A rare opportunity to own quality, level lakefront for an affordable price is now available with this captivating 2 bedroom 2 bath cottage. Offering spectacular lake & sunset views, the property is well positioned in the desirable southern section of the lake. The partly wooded parcel provides plenty of shade while allowing generous views and great access to the gently sloping lawn area. There is plenty of room for outdoor activities and features a beautiful lakeside fire-pit. The gently sloping lot makes it easy to swim and or access the private dock site that qualifies for a Type "A" dock suitable for 2 power boats plus a third water vessel. The property also includes the "Buydown" which provides additional value and protection for owners. The charming and well built cottage offers open living spaces, and a covered lakeside porch. The main level offers plenty of natural lighting, a cathedral ceiling with pine tongue and groove ceilings, hardwood floors and a gas fireplace. The kitchen area offers granite counters a breakfast bar and stainless steel appliances. The main floor bedroom features lake views and hardwood floors with an adjoining full bath. The upper level offers an inviting bedroom with cathedral ceiling and lake views along with a large loft/family room space adjoining a full bath. The home also now offers air-conditioning and forced air heating with mini-splits on both levels. The Seller recently acquired and is including adjoining property with this offering.
Under contract
Price cut: $90K (8/4)
$1,099,000
96 Whispering Way, Swanton, MD 21561
2beds
1,344sqft
Single Family Residence
Built in 2010
0.66 Acres Lot
$1,032,900 Zestimate®
$818/sqft
$-- HOA
What's special
Gas fireplaceQuality level lakefrontGenerous viewsBeautiful lakeside fire-pitPlenty of natural lightingHardwood floorsStainless steel appliances
- 101 days
- 121
- 0
Zillow last checked:
Listing updated:
Listed by:
Bill Weissgerber 301-387-4141,
Railey Realty, Inc. 301-387-2000
Source: Bright MLS,MLS#: MDGA2012066
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Living Room, Dining Room, Kitchen, Bedroom 1, Loft, Utility Room, Bathroom 1
Bedroom 1
- Features: Flooring - Carpet
- Level: Upper
- Area: 192 Square Feet
- Dimensions: 12 X 16
Bedroom 1
- Features: Flooring - Carpet
- Level: Main
- Area: 192 Square Feet
- Dimensions: 12 X 16
Bathroom 1
- Features: Flooring - Vinyl
- Level: Upper
- Area: 50 Square Feet
- Dimensions: 10 X 5
Bathroom 1
- Features: Flooring - Vinyl
- Level: Main
- Area: 50 Square Feet
- Dimensions: 10 X 5
Dining room
- Features: Flooring - HardWood
- Level: Main
- Area: 156 Square Feet
- Dimensions: 12 X 13
Kitchen
- Features: Flooring - HardWood, Granite Counters, Breakfast Bar
- Level: Main
- Area: 156 Square Feet
- Dimensions: 12 X 13
Living room
- Features: Flooring - HardWood
- Level: Main
- Area: 288 Square Feet
- Dimensions: 18 X 16
Loft
- Features: Flooring - Carpet
- Level: Upper
- Area: 275 Square Feet
- Dimensions: 11 X 25
Utility room
- Features: Flooring - Vinyl
- Level: Main
- Area: 18 Square Feet
- Dimensions: 6 X 3
Heating
- Baseboard, Electric, Propane
Cooling
- Ductless, Ceiling Fan(s), Electric
Appliances
- Included: Refrigerator, Ice Maker, Microwave, Oven/Range - Electric, Washer, Dryer, Electric Water Heater
Features
- Open Floorplan, Ceiling Fan(s), Cathedral Ceiling(s), Wood Ceilings
- Flooring: Hardwood, Carpet, Ceramic Tile, Wood
- Doors: Six Panel, Insulated
- Windows: Double Hung, Double Pane Windows, Screens, Window Treatments
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Free Standing, Gas/Propane
Interior area
- Total structure area: 1,344
- Total interior livable area: 1,344 sqft
- Finished area above ground: 1,344
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Crushed Stone, Driveway
- Uncovered spaces: 4
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch
- Exterior features: Play Area
- Pool features: None
- Has view: Yes
- View description: Lake, Water, Mountain(s)
- Has water view: Yes
- Water view: Lake,Water
- Waterfront features: Private Dock Site, Lake, Boat - Powered, Fishing Allowed, Boat - Length Limit, Canoe/Kayak, Waterski/Wakeboard
- Body of water: Deep Creek Lake
- Frontage length: Water Frontage Ft: 60
Lot
- Size: 0.66 Acres
- Features: Premium, Wooded
Details
- Additional structures: Above Grade, Below Grade, Outbuilding
- Additional parcels included: The "Buydown" is included and the seller acquired and added additional property on the entry side of the house .
