Spacious and comfortable with a serene pond view, 96074 Ridgewood Circle offers the space, flexibility and location buyers are searching for in Fernandina Beach. This beautiful 4BR/3BA home spans approximately 2,300 square feet with a thoughtfully designed split-bedroom floor plan, dedicated office & an upstairs ensuite is offered at a great price. Step inside to discover an open great room filled with natural light, highlighted by a wall of glass sliders overlooking the tranquil pond & a cozy gas fireplace. The centrally located kitchen with breakfast table area and counter seating takes full advantage of the scenic water views while remaining open to the main living room—ideal for entertaining or everyday living. A separate dining room with high ceilings and an arched window adds architectural charm, while a dedicated office provides the perfect work-from-home setup. The spacious primary suite with bay window is privately situated apart from the guest bedrooms & features a walk-in shower, garden tub, two sinks, & dual closets. Two guest bedrooms & a guest bathroom are located on the opposite side of the home, while the upstairs 4th bedroom with ensuite bath offers endless possibilities. Enjoy relaxing evenings on the covered paver patio overlooking the pond—perfect for grilling out with friends. Additional updates include waterproof wood-look luxury vinyl plank flooring downstairs installed in 2021 and HVAC replaced in 2018. Conveniently located 5 minutes from shopping & dining, 15-ish minutes to Amelia Island beaches and Historic Downtown Fernandina Beach on the harbor with charming cafes & shops. The perfect location for commuting routes to Jacksonville & Kings Bay Naval Submarine Base. Easy to show! Come see today!
For sale
Price cut: $40K (6/16)
$358,000
96074 Ridgewood Cir, Fernandina Beach, FL 32034
4beds
2,283sqft
Single Family Residence
Built in 2005
7,213 Square Feet Lot
$341,300 Zestimate®
$157/sqft
$52/mo HOA
What's special
Cozy gas fireplaceDedicated officeSerene pond viewUpstairs ensuiteGarden tubScenic water viewsWalk-in shower
- 31 days |
- 1,344 |
- 91 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Carey Dresser 904-415-6268,
BERKSHIRE HATHAWAY HomeServices HWREI
Source: AINCAR,MLS#: 115918
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Stove, Washer
Features
- Ceiling Fan(s), Fireplace, Split Bedrooms, Storage, Cable TV, Window Treatments
- Windows: Insulated Windows, Blinds, Drapes
- Has fireplace: Yes
Interior area
- Total structure area: 2,283
- Total interior livable area: 2,283 sqft
Property
Parking
- Total spaces: 2
- Parking features: Two Car Garage, Garage Door Opener
- Garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Patio
- Exterior features: Sprinkler/Irrigation
- Pool features: None
Lot
- Size: 7,213 Square Feet
- Dimensions: 60 x 100
Details
- Parcel number: 012N27127001050000
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Frame, Stucco
- Roof: Shingle
Condition
- Resale
- Year built: 2005
Details
- Builder name: Coppenbarger
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Subdivision: Lofton Pointe
HOA
- Has HOA: Yes
- HOA fee: $622 annually
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $157/sqft
- Tax assessed value: $330,648
- Annual tax amount: $5,212
- Date on market: 5/22/2026
- Cumulative days on market: 32 days
- Listing terms: Cash,Conventional,FHA
- Road surface type: Paved
Estimated market value
$341,300
$324,000 - $358,000
$2,731/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/16/2026 | Price change | $358,000-10.1%$157/sqft |
Source: | ||
| 5/22/2026 | Listed for sale | $398,000+13.7%$174/sqft |
Source: | ||
| 4/30/2025 | Listing removed | $2,275$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/16/2025 | Listed for rent | $2,275$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 9/13/2024 | Listing removed | $2,275$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 8/3/2024 | Listed for rent | $2,275$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/17/2024 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 4/11/2024 | Price change | $2,275-4.2%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/30/2024 | Price change | $2,375-4%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/22/2024 | Price change | $2,475-4.6%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 2/15/2024 | Listed for rent | $2,595$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 6/24/2022 | Listing removed | -- |
Source: Zillow Rental Network_1 Report a problem | ||
| 5/20/2022 | Listed for rent | $2,595$1/sqft |
Source: Zillow Rental Network_1 Report a problem | ||
| 7/22/2021 | Sold | $350,000$153/sqft |
Source: | ||
| 7/2/2021 | Pending sale | $350,000$153/sqft |
Source: | ||
| 6/29/2021 | Listed for sale | $350,000+83.2%$153/sqft |
Source: | ||
| 7/22/2016 | Sold | $191,000-3%$84/sqft |
Source: | ||
| 6/7/2016 | Pending sale | $197,000$86/sqft |
Source: CENTURY 21 John T. Ferreira & Son, Inc. #68925 Report a problem | ||
| 5/2/2016 | Listed for sale | $197,000$86/sqft |
Source: CENTURY 21 John T. Ferreira & Son, Inc. #68925 Report a problem | ||
| 4/18/2016 | Pending sale | $197,000$86/sqft |
Source: CENTURY 21 John T. Ferreira & Son, Inc. #68925 Report a problem | ||
| 4/8/2016 | Listed for sale | $197,000-7.1%$86/sqft |
Source: CENTURY 21 John T. Ferreira & Son, Inc. #68925 Report a problem | ||
| 5/25/2005 | Sold | $212,000$93/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,212 +1.5% | $330,648 +8.7% |
| 2023 | $5,136 +22.1% | $304,183 +10% |
| 2022 | $4,205 +81.2% | $276,530 +49.2% |
| 2021 | $2,320 +0.3% | $185,293 +1.4% |
| 2020 | $2,313 +1.6% | $182,735 +2.3% |
| 2019 | $2,275 | $178,627 +1.9% |
| 2018 | $2,275 +1.1% | $175,296 -0.5% |
| 2017 | $2,251 +6.2% | $176,149 +0.2% |
| 2016 | $2,120 -22.7% | $175,777 +2.5% |
| 2015 | $2,743 +0% | $171,558 +8.3% |
| 2014 | $2,743 | $158,455 +6.1% |
| 2013 | -- | $149,385 -4.9% |
| 2012 | -- | $157,042 -0.4% |
| 2011 | -- | $157,719 -2.6% |
| 2010 | -- | $161,869 -15% |
| 2009 | -- | $190,415 -3.4% |
| 2008 | -- | $197,139 -2.1% |
| 2007 | -- | $201,444 +3.9% |
| 2006 | -- | $193,833 +1450.7% |
| 2003 | -- | $12,500 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32034
Nearby schools
GreatSchools rating
- 5/10Yulee High SchoolGrades: 5,9-12Distance: 2.1 mi
- 9/10Yulee Middle SchoolGrades: 6-8Distance: 1.9 mi
- 9/10Yulee Elementary SchoolGrades: 3-5Distance: 2.7 mi
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- Florida
- Nassau County
- Fernandina Beach
- 32034
- 96074 Ridgewood Cir
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