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New constructionPrice cut: $12K (8/14)
$417,900
4beds
2,407sqft

95220 Terris Way, Fernandina Beach, FL 32034

4beds
2,407sqft
Single family residence
Built in 2024
5,662 sqft
2 Garage spaces
$174 price/sqft
$81/mo HOA

What's special

Clean finishesDedicated office spaceGreat natural lightSpacious open layoutGutters already in placeBlinds already installed

95220 Terri’s Way offers the perfect blend of modern comfort and everyday functionality in the growing community of Concourse Crossing. This well-maintained 4-bedroom, 3-bath home features a spacious open layout with plenty of room to gather, entertain, or simply spread out and enjoy. Inside, you’ll find clean finishes, great natural light, and a dedicated office space that works perfectly for remote work, homework, or a quiet flex room. The kitchen opens seamlessly to the main living area, creating an easy flow for everyday living. Step outside to a covered and screened back porch overlooking a large fully fenced in backyard with plenty of space to add a pool, create an outdoor entertaining area, or simply enjoy the Florida weather year-round. Additional features include a full appliance package including refrigerator, blinds already installed, and gutters already in place—making the home truly move-in ready. Seller is also offering home as a rental. Located in peaceful Concourse Crossing, you’ll enjoy a quieter setting while still being just minutes from shopping, dining, and the beaches of Fernandina Beach and Amelia Island. If you’ve been looking for a home with space, functionality, and a great location, this one is worth seeing in person.

113 days
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417
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Source: AINCAR,MLS#: 115997MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Travel times

Family Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Jordan Gallup 904-760-9393,

CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Source: AINCAR,MLS#: 115997MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
Heating
  • Central, Electric
Cooling
  • Central Air, Electric
Appliances
  • Included: Dryer, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Stove, Washer
Features
  • Window Treatments
  • Windows: Vinyl, Blinds
Interior area
  • Total structure area: 2,407
  • Total interior livable area: 2,407 sqft

Property

Parking
  • Total spaces: 2
  • Parking features: Two Car Garage
  • Garage spaces: 2
Features
  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch, Covered, Front Porch, Patio, Screened
  • Exterior features: Sprinkler/Irrigation
  • Pool features: None
Lot
  • Size: 5,662 Square Feet
  • Dimensions: 40 x 150
Details
  • Parcel number: 292N28033000460000
  • Zoning: PUD
  • Special conditions: None

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subtype: Single Family Residence
Materials
  • Fiber Cement
  • Roof: Shingle
Condition
  • New Construction,Resale
  • New construction: Yes
  • Year built: 2024

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public

Community & HOA

Community
  • Subdivision: Concourse Crossing
HOA
  • Has HOA: Yes
  • HOA fee: $970 annually
Location
  • Region: Fernandina Beach

Financial & listing details

  • Price per square foot: $174/sqft
  • Tax assessed value: $398,220
  • Annual tax amount: $6,113
  • Date on market: 5/11/2026
  • Cumulative days on market: 117 days
  • Listing terms: Conventional,FHA,VA Loan
  • Road surface type: Paved

Price history

DateEventPrice
8/14/2026Price change$417,900-2.8%$174/sqft
Source: AINCAR #115997 Report a problem
7/1/2026Price change$429,900-1.2%$179/sqft
Source: AINCAR #115997 Report a problem
5/11/2026Listed for sale$435,000+1.2%$181/sqft
Source: AINCAR #115997 Report a problem
9/12/2024Listing removed$2,550$1/sqft
Source: Zillow Rentals Report a problem
8/10/2024Listed for rent$2,550-12.1%$1/sqft
Source: Zillow Rentals Report a problem
8/9/2024Listing removed$429,900$179/sqft
Source: Engel & Volkers #2026731 Report a problem
7/26/2024Price change$429,900+0.1%$179/sqft
Source: realMLS #2026731 Report a problem
7/22/2024Price change$429,300-4.6%$178/sqft
Source: AINCAR #108256 Report a problem
6/15/2024Price change$449,900-2.2%$187/sqft
Source: AINCAR #108256 Report a problem
5/23/2024Price change$459,900-1.1%$191/sqft
Source: AINCAR #108256 Report a problem
5/2/2024Listed for sale$464,900$193/sqft
Source: AINCAR #108256 Report a problem
5/2/2024Listing removed--
Source: realMLS #2020798 Report a problem
4/18/2024Listed for sale$464,900+16.2%$193/sqft
Source: realMLS #2020798 Report a problem
4/18/2024Listing removed--
Source: Zillow Rentals Report a problem
4/11/2024Listed for rent$2,900$1/sqft
Source: Zillow Rentals Report a problem
4/5/2024Sold$400,000-11%$166/sqft
Source: realMLS #2004298 Report a problem
3/12/2024Pending sale$449,615$187/sqft
Source: realMLS #2004298 Report a problem
3/4/2024Price change$449,615+7.6%$187/sqft
Source: realMLS #2004298 Report a problem
2/15/2024Pending sale$417,990$174/sqft
Source: realMLS #2004298 Report a problem
1/19/2024Listed for sale$417,990-5%$174/sqft
Source: realMLS #2004298 Report a problem
1/10/2024Sold$439,990$183/sqft
Source: realMLS #2000892 Report a problem
12/26/2023Listed for sale$439,990$183/sqft
Source: realMLS #2000892 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$6,113 +552%$398,220 +563.7%
2024$938 -2.1%$60,000
2023$958 +154.6%$60,000 +140%
2022$376 $25,000

Find assessor info on the county website

Monthly payment

Est. payment
$2,819/mo
Principal & interest
$2167
Property taxes
$571
HOA Fees
$81
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Estimated market value

Not available

Estimated sales range

Not available

Not available

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 32034

Nearby schools

Emma Love Hardee Elementary School
Grades 3-5 • 5.1 miles
8/10
GreatSchools® Rating
Test Score Rating
8/10
Student Progress Rating
8/10
Fernandina Beach High School
Grades PK,3,8-12 • 6.5 miles
6/10
GreatSchools® Rating
Test Score Rating
8/10
College Readiness Rating
7/10
Student Progress Rating
4/10
Southside Elementary School
Grades PK-2 • 5.9 miles
N/A
GreatSchools® Rating

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