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For sale
  • PropertyExplore 3D tour
    • $315,000

    96028 Cottage Ct, Fernandina Beach, FL 32034

    3beds
    1,631sqft
    : 
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    Townhouse, Condominium
    Built in 2008
    -- sqft lot
    $-- Zestimate®
    $193/sqft
    $370/mo HOA

    What's special

    Rare End Unit in a Gated Community with Peaceful Wooded Views! Move-in ready and offering extra privacy, this desirable end-unit townhome features only one shared wall, additional windows for abundant natural light, and a spacious side yard that gives it an open, airy feel. The open-concept floor plan features durable tile flooring throughout the main living areas. The kitchen is equipped with white cabinetry, a premium stainless steel refrigerator, a glass tile backsplash, and a raised breakfast bar overlooking the living room, making it ideal for both everyday living and entertaining. Sliding glass doors open to a screened patio overlooking a peaceful wooded backdrop, creating the perfect place to enjoy your morning coffee or unwind at the end of the day. An exterior storage closet provides additional space for your belongings. Upstairs, the spacious primary suite includes an updated ensuite bathroom with a soaking tub, separate shower, and an upgraded multifunction shower panel featuring rainfall, waterfall, and body massage settings. Two additional guest bedrooms share a full bathroom, while the conveniently located upstairs laundry room adds to the home's functional layout.. Enjoy a convenient location just minutes from historic downtown Fernandina Beach, the beaches of Amelia Island, shopping, dining, Jacksonville, and the Georgia state line. Whether you're looking for a primary residence, second home, or investment property, this well-maintained townhome offers comfort, convenience, and low-maintenance living in a sought-after gated community.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Brandon Gill 904-572-0971,

    KELLER WILLIAMS SOUTHEASTERN PARTNERS

    Source: AINCAR,MLS#: 116594MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • Partial bathrooms: 1
      Primary bedroom
      • Description: Flooring: Carpet
      • Level: Upper
      • Dimensions: 12x15
      Bedroom
      • Description: Flooring: Carpet
      • Level: Upper
      • Dimensions: 11x11
      Bedroom
      • Description: Flooring: Carpet
      • Level: Upper
      • Dimensions: 11x11
      Primary bathroom
      • Description: Flooring: Plank,Vinyl
      • Level: Upper
      • Dimensions: 10x13
      Bathroom
      • Description: Flooring: Tile
      • Level: Upper
      • Dimensions: 06x05
      Bathroom
      • Description: Flooring: Plank,Vinyl
      • Level: Upper
      • Dimensions: 06x09
      Great room
      • Description: Flooring: Tile
      • Level: Main
      • Dimensions: 22x18
      Kitchen
      • Description: Flooring: Tile
      • Level: Main
      • Dimensions: 14x13
      Utility room
      • Description: Flooring: Plank,Vinyl
      • Level: Upper
      • Dimensions: 06x06
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dryer, Dishwasher, Microwave, Refrigerator, Water Softener Owned, Stove, Washer
      Features
      • Ceiling Fan(s), Storage, Cable TV, Vaulted Ceiling(s), Window Treatments
      • Windows: Insulated Windows, Blinds
      Interior area
      • Total structure area: 1,631
      • Total interior livable area: 1,631 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Driveway, One Car Garage, Garage Door Opener
      • Garage spaces: 1
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Rear Porch, Screened
      • Exterior features: Sprinkler/Irrigation
      • Pool features: Community, In Ground
      • Frontage type: Preservation
      Details
      • Parcel number: 252N28027C14010000
      • Special conditions: None

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Two Story
      • Property subtype: Townhouse, Condominium
      Materials
      • Frame, Stucco
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 2008

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Features: Gated, Pool
      • Security: Security System, Gated Community
      • Subdivision: Cottages at Stoney Creek
      HOA
      • Has HOA: No
      • Services included: Insurance, Trash
      • HOA fee: $370 monthly
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $193/sqft
      • Tax assessed value: $247,000
      • Annual tax amount: $3,482
      • Date on market: 7/9/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/9/2026Listed for sale$315,000+98.1%$193/sqft
        Source: AINCAR #116594 Report a problem
        9/16/2016Sold$159,000+44.8%$97/sqft
        Source: Agent Provided Report a problem
        12/3/2010Sold$109,800$67/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,482 +3.7%$206,305 +10%
        2023$3,358 +22.6%$187,550 +10%
        2022$2,739 +12.3%$170,500 +10%
        2021$2,438 +6.8%$155,000 +8.4%
        2020$2,283 +0.3%$143,000 +1.4%
        2019$2,277 $141,000 +2.9%
        2018$2,277 +1.7%$137,000 +7%
        2017$2,239 +15.5%$128,000 +9.4%
        2016$1,938 +7.9%$117,000 +4.5%
        2015$1,796 +2%$112,000 +1.8%
        2014$1,761 $110,000 +8.8%
        2013-- $101,118 +10%
        2012-- $91,925
        2011-- $91,925 -32.3%
        2010-- $135,800 -3.6%
        2009-- $140,800 -22.1%
        2008-- $180,800
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32034

        Getting around

        19 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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