Active

Price cut: $5K (8/20)

$290,000

96048 COTTAGE Court, Fernandina Beach, FL 32034

2beds

1,407sqft

$2,322/mo

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Condominium

Built in 2008

-- sqft lot

$280,900 Zestimate^®

$206/sqft

$370/mo HOA

What's special

First-floor step-free livingBonus walk-in storageWalk-in showerDouble sink vanityWater closetLarge walk-in closet

First-floor, step-free living with a garage in a sought-after gated community! This beautifully maintained 2-bedroom, 2-bath split floor plan offers comfort, convenience, and peace of mind with a New Roof 2025 and 2021 Trane AC unit,. NO carpet with luxury vinyl plank flooring installed in 2025 in the main living areas and bedrooms, plus tile in the kitchen, baths, and spacious laundry room. A bay window brightens the breakfast nook, while the primary ensuite features a soaking tub, walk-in shower, double sink vanity, water closet, and large walk-in closet. Unwind on the screened porch with wooded views and bonus walk-in storage. Community perks include a sparkling pool, pet-friendly atmosphere, and gated security. Conveniently near shopping, Amelia Island beaches, historic downtown Fernandina Beach, Jacksonville, and Georgia, this move-in ready condo offers low-maintenance living and everyday ease.

48 days
164
11

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2

Heating

Central, Electric, Heat Pump

Cooling

Central Air, Electric

Appliances

Included: Dishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
Laundry: Electric Dryer Hookup, In Unit, Washer Hookup

Features

Breakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Master Downstairs, Split Bedrooms, Walk-In Closet(s)
Flooring: Tile

Interior area

Total interior livable area: 1,407 sqft

Video & virtual tour

View virtual tour

Property

Parking

Total spaces: 1
Parking features: Attached, Garage
Attached garage spaces: 1

Features

Levels: One
Stories: 1
Patio & porch: Covered, Front Porch, Rear Porch, Screened
Has view: Yes
View description: Trees/Woods

Lot

Features: Many Trees, Sprinklers In Front, Sprinklers In Rear

Details

Parcel number: 252N28027C15060000
Zoning description: Condominium

Construction

Type & style

Home type: Condo
Architectural style: Traditional
Property subtype: Condominium
Attached to another structure: Yes

Materials

Frame, Stucco
Roof: Shingle

Condition

New construction: No
Year built: 2008

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available, Sewer Connected, Water Connected

Community & HOA

Community

Security: Fire Sprinkler System, Security Gate, Smoke Detector(s)
Subdivision: Cottages at Stoney Creek

HOA

Has HOA: Yes
Amenities included: Pool, Clubhouse, Gated
Services included: Insurance, Maintenance Grounds, Trash
HOA fee: $370 monthly

Location

Region: Fernandina Beach

Financial & listing details

Price per square foot: $206/sqft
Tax assessed value: $244,000
Annual tax amount: $1,392
Date on market: 7/14/2026
Listing terms: Cash,Conventional
Road surface type: Asphalt

Estimated market value

$280,900

$267,000 - $295,000

$3,047/mo

Price history

Date	Event	Price
8/20/2026	Price change	$290,000-1.7%$206/sqft
Source: realMLS #2155235 Report a problem
7/14/2026	Listed for sale	$295,000+3.5%$210/sqft
Source: realMLS #2155235 Report a problem
3/10/2025	Sold	$285,000+126.2%$203/sqft
Source: Public Record Report a problem
5/27/2014	Sold	$126,000-6.3%$90/sqft
Source: Public Record Report a problem
4/1/2014	Listed for sale	$134,500+19.1%$96/sqft
Source: Prudential Chaplin Williams #62498 Report a problem
1/7/2011	Sold	$112,900$80/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,392 +1.8%	$131,003 +2.9%
2024	$1,366 +2.3%	$127,311 +3%
2023	$1,336 +12.2%	$123,603 +3%
2022	$1,191 -0.2%	$120,003 +3%
2021	$1,193 +0.7%	$116,508 +1.4%
2020	$1,185 +2.2%	$114,899 +2.3%
2019	$1,160	$112,316 +1.9%
2018	$1,160 +1.5%	$110,222 +2.1%
2017	$1,142 +9.6%	$107,955 +2.1%
2016	$1,042 +1.6%	$105,735 +0.7%
2015	$1,025 -1.7%	$105,000 +7.5%
2014	$1,044	$97,680 +10%
2013	--	$88,800 +8.6%
2012	--	$81,800
2011	--	$81,800 -32.3%
2010	--	$120,800 -22.5%
2009	--	$155,800 -11.4%
2008	--	$175,800