sqft |
Source: | ||
| 5/29/2026 | Price change | $425,000-0.9%$224/sqft |
Source: | ||
| 5/8/2026 | Listed for sale | $429,000+2.1%$226/sqft |
Source: | ||
| 9/26/2024 | Sold | $419,990$222/sqft |
Source: | ||
| 7/21/2024 | Pending sale | $419,990+5%$222/sqft |
Source: | ||
| 6/27/2024 | Sold | $399,990-4.8%$211/sqft |
Source: | ||
| 6/27/2024 | Price change | $419,990-2.3%$222/sqft |
Source: | ||
| 6/14/2024 | Listed for sale | $429,990$227/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,094 -2.1% | $70,000 |
| 2023 | $1,117 | $70,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32034
Nearby schools
GreatSchools rating
- 8/10Emma Love Hardee Elementary SchoolGrades: 3-5Distance: 5.1 mi
- 6/10Fernandina Beach High SchoolGrades: PK,3,8-12Distance: 6.5 mi
- NASouthside Elementary SchoolGrades: PK-2Distance: 5.8 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Nassau County
- Fernandina Beach
- 32034
- 95161 Lock St
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