- Parcel number: 1218009730
- Zoning: R
- Zoning description: Residential only
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- HardiPlank Type
- Foundation: Crawl Space
- Roof: Asphalt
Condition
- Excellent
- New construction: No
- Year built: 2010
Utilities & green energy
- Sewer: Septic Exists, Septic = # of BR
- Water: Well
- Utilities for property: Electricity Available, Cable Connected, Cable
Community & HOA
Community
- Subdivision: Green Glade
HOA
- Has HOA: No
Location
- Region: Swanton
Financial & listing details
- Price per square foot: $818/sqft
- Tax assessed value: $348,367
- Annual tax amount: $7,238
- Date on market: 6/6/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Inclusions: Appliances, Sheds And Physical Dock
- Exclusions: Furniture
- Ownership: Fee Simple
- Road surface type: Gravel
Estimated market value
$1,032,900
$981,000 - $1.08M
$1,700/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/15/2026 | Contingent | $1,099,000$818/sqft |
Source:  Bright MLS #MDGA2012066 Report a problem | ||
| 8/4/2026 | Price change | $1,099,000-7.6%$818/sqft |
Source: Bright MLS #MDGA2012066 Report a problem | ||
| 6/6/2026 | Listed for sale | $1,189,000+87.2%$885/sqft |
Source: Bright MLS #MDGA2012066 Report a problem | ||
| 9/17/2020 | Sold | $635,000+5.9%$472/sqft |
Source: Public Record Report a problem | ||
| 7/29/2020 | Listed for sale | $599,900+114.3%$446/sqft |
Source: Railey Realty #MDGA133140 Report a problem | ||
| 10/11/2006 | Sold | $279,900+33.3%$208/sqft |
Source: Public Record Report a problem | ||
| 3/10/2003 | Sold | $210,000$156/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,566 -28.1% | $639,400 +17.6% |
| 2024 | $6,353 +21.3% | $543,900 +21.3% |
| 2023 | $5,237 +27.1% | $448,400 +27.1% |
| 2022 | $4,122 +0.6% | $352,900 +0.6% |
| 2021 | $4,095 +0.7% | $350,633 +0.7% |
| 2020 | $4,069 +0.7% | $348,367 +0.7% |
| 2019 | $4,042 +6% | $346,100 |
| 2018 | $3,814 0% | $346,100 |
| 2017 | $3,814 | $346,100 -1.3% |
| 2016 | -- | $350,500 |
| 2015 | -- | $350,500 |
| 2014 | -- | $350,500 -21.7% |
| 2013 | -- | $447,900 |
| 2012 | -- | $447,900 |
| 2011 | -- | $447,900 +39.8% |
| 2010 | -- | $320,400 +6.6% |
| 2009 | -- | $300,510 +7.1% |
| 2008 | -- | $280,620 +7.6% |
| 2007 | -- | $260,730 +12.6% |
| 2006 | -- | $231,620 +14.4% |
| 2005 | -- | $202,510 +16.8% |
| 2004 | -- | $173,400 +10.9% |
| 2003 | -- | $156,416 +680.9% |
| 2002 | -- | $20,030 +0.8% |
| 2001 | -- | $19,880 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 21561
Nearby schools
Schools provided by the listing agent
- Elementary: Broadford
- Middle: Southern Middle
- High: Southern Garrett High
- District: Garrett County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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