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Sold for $408,000
  • $408,000

    95161 Lock St, Fernandina Beach, FL 32034

    3beds
    1,895sqft
    Single Family Residence
    Built in 2024
    0.32 Acres Lot
    $407,900 Zestimate®
    $215/sqft
    $2,921 Estimated rent

    Home value

    $407,900

    $388,000 - $428,000

    $2,921/mo

    Zestimate® history
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    What's special

    Screened lanaiSecurity camerasBrand-new dishwasherKitchen cabinet hardwareUpgraded kitchen faucet
    Welcome to 95161 Lock St in Concourse Crossing - a beautifully maintained 2024-built home situated on one of the largest lots in the community at .32 acres! Backing to a preserve for added privacy, this property offers the perfect combination of newer construction, upgrades, and outdoor space that’s hard to find. Located in the smaller, phase 2 section of Concourse Crossing, this area features all single-family homes and a charming green space nearby perfect for kids or dogs to play. Enjoy the benefits of NO CDD fees and a low annual HOA while still being conveniently located near shopping, dining, and everyday conveniences. This one-owner home features 3 bedrooms PLUS AN OFFICE with thoughtful upgrades already completed after closing, saving the next owner time and expense. Interior features include luxury vinyl plank flooring throughout with absolutely no carpet, custom barn doors on the office, upgraded kitchen faucet, kitchen cabinet hardware, and a brand-new dishwasher. The open layout feels bright and welcoming, while the cute front porch adds to the home’s curb appeal and charm. Step outside and enjoy the fully fenced backyard overlooking the preserve, screened lanai, gutters, security cameras, and plenty of room to relax or entertain. The garage has also been upgraded with durable epoxy floors, and a glass storm door adds additional natural light and style to the entryway. Why wait to build when this nearly new home already has the upgrades done for you? Schedule your showing today!

    Zillow last checked:

    Listing updated:

    Listed by:

    Jen Solomon 904-219-8001,

    WATSON REALTY CORP.

    Bought with:

    Keri Duffy, 3279506

    KELLER WILLIAMS REALTY / FB OFFICE

    Source: AINCAR,MLS#: 116011MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Heating
    • Central, Electric
    Cooling
    • Central Air, Electric
    Appliances
    • Included: Dryer, Dishwasher, Microwave, Refrigerator, Washer
    Features
    • Ceiling Fan(s), Split Bedrooms
    • Windows: Vinyl
    Interior area
    • Total structure area: 1,895
    • Total interior livable area: 1,895 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Two Car Garage
    • Garage spaces: 2
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Rear Porch, Screened
    • Exterior features: Fence, Sprinkler/Irrigation
    • Pool features: None
    • Frontage type: Preservation
    Lot
    • Size: 0.32 Acres
    • Dimensions: .32 of an acre
    Details
    • Parcel number: 292N28033000820000
    • Zoning: PUD
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: One Story
    • Property subtype: Single Family Residence
    Materials
    • Fiber Cement, Frame
    • Roof: Shingle
    Condition
    • Resale
    • Year built: 2024

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & HOA

    Community
    • Subdivision: Concourse Crossing
    HOA
    • Has HOA: Yes
    • HOA fee: $970 annually
    Location
    • Region: Fernandina Beach

    Financial & listing details

    • Price per square foot: $215/sqft
    • Tax assessed value: $337,440
    • Annual tax amount: $5,180
    • Date on market: 5/8/2026
    • Cumulative days on market: 61 days
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Road surface type: Paved

    Price history

    DateEventPrice
    8/11/2026Sold$408,000+0.7%$215/sqft
    Source: AINCAR #116011 Report a problem
    7/8/2026Pending sale$405,000$214/sqft
    Source: AINCAR #116011 Report a problem
    6/26/2026Price change$405,000-3.3%$214/sqft
    Source: AINCAR #116011 Report a problem
    6/12/2026Price change$419,000-1.4%$221/sqft
    Source: realMLS #2144240 Report a problem
    5/29/2026Price change$425,000-0.9%$224/sqft
    Source: realMLS #2144240 Report a problem
    5/8/2026Listed for sale$429,000+2.1%$226/sqft
    Source: AINCAR #116011 Report a problem
    9/26/2024Sold$419,990$222/sqft
    Source: AINCAR #108976 Report a problem
    7/21/2024Pending sale$419,990$222/sqft
    Source: realMLS #2034078 Report a problem
    6/27/2024Price change$419,990-2.3%$222/sqft
    Source: realMLS #2034078 Report a problem
    6/14/2024Listed for sale$429,990$227/sqft
    Source: realMLS #2031608 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$5,180 +373.5%$337,440 +382.1%
    2024$1,094 -2.1%$70,000
    2023$1,117 $70,000
    Find assessor info on the county website

    Neighborhood: 32034

    Nearby schools

    GreatSchools rating
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    Estimated market value
    $407,900
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $407,900