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  • Zillow Home logoZestimate®
    $440,000

    95958 SURREY Place, Fernandina Beach, FL 32034

    4beds
    2,285sqft
    Single Family Residence
    Built in 2025
    -- sqft lot
    $440,000 Zestimate®
    $193/sqft
    $3,609 Estimated rent

    Home value

    $440,000

    $418,000 - $462,000

    $3,609/mo

    Zestimate® history
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    What's special

    Why wait for new construction when you can have a barely lived in home that is truly move in ready? This stunning 2025 residence was purchased in the spring as a second home and has been barely used. Located on a peaceful preserve lot, it offers privacy and a beautiful natural backdrop. Plantation shutters throughout, timeless Benjamin Moore Chantilly Lace paint, and pristine walls create a fresh, polished feel. The gourmet kitchen features quartz countertops and a 36-inch cooktop. An extra-long driveway provides abundant parking, while the garage offers an EV charger and SafeRacks storage. Flexible spaces provide options for a home office, playroom or additional living area, plus an upstairs bedroom/loft. Enjoy highly regarded Fernandina Beach schools, close proximity to Amelia Island beaches and historic downtown, and convenient access to Jacksonville International Airport.

    Zillow last checked:

    Listing updated:

    Listed by:

    BRANDY JARVINEN 810-701-6616,

    CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST 904-372-4711

    Bought with:

    WATSON REALTY CORP

    Source: realMLS,MLS#: 2161951MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Convection Oven, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
    • Laundry: Electric Dryer Hookup, Lower Level, Washer Hookup
    Features
    • Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Master Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
    • Flooring: Carpet, Vinyl
    • Furnished: Yes
    Interior area
    • Total interior livable area: 2,285 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Additional Parking, Electric Vehicle Charging Station(s), Garage, Garage Door Opener
    • Garage spaces: 2
    Features
    • Levels: One and One Half
    • Stories: 2
    • Patio & porch: Covered, Front Porch, Rear Porch, Screened
    • Fencing: Back Yard,Privacy,Vinyl
    • Has view: Yes
    • View description: Protected Preserve
    Lot
    • Features: Cul-De-Sac, Sprinklers In Front, Sprinklers In Rear, Wooded
    Details
    • Parcel number: 292N28033100960000
    • Zoning description: Residential

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Cottage
    • Property subtype: Single Family Residence
    Materials
    • Fiber Cement
    • Roof: Shingle
    Condition
    • Updated/Remodeled
    • New construction: No
    • Year built: 2025

    Utilities & green energy

    • Electric: 220 Volts in Garage
    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

    Community & HOA

    Community
    • Security: Carbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)
    • Subdivision: Concourse Crossing
    HOA
    • Has HOA: Yes
    • Amenities included: Dog Park, Jogging Path, Playground
    • Services included: Maintenance Grounds
    • HOA fee: $970 annually
    Location
    • Region: Fernandina Beach

    Financial & listing details

    • Price per square foot: $193/sqft
    • Tax assessed value: $85,000
    • Annual tax amount: $1,304
    • Date on market: 8/26/2026
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Road surface type: Paved

    Price history

    DateEventPrice
    10/2/2026Sold$440,000-1.1%$193/sqft
    Source: realMLS #2161951 Report a problem
    9/4/2026Pending sale$445,000$195/sqft
    Source: realMLS #2161951 Report a problem
    8/26/2026Listed for sale$445,000+4.7%$195/sqft
    Source: realMLS #2161951 Report a problem
    3/16/2026Sold$425,000-0.9%$186/sqft
    Source: realMLS #2123179 Report a problem
    3/2/2026Pending sale$429,000$188/sqft
    Source: realMLS #2123179 Report a problem
    2/9/2026Price change$429,000-0.1%$188/sqft
    Source: realMLS #2123179 Report a problem
    2/7/2026Price change$429,500+0.1%$188/sqft
    Source: realMLS #2123179 Report a problem
    2/5/2026Price change$429,000-0.2%$188/sqft
    Source: realMLS #2123179 Report a problem
    2/3/2026Price change$430,000-0.2%$188/sqft
    Source: realMLS #2123179 Report a problem
    1/30/2026Price change$431,000-0.1%$189/sqft
    Source: realMLS #2123179 Report a problem
    1/27/2026Price change$431,500-0.1%$189/sqft
    Source: realMLS #2123179 Report a problem
    1/23/2026Price change$432,000-0.1%$189/sqft
    Source: realMLS #2123179 Report a problem
    1/20/2026Price change$432,500-0.8%$189/sqft
    Source: realMLS #2123179 Report a problem
    1/15/2026Price change$435,900-0.2%$191/sqft
    Source: realMLS #2123179 Report a problem
    1/12/2026Price change$436,900-0.5%$191/sqft
    Source: realMLS #2123179 Report a problem
    1/6/2026Price change$439,000-1.3%$192/sqft
    Source: realMLS #2123179 Report a problem
    1/2/2026Listed for sale$444,999+4.7%$195/sqft
    Source: realMLS #2123179 Report a problem
    1/21/2025Sold$425,000$186/sqft
    Source: Public Record Report a problem
    12/10/2024Pending sale$425,000-1.2%$186/sqft
    Source: realMLS #2054277 Report a problem
    12/4/2024Price change$429,990-2.3%$188/sqft
    Source: realMLS #2054277 Report a problem
    11/28/2024Price change$439,990-1.3%$193/sqft
    Source: Century Communities Report a problem
    11/22/2024Price change$445,990+1.4%$195/sqft
    Source: Century Communities Report a problem
    10/30/2024Listed for sale$439,990$193/sqft
    Source: realMLS #2054277 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$1,305 +503.1%$85,000 +513.9%
    2024$216 $13,846
    Find assessor info on the county website

    Neighborhood: 32034

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Emma Love Hardee
    • Middle: Fernandina Beach
    • High: Fernandina Beach

    Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $440,000
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $440,000