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    • $295,000

    96048 COTTAGE Court, Fernandina Beach, FL 32034

    2beds
    1,407sqft
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    Condominium
    Built in 2008
    -- sqft lot
    $282,800 Zestimate®
    $210/sqft
    $370/mo HOA

    What's special

    First-floor step-free livingBonus walk-in storageWalk-in showerDouble sink vanityWater closetLarge walk-in closet
    First-floor, step-free living with a garage in a sought-after gated community! This beautifully maintained 2-bedroom, 2-bath split floor plan offers comfort, convenience, and peace of mind with a New Roof 2025 and 2021 Trane AC unit,. NO carpet with luxury vinyl plank flooring installed in 2025 in the main living areas and bedrooms, plus tile in the kitchen, baths, and spacious laundry room. A bay window brightens the breakfast nook, while the primary ensuite features a soaking tub, walk-in shower, double sink vanity, water closet, and large walk-in closet. Unwind on the screened porch with wooded views and bonus walk-in storage. Community perks include a sparkling pool, pet-friendly atmosphere, and gated security. Conveniently near shopping, Amelia Island beaches, historic downtown Fernandina Beach, Jacksonville, and Georgia, this move-in ready condo offers low-maintenance living and everyday ease.
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    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    TINA KOZAK 904-753-0725,

    COLDWELL BANKER THE AMELIA GROUP 904-261-0347,

    PAIGE FOERY 904-510-5228

    Source: realMLS,MLS#: 2155235MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Central, Electric, Heat Pump
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
      • Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
      Features
      • Breakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Master Downstairs, Split Bedrooms, Walk-In Closet(s)
      • Flooring: Tile
      Interior area
      • Total interior livable area: 1,407 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached, Garage
      • Attached garage spaces: 1
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Front Porch, Rear Porch, Screened
      • Has view: Yes
      • View description: Trees/Woods
      Lot
      • Features: Many Trees, Sprinklers In Front, Sprinklers In Rear
      Details
      • Parcel number: 252N28027C15060000
      • Zoning description: Condominium

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Traditional
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • Frame, Stucco
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2008

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Security: Fire Sprinkler System, Security Gate, Smoke Detector(s)
      • Subdivision: Cottages at Stoney Creek
      HOA
      • Has HOA: Yes
      • Amenities included: Pool, Clubhouse, Gated
      • Services included: Insurance, Maintenance Grounds, Trash
      • HOA fee: $370 monthly
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $210/sqft
      • Tax assessed value: $235,000
      • Annual tax amount: $1,366
      • Date on market: 7/14/2026
      • Listing terms: Cash,Conventional
      • Road surface type: Asphalt

        Estimated market value

        $282,800

        $269,000 - $297,000

        $2,451/mo

        Price history

        DateEventPrice
        7/14/2026Listed for sale$295,000+3.5%$210/sqft
        Source: realMLS #2155235 Report a problem
        3/10/2025Sold$285,000+126.2%$203/sqft
        Source: Public Record Report a problem
        5/27/2014Sold$126,000-6.3%$90/sqft
        Source: Public Record Report a problem
        4/1/2014Listed for sale$134,500+19.1%$96/sqft
        Source: Prudential Chaplin Williams #62498 Report a problem
        1/7/2011Sold$112,900$80/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,366 +2.3%$127,311 +3%
        2023$1,336 +12.2%$123,603 +3%
        2022$1,191 -0.2%$120,003 +3%
        2021$1,193 +0.7%$116,508 +1.4%
        2020$1,185 +2.2%$114,899 +2.3%
        2019$1,160 $112,316 +1.9%
        2018$1,160 +1.5%$110,222 +2.1%
        2017$1,142 +9.6%$107,955 +2.1%
        2016$1,042 +1.6%$105,735 +0.7%
        2015$1,025 -1.7%$105,000 +7.5%
        2014$1,044 $97,680 +10%
        2013-- $88,800 +8.6%
        2012-- $81,800
        2011-- $81,800 -32.3%
        2010-- $120,800 -22.5%
        2009-- $155,800 -11.4%
        2008-- $175,800
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32034

        Getting around

        30 / 100
        Car-Dependent
        37 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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