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    • $660,000

    96147 MONTEGO BAY, Fernandina Beach, FL 32034

    5beds
    2,350sqft
    Single Family Residence
    Built in 2005
    9,583 Square Feet Lot
    $657,000 Zestimate®
    $281/sqft
    $3,663 Estimated rent

    Home value

    $657,000

    $598,000 - $716,000

    $3,663/mo

    Zestimate® history
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    What's special

    Oversized backyardLarge covered front porchHardwood floorsSpacious layoutScreened-in back patio
    Centrally Located Amelia Island Home - Just 1 Mile from the Beach Beautifully remodeled 5-bedroom, 3-bath home with new roof, true hardwood floors, and a flexible layout featuring four bedrooms upstairs plus a main-level master suite. The kitchen and living areas open to a large covered porch and screened back patio, ideal for entertaining. Spacious backyard offers plenty of room for a pool. Modern upgrades include a UV Ray HVAC sanitizer system for clean, healthy air. Added benefits: no city taxes, not in a flood zone, and no rental restrictions—a rare find on Amelia Island. While most neighbors are year-round residents, the community also welcomes seasonal living, making this property perfect as a primary home, vacation retreat, or investment. Conveniently located just one mile from pristine beaches and short distance to shopping, dining, and schools, this home captures the best of island living.

    Zillow last checked:

    Listing updated:

    Listed by:

    JONATHAN MINERICK 888-400-2513,

    HOMECOIN.COM 888-400-2513

    Bought with:

    NANCY CERRA, 3543678

    KELLER WILLIAMS REALTY ATLANTIC PARTNERS

    Source: realMLS,MLS#: 2109796MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 5
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    Heating
    • Central, Electric
    Cooling
    • Central Air, Electric, Multi Units
    Appliances
    • Included: Convection Oven, Disposal, Dryer, Gas Oven, Gas Water Heater, Microwave
    • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
    Features
    • Breakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Tub with Shower, Smart Home, Smart Thermostat, Walk-In Closet(s)
    • Flooring: Tile
    • Number of fireplaces: 1
    • Fireplace features: Gas
    Interior area
    • Total structure area: 2,490
    • Total interior livable area: 2,350 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Additional Parking, Garage, Garage Door Opener, On Street
    • Garage spaces: 2
    • Has uncovered spaces: Yes
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Covered, Front Porch, Porch, Screened
    • Exterior features: Outdoor Shower
    • Fencing: Back Yard,Full,Privacy,Wood
    Lot
    • Size: 9,583 Square Feet
    Details
    • Parcel number: 000030031500470000

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Contemporary
    • Property subtype: Single Family Residence
    Materials
    • Stucco
    Condition
    • Updated/Remodeled
    • New construction: No
    • Year built: 2005

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane

    Community & HOA

    Community
    • Subdivision: Isles Of The World
    HOA
    • Has HOA: Yes
    • HOA fee: $40 monthly
    Location
    • Region: Fernandina Beach

    Financial & listing details

    • Price per square foot: $281/sqft
    • Tax assessed value: $512,083
    • Annual tax amount: $5,829
    • Date on market: 9/22/2025
    • Listing terms: Assumable,Cash,Conventional,FHA,Other
    • Road surface type: Asphalt

    Price history

    DateEventPrice
    11/3/2025Sold$660,000-4.2%$281/sqft
    Source: realMLS #2109796 Report a problem
    10/6/2025Pending sale$689,000$293/sqft
    Source: realMLS #2109796 Report a problem
    9/22/2025Listed for sale$689,000-9.9%$293/sqft
    Source: realMLS #2109796 Report a problem
    11/29/2023Listing removed--
    Source: Zillow Rentals Report a problem
    11/13/2023Listed for rent$7,500$3/sqft
    Source: Zillow Rentals Report a problem
    11/10/2023Listing removed--
    Source: AINCAR #105349 Report a problem
    11/4/2023Price change$765,000+17%$326/sqft
    Source: AINCAR #105349 Report a problem
    10/31/2023Price change$654,000-0.8%$278/sqft
    Source: AINCAR #105349 Report a problem
    10/29/2023Price change$659,000-1.5%$280/sqft
    Source: AINCAR #105349 Report a problem
    10/22/2023Price change$669,000-0.8%$285/sqft
    Source: AINCAR #105349 Report a problem
    10/18/2023Price change$674,500-0.1%$287/sqft
    Source: AINCAR #105349 Report a problem
    10/11/2023Pending sale$674,900$287/sqft
    Source: AINCAR #105349 Report a problem
    9/29/2023Price change$674,900-0.7%$287/sqft
    Source: AINCAR #105349 Report a problem
    9/24/2023Price change$679,900-1.4%$289/sqft
    Source: AINCAR #105349 Report a problem
    9/20/2023Price change$689,900-1.4%$294/sqft
    Source: AINCAR #105349 Report a problem
    9/16/2023Price change$699,900-2.1%$298/sqft
    Source: AINCAR #105349 Report a problem
    9/11/2023Price change$715,000-1.1%$304/sqft
    Source: AINCAR #105349 Report a problem
    9/7/2023Price change$723,000-1.4%$308/sqft
    Source: AINCAR #105349 Report a problem
    9/5/2023Price change$733,000-0.8%$312/sqft
    Source: AINCAR #105349 Report a problem
    8/28/2023Price change$739,000-0.7%$314/sqft
    Source: AINCAR #105349 Report a problem
    8/24/2023Price change$744,000-2%$317/sqft
    Source: AINCAR #105349 Report a problem
    8/20/2023Price change$759,000-2.6%$323/sqft
    Source: AINCAR #105349 Report a problem
    8/15/2023Price change$779,000-2.6%$331/sqft
    Source: AINCAR #105349 Report a problem
    8/10/2023Price change$799,500-1.9%$340/sqft
    Source: AINCAR #105349 Report a problem
    8/7/2023Listed for sale$815,000+152.8%$347/sqft
    Source: AINCAR #105349 Report a problem
    7/27/2023Listing removed--
    Source: Zillow Rentals Report a problem
    3/5/2020Sold$322,350+28.8%$137/sqft
    Source: realMLS #1033367 Report a problem
    8/10/2005Sold$250,300$107/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$5,829 +1.2%$408,257 +3%
    2023$5,763 +9.9%$396,366 +3%
    2022$5,246 +12.6%$384,821 +15.7%
    2021$4,657 -5.1%$332,668 +9.8%
    2020$4,906 -1.6%$303,031 -0.4%
    2019$4,985 $304,177 +5.7%
    2018$4,985 +4.5%$287,775 +1.4%
    2017$4,773 +9.3%$283,826 +14.3%
    2016$4,368 +11.9%$248,309 +10%
    2015$3,903 +3.3%$225,735 +10%
    2014$3,778 $205,214 +10%
    2013-- $186,558 -0.3%
    2012-- $187,159 -5.3%
    2011-- $197,714 -4.9%
    2010-- $207,849 -7.6%
    2009-- $224,920 -3.8%
    2008-- $233,784 -3.3%
    2007-- $241,702 +16.2%
    2006-- $208,048 +1564.4%
    2003-- $12,500
    Find assessor info on the county website

    Neighborhood: 32034

    Nearby homes

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Emma Love Hardee
    • Middle: Fernandina Beach
    • High: Fernandina Beach

    Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $657,000
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $657,000

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