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    • Price cut: $10K (6/25)
    $210,000

    96 Ems W23 Ln, North Webster, IN 46555

    1beds
    784sqft
    : 
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    Single Family Residence
    Built in 1949
    2,178 Square Feet Lot
    $202,800 Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Beautifully updated lakefront cottageDormer windowIntegrated adt security systemReverse osmosis system
    Tucked along the peaceful shores of Backwater Lake, this beautifully updated lakefront cottage offers an incredible opportunity to enjoy waterfront living with convenient access to everything Lake Webster is known for — all at an attractive price point for lakefront property. This 1-bedroom, 1.5-bath retreat captures some of the best scenery Backwater Lake has to offer. Remodel completed in 2024, the home blends modern updates with a relaxed lakefront feel. Inside, the spacious bedroom is filled with natural light from the dormer window and showcases beautiful lake views right from bed. The updated bath features a sleek all-glass shower and modern finishes that complement the home’s stylish yet cozy design. Recent improvements including a newer metal roof and gutters (less than one year old), reverse osmosis system, and integrated ADT security system provide peace of mind and low-maintenance ownership. The setting is what truly makes this property special. Whether you are relaxing on the deck, enjoying coffee from the couch, or entertaining friends by the water, the elevated design of the home allows for incredible views in nearly every direction. Popular 189-acre Backwater Lake is known for fishing and peaceful boating. Located close to the tube/tunnel, owners can take smaller boats depending on water level for convenient access into all-sports Lake Webster for skiing, tubing, and summer fun. You can also easily access nearby Kiser Lake to spend the day floating, swimming, and enjoying a quieter lake atmosphere. The property also includes a pier/dock and is conveniently located near the public boat launch for easy lake access. Located near the heart of North Webster, this property places you close to one of Indiana’s favorite lake communities, known for the iconic Dixie Sternwheeler, local restaurants, and laid-back lake atmosphere. Whether you are looking for a weekend getaway, investment opportunity, or year-round lake home, this cottage offers a hard-to-find combination of peaceful waterfront living, beautiful views, and convenient access to the all-sports lake lifestyle without the larger price tag.
    44 days
    |
    2,386
    |
    145
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Angela Racolta Cell:317-750-1600,

    Encore Sotheby's International Realty,

    Molly Slone,

    Encore Sotheby's International Realty

    Source: IRMLS,MLS#: 202620678MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Bedroom 1
      • Level: Upper
      Dining room
      • Level: Main
      Kitchen
      • Level: Main
      • Area: 88
      • Dimensions: 8 x 11
      Living room
      • Level: Main
      • Area: 156
      • Dimensions: 13 x 12
      Heating
      • Other
      Cooling
      • Multi Units
      Appliances
      • Included: Microwave, Refrigerator
      • Laundry: Main Level
      Features
      • Eat-in Kitchen, Entrance Foyer, Open Floorplan, Stand Up Shower
      • Flooring: Vinyl
      • Windows: Window Treatments
      • Basement: Crawl Space
      • Has fireplace: No
      Interior area
      • Total structure area: 784
      • Total interior livable area: 784 sqft
      • Finished area above ground: 400
      • Finished area below ground: 384
      Video & virtual tour

      Property

      Parking
      • Parking features: Stone
      • Has uncovered spaces: Yes
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Patio & porch: Deck
      • Exterior features: Balcony, Fire Pit
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Lake, Deck on Waterfront, Pier/Dock, Lake Front, Non Ski Lake
      • Body of water: The Backwaters
      • Frontage length: Channel/Canal Frontage(0),Water Frontage(55)
      Lot
      • Size: 2,178 Square Feet
      • Dimensions: 40x85
      • Features: 0-2.9999, Lake, Landscaped
      Details
      • Parcel number: 430813300173.000023

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Metal Siding, Vinyl Siding
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1949

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Well

      Community & HOA

      Community
      • Security: Security System
      • Subdivision: Backwater Gardens
      Location
      • Region: North Webster

      Financial & listing details

      • Tax assessed value: $122,800
      • Annual tax amount: $382
      • Date on market: 5/29/2026

        Estimated market value

        $202,800

        $193,000 - $213,000

        $981/mo

        Price history

        DateEventPrice
        6/25/2026Price change$210,000-4.5%
        Source: IRMLS #202620678 Report a problem
        6/11/2026Price change$220,000-2.2%
        Source: IRMLS #202620678 Report a problem
        5/29/2026Listed for sale$225,000+4.7%
        Source: IRMLS #202620678 Report a problem
        7/15/2024Listing removed$215,000
        Source: IRMLS #202423653 Report a problem
        7/15/2024Price change$215,000+17.6%
        Source: IRMLS #202423653 Report a problem
        6/27/2024Listed for sale$182,800+7212%
        Source: IRMLS #202423653 Report a problem
        4/5/1999Sold$2,500$3/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$170 -74.7%$122,800 +76.7%
        2024$673 +14.2%$69,500 +3.9%
        2023$590 +18.7%$66,900 +14.8%
        2022$497 +6.6%$58,300 +22.7%
        2021$466 +3.3%$47,500 +1.9%
        2020$451 -46%$46,600 +1.7%
        2019$836 +35.7%$45,800 +3.2%
        2018$616 +16.5%$44,400 +3%
        2017$528 +51.7%$43,100 +1.9%
        2016$348 -2.2%$42,300 +4.2%
        2014$356 -6.5%$40,600 +0.7%
        2013$381 +13.4%$40,300 -4.3%
        2012$336 -4.6%$42,100 -12.7%
        2011$352 -14.2%$48,200 -2.8%
        2010$410 +16.8%$49,600 -0.6%
        2009$351 -12.5%$49,900 -11.1%
        2007$402 $56,100
        2006-- $56,100 +180.5%
        2005-- $20,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 46555

        Getting around

        5 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: North Webster
        • Middle: Wawasee
        • High: Wawasee
        • District: Wawasee

        Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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