Quiet and affordable level lakefront with desirable western exposure can be yours with this 2 Bedroom, 2 Bath lakefront cottage. Located at the southeastern section of the lake, the partly wooded parcel includes great views, spectacular summer sunsets, a lakeside fire pit area, private dock that qualifies for 2 power boats plus a third water vessel. The well built structure offers open living spaces, and a covered lakeside porch. The main level includes a lake facing bedroom with adjoining full bath. The upper level offers a large loft/family room space with a lake facing bedroom and adjoining a full bath. Additional features include hardwood oak flooring, pine tongue and groove ceilings and gas fireplace. The kitchen includes new granite counter tops, breakfast bar, and stainless steel appliances. The property includes the lakeside buy down and the seller recently purchased an adjoining parcel which provides the potential to expand the main structure and or add an attached or detached garage. This ready to live in property is set up and To schedule a showing, contact your agent today.
For sale
$1,189,000
96 Whispering Way, Swanton, MD 21561
2beds
1,344sqft
Single Family Residence
Built in 2010
0.66 Acres Lot
$1,134,300 Zestimate®
$885/sqft
$-- HOA
What's special
Gas fireplaceLevel lakefrontDesirable western exposureGreat viewsLakeside fire pit areaStainless steel appliancesHardwood oak flooring
- 26 days |
- 1,035 |
- 50 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Bill Weissgerber 301-387-4141,
Railey Realty, Inc. 301-387-2000
Source: Bright MLS,MLS#: MDGA2012066
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Living Room, Dining Room, Kitchen, Bedroom 1, Loft, Utility Room, Bathroom 1
Bedroom 1
- Features: Flooring - Carpet
- Level: Upper
- Area: 192 Square Feet
- Dimensions: 12 X 16
Bedroom 1
- Features: Flooring - Carpet
- Level: Main
- Area: 192 Square Feet
- Dimensions: 12 X 16
Bathroom 1
- Features: Flooring - Vinyl
- Level: Upper
- Area: 50 Square Feet
- Dimensions: 10 X 5
Bathroom 1
- Features: Flooring - Vinyl
- Level: Main
- Area: 50 Square Feet
- Dimensions: 10 X 5
Dining room
- Features: Flooring - HardWood
- Level: Main
- Area: 156 Square Feet
- Dimensions: 12 X 13
Kitchen
- Features: Flooring - HardWood, Granite Counters, Breakfast Bar
- Level: Main
- Area: 156 Square Feet
- Dimensions: 12 X 13
Living room
- Features: Flooring - HardWood
- Level: Main
- Area: 288 Square Feet
- Dimensions: 18 X 16
Loft
- Features: Flooring - Carpet
- Level: Upper
- Area: 275 Square Feet
- Dimensions: 11 X 25
Utility room
- Features: Flooring - Vinyl
- Level: Main
- Area: 18 Square Feet
- Dimensions: 6 X 3
Heating
- Baseboard, Electric, Propane
Cooling
- Window Unit(s), Ceiling Fan(s), Electric
Appliances
- Included: Refrigerator, Ice Maker, Microwave, Oven/Range - Electric, Washer, Dryer, Electric Water Heater
Features
- Open Floorplan, Ceiling Fan(s), Cathedral Ceiling(s), Wood Ceilings
- Flooring: Wood
- Doors: Six Panel, Insulated
- Windows: Double Hung, Double Pane Windows, Screens, Window Treatments
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Free Standing, Gas/Propane
Interior area
- Total structure area: 1,344
- Total interior livable area: 1,344 sqft
- Finished area above ground: 1,344
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Driveway
- Uncovered spaces: 4
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch
- Pool features: None
- Has view: Yes
- View description: Lake, Water, Mountain(s)
- Has water view: Yes
- Water view: Lake,Water
- Waterfront features: Private Dock Site, Lake, Boat - Powered, Fishing Allowed, Boat - Length Limit, Canoe/Kayak, Waterski/Wakeboard
- Body of water: Deep Creek Lake
- Frontage length: Water Frontage Ft: 60
Lot
- Size: 0.66 Acres
- Features: Premium, Wooded
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1218009730
- Zoning: R
- Zoning description: Residential only
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- HardiPlank Type
- Foundation: Crawl Space
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2010
Utilities & green energy
- Sewer: Septic Exists, Septic = # of BR
- Water: Well
- Utilities for property: Cable
Community & HOA
Community
- Subdivision: Green Glade
HOA
- Has HOA: No
Location
- Region: Swanton
Financial & listing details
- Price per square foot: $885/sqft
- Tax assessed value: $348,367
- Annual tax amount: $7,238
- Date on market: 6/6/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Inclusions: Appliances, Sheds And Physical Dock
- Exclusions: Furniture
- Ownership: Fee Simple
- Road surface type: Gravel
Estimated market value
$1,134,300
$1.08M - $1.19M
$1,773/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/6/2026 | Listed for sale | $1,189,000+87.2%$885/sqft |
Source:  Bright MLS #MDGA2012066 Report a problem | ||
| 9/17/2020 | Sold | $635,000+5.9%$472/sqft |
Source: Public Record Report a problem | ||
| 7/29/2020 | Listed for sale | $599,900+114.3%$446/sqft |
Source: Railey Realty #MDGA133140 Report a problem | ||
| 10/11/2006 | Sold | $279,900+33.3%$208/sqft |
Source: Public Record Report a problem | ||
| 3/10/2003 | Sold | $210,000$156/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,566 -28.1% | $639,400 +17.6% |
| 2024 | $6,353 +21.3% | $543,900 +21.3% |
| 2023 | $5,237 +27.1% | $448,400 +27.1% |
| 2022 | $4,122 +0.6% | $352,900 +0.6% |
| 2021 | $4,095 +0.7% | $350,633 +0.7% |
| 2020 | $4,069 +0.7% | $348,367 +0.7% |
| 2019 | $4,042 +6% | $346,100 |
| 2018 | $3,814 0% | $346,100 |
| 2017 | $3,814 | $346,100 -1.3% |
| 2016 | -- | $350,500 |
| 2015 | -- | $350,500 |
| 2014 | -- | $350,500 -21.7% |
| 2013 | -- | $447,900 |
| 2012 | -- | $447,900 |
| 2011 | -- | $447,900 +39.8% |
| 2010 | -- | $320,400 +6.6% |
| 2009 | -- | $300,510 +7.1% |
| 2008 | -- | $280,620 +7.6% |
| 2007 | -- | $260,730 +12.6% |
| 2006 | -- | $231,620 +14.4% |
| 2005 | -- | $202,510 +16.8% |
| 2004 | -- | $173,400 +10.9% |
| 2003 | -- | $156,416 +680.9% |
| 2002 | -- | $20,030 +0.8% |
| 2001 | -- | $19,880 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 21561
Nearby schools
GreatSchools rating
- 4/10Broad Ford Elementary SchoolGrades: PK-6Distance: 8 mi
- 5/10Southern Garrett High SchoolGrades: 7-12Distance: 8.9 mi
Schools provided by the listing agent
- Elementary: Broadford
- Middle: Southern Middle
- High: Southern Garrett High
- District: Garrett County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Maryland
- Garrett County
- Swanton
- 21561
- 96 Whispering Way
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