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For sale
  • Price cut: $40K (6/16)
    $358,000

    96074 Ridgewood Cir, Fernandina Beach, FL 32034

    4beds
    2,283sqft
    : 
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    Single Family Residence
    Built in 2005
    7,213 Square Feet Lot
    $341,300 Zestimate®
    $157/sqft
    $52/mo HOA

    What's special

    Cozy gas fireplaceDedicated officeSerene pond viewUpstairs ensuiteGarden tubScenic water viewsWalk-in shower
    Spacious and comfortable with a serene pond view, 96074 Ridgewood Circle offers the space, flexibility and location buyers are searching for in Fernandina Beach. This beautiful 4BR/3BA home spans approximately 2,300 square feet with a thoughtfully designed split-bedroom floor plan, dedicated office & an upstairs ensuite is offered at a great price. Step inside to discover an open great room filled with natural light, highlighted by a wall of glass sliders overlooking the tranquil pond & a cozy gas fireplace. The centrally located kitchen with breakfast table area and counter seating takes full advantage of the scenic water views while remaining open to the main living room—ideal for entertaining or everyday living. A separate dining room with high ceilings and an arched window adds architectural charm, while a dedicated office provides the perfect work-from-home setup. The spacious primary suite with bay window is privately situated apart from the guest bedrooms & features a walk-in shower, garden tub, two sinks, & dual closets. Two guest bedrooms & a guest bathroom are located on the opposite side of the home, while the upstairs 4th bedroom with ensuite bath offers endless possibilities. Enjoy relaxing evenings on the covered paver patio overlooking the pond—perfect for grilling out with friends. Additional updates include waterproof wood-look luxury vinyl plank flooring downstairs installed in 2021 and HVAC replaced in 2018. Conveniently located 5 minutes from shopping & dining, 15-ish minutes to Amelia Island beaches and Historic Downtown Fernandina Beach on the harbor with charming cafes & shops. The perfect location for commuting routes to Jacksonville & Kings Bay Naval Submarine Base. Easy to show! Come see today!
    31 days
    |
    1,344
    |
    91
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Carey Dresser 904-415-6268,

    BERKSHIRE HATHAWAY HomeServices HWREI

    Source: AINCAR,MLS#: 115918MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Heat Pump
      Cooling
      • Heat Pump
      Appliances
      • Included: Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Stove, Washer
      Features
      • Ceiling Fan(s), Fireplace, Split Bedrooms, Storage, Cable TV, Window Treatments
      • Windows: Insulated Windows, Blinds, Drapes
      • Has fireplace: Yes
      Interior area
      • Total structure area: 2,283
      • Total interior livable area: 2,283 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Two Car Garage, Garage Door Opener
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Patio
      • Exterior features: Sprinkler/Irrigation
      • Pool features: None
      Lot
      • Size: 7,213 Square Feet
      • Dimensions: 60 x 100
      Details
      • Parcel number: 012N27127001050000
      • Zoning: PUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story
      • Property subtype: Single Family Residence
      Materials
      • Frame, Stucco
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 2005
      Details
      • Builder name: Coppenbarger

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Subdivision: Lofton Pointe
      HOA
      • Has HOA: Yes
      • HOA fee: $622 annually
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $157/sqft
      • Tax assessed value: $330,648
      • Annual tax amount: $5,212
      • Date on market: 5/22/2026
      • Cumulative days on market: 32 days
      • Listing terms: Cash,Conventional,FHA
      • Road surface type: Paved
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        Estimated market value

        $341,300

        $324,000 - $358,000

        $2,731/mo

        Price history

        DateEventPrice
        6/16/2026Price change$358,000-10.1%$157/sqft
        Source: AINCAR #115918 Report a problem
        5/22/2026Listed for sale$398,000+13.7%$174/sqft
        Source: AINCAR #115918 Report a problem
        4/30/2025Listing removed$2,275$1/sqft
        Source: Zillow Rentals Report a problem
        4/16/2025Listed for rent$2,275$1/sqft
        Source: Zillow Rentals Report a problem
        9/13/2024Listing removed$2,275$1/sqft
        Source: Zillow Rentals Report a problem
        8/3/2024Listed for rent$2,275$1/sqft
        Source: Zillow Rentals Report a problem
        4/17/2024Listing removed--
        Source: Zillow Rentals Report a problem
        4/11/2024Price change$2,275-4.2%$1/sqft
        Source: Zillow Rentals Report a problem
        3/30/2024Price change$2,375-4%$1/sqft
        Source: Zillow Rentals Report a problem
        3/22/2024Price change$2,475-4.6%$1/sqft
        Source: Zillow Rentals Report a problem
        2/15/2024Listed for rent$2,595$1/sqft
        Source: Zillow Rentals Report a problem
        6/24/2022Listing removed--
        Source: Zillow Rental Network_1 Report a problem
        5/20/2022Listed for rent$2,595$1/sqft
        Source: Zillow Rental Network_1 Report a problem
        7/22/2021Sold$350,000$153/sqft
        Source: AINCAR #95658 Report a problem
        7/2/2021Pending sale$350,000$153/sqft
        Source: AINCAR #95658 Report a problem
        6/29/2021Listed for sale$350,000+83.2%$153/sqft
        Source: AINCAR #95658 Report a problem
        7/22/2016Sold$191,000-3%$84/sqft
        Source: AINCAR #68925 Report a problem
        6/7/2016Pending sale$197,000$86/sqft
        Source: CENTURY 21 John T. Ferreira & Son, Inc. #68925 Report a problem
        5/2/2016Listed for sale$197,000$86/sqft
        Source: CENTURY 21 John T. Ferreira & Son, Inc. #68925 Report a problem
        4/18/2016Pending sale$197,000$86/sqft
        Source: CENTURY 21 John T. Ferreira & Son, Inc. #68925 Report a problem
        4/8/2016Listed for sale$197,000-7.1%$86/sqft
        Source: CENTURY 21 John T. Ferreira & Son, Inc. #68925 Report a problem
        5/25/2005Sold$212,000$93/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,212 +1.5%$330,648 +8.7%
        2023$5,136 +22.1%$304,183 +10%
        2022$4,205 +81.2%$276,530 +49.2%
        2021$2,320 +0.3%$185,293 +1.4%
        2020$2,313 +1.6%$182,735 +2.3%
        2019$2,275 $178,627 +1.9%
        2018$2,275 +1.1%$175,296 -0.5%
        2017$2,251 +6.2%$176,149 +0.2%
        2016$2,120 -22.7%$175,777 +2.5%
        2015$2,743 +0%$171,558 +8.3%
        2014$2,743 $158,455 +6.1%
        2013-- $149,385 -4.9%
        2012-- $157,042 -0.4%
        2011-- $157,719 -2.6%
        2010-- $161,869 -15%
        2009-- $190,415 -3.4%
        2008-- $197,139 -2.1%
        2007-- $201,444 +3.9%
        2006-- $193,833 +1450.7%
        2003-- $12,500

        Find assessor info on the county website

        Monthly payment

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          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 32034

          Getting around

          24 / 100
          Car-Dependent
          37 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

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