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Pending
    • Price cut: $5K (6/9)
    $260,000

    95478 PLUM Loop, Fernandina Beach, FL 32034

    2beds
    1,120sqft
    : 
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    Single Family Residence
    Built in 1991
    1.01 Acres Lot
    $244,900 Zestimate®
    $232/sqft
    $-- HOA

    What's special

    Five impact resistant windowsJust over an acreCircular driveway
    One-of-a-kind home! This 2 bed, 1 bathroom cottage includes a bonus room with a magnificent stained glass window. This room could be used as an office or an additional bedroom. Walk up the stairs to a cozy loft for additional storage. This 1-1/2 story, wood-framed home sits on just over an acre. Drive through on the circular driveway. Included are several sheds, two with electricity. New appliances include a new stove, refrigerator, toilet and washer in 2025. Five impact resistant windows were installed in 2024. The roof was replaced in 2019. There is a private well with a water softener and a private septic system. A little elbow grease will go a long way in making this home your own. Come live out in the country with no HOA or CDD fees, but close to all the stores in Yulee. Goffinsville Park, boat launch and fishing pier are close by and the beach is just over the bridge. This is not a perfect house, but it might be your perfect home! RE agent owned. Sold as-is.
    86 days
    |
    2,323
    |
    105
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    HOLLY KELLEY 617-645-0912,

    PALM III REALTY AND PROPERTY M 904-321-4001

    Source: realMLS,MLS#: 2139201MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer, Water Softener Owned
      • Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
      Features
      • Ceiling Fan(s)
      • Flooring: Laminate, Tile
      Interior area
      • Total interior livable area: 1,120 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Circular Driveway, Off Street
      • Has uncovered spaces: Yes
      Features
      • Levels: One and One Half
      • Stories: 1
      • Patio & porch: Covered, Front Porch
      • Fencing: Other
      Lot
      • Size: 1.01 Acres
      • Features: Many Trees
      Details
      • Additional structures: Shed(s)
      • Parcel number: 312N28495500030110
      • Zoning description: Zoned for Horses

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cottage
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1991

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Private, Well
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Subdivision: Willow Branch Acres
      HOA
      • Has HOA: No
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $232/sqft
      • Tax assessed value: $171,884
      • Annual tax amount: $920
      • Date on market: 4/9/2026
      • Listing terms: Cash,Conventional,USDA Loan
      • Road surface type: Paved

        Estimated market value

        $244,900

        $233,000 - $257,000

        $2,054/mo

        Price history

        DateEventPrice
        6/30/2026Pending sale$260,000$232/sqft
        Source: realMLS #2139201 Report a problem
        6/9/2026Price change$260,000-1.9%$232/sqft
        Source: realMLS #2139201 Report a problem
        5/1/2026Price change$265,000-1.5%$237/sqft
        Source: realMLS #2139201 Report a problem
        4/9/2026Listed for sale$269,000+572.5%$240/sqft
        Source: realMLS #2139201 Report a problem
        4/27/2015Sold$40,000-19.8%$36/sqft
        Source: realMLS #752205 Report a problem
        2/19/2015Price change$49,900-16.7%$45/sqft
        Source: Palm III Realty Inc #752205 Report a problem
        1/11/2015Listed for sale$59,900-53.6%$53/sqft
        Source: Palm III Realty Inc #752205 Report a problem
        1/5/2015Sold$129,000+72.2%$115/sqft
        Source: Public Record Report a problem
        9/3/2013Listing removed$74,900$67/sqft
        Source: Palm III Realty Inc #610655 Report a problem
        8/16/2013Listed for sale$74,900+36.2%$67/sqft
        Source: Palm III Realty Inc #610655 Report a problem
        1/23/2013Listing removed$55,000$49/sqft
        Source: Palm III Realty Inc #610655 Report a problem
        11/22/2012Price change$55,000-8.3%$49/sqft
        Source: Palm III Realty Inc #610655 Report a problem
        9/25/2012Listed for sale$60,000$54/sqft
        Source: Palm III Realty Inc #610655 Report a problem
        5/1/2012Listing removed$60,000$54/sqft
        Source: Palm III Realty Inc #610655 Report a problem
        4/12/2012Listed for sale$60,000-42.9%$54/sqft
        Source: Palm III Realty Inc #610655 Report a problem
        2/24/2012Listing removed$105,000$94/sqft
        Source: Palm III Realty Inc #610655 Report a problem
        2/10/2012Listed for sale$105,000+66.7%$94/sqft
        Source: Palm III Realty Inc #610655 Report a problem
        8/25/2011Listing removed$63,000$56/sqft
        Source: Palm III Realty Inc #558794 Report a problem
        4/2/2011Price change$63,000-13.7%$56/sqft
        Source: Palm III Realty Inc #558794 Report a problem
        2/20/2011Price change$73,000-12%$65/sqft
        Source: Palm III Realty Inc #558794 Report a problem
        12/4/2010Price change$83,000-10.8%$74/sqft
        Source: Palm III Realty Inc #558794 Report a problem
        11/10/2010Listed for sale$93,000-27.9%$83/sqft
        Source: Palm III Realty Inc #558794 Report a problem
        1/25/2006Sold$129,000$115/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$900 +3%$97,464 +3%
        2023$874 +13.8%$94,625 +3%
        2022$768 +0.5%$91,869 +3%
        2021$764 +1.1%$89,193 +1.4%
        2020$755 -4.6%$87,962 -1.7%
        2019$791 $89,508 +9%
        2018$791 -41%$82,118 +6.3%
        2017$1,342 +14.8%$77,226 +6.3%
        2016$1,169 +4.8%$72,676 -6.8%
        2015$1,116 -9%$77,982 +13%
        2014$1,226 $69,028 +7%
        2013-- $64,520 -0.4%
        2012-- $64,769 -0.4%
        2011-- $65,017 -16.4%
        2010-- $77,766 -8.7%
        2009-- $85,189 -3.9%
        2008-- $88,682 -2.9%
        2007-- $91,306 +72.8%
        2006-- $52,829 +74.7%
        2005-- $30,242 +3%
        2004-- $29,361 +1.9%
        2003-- $28,814 +2.4%
        2002-- $28,139 +1.6%
        2001-- $27,696 +3%
        2000-- $26,889

        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32034

        Getting around

        1 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Emma Love Hardee
        • Middle: Fernandina Beach
        • High: Fernandina Beach

        Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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