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For sale
    • Price cut: $10K (6/22)
    $615,000

    96180 Montego Bay, Fernandina Beach, FL 32034

    3beds
    1,649sqft
    : 
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    Single Family Residence
    Built in 2004
    8,751 Square Feet Lot
    $-- Zestimate®
    $373/sqft
    $44/mo HOA

    What's special

    Functional floor plan
    Located in the quiet Islesworth subdivision of Fernandina Beach/Amelia Island, this well-maintained 3-bedroom, 2-bathroom home offers practical living in a prime location. Spanning a functional floor plan, the interior features a bright living area, a functional kitchen with solid counter space, and a private primary bedroom with an en-suite bath. Step outside to a spacious backyard, perfect for pets, children, or outdoor dining. The property also includes a two-car garage with plenty of room for vehicles and extra storage. Islesworth residents enjoy low HOA fees and a highly accessible location. You are just a short drive from Amelia Island’s 13 miles of public beaches, the shops and dining of historic downtown Fernandina Beach, and highly-rated local schools. With easy access to major roadways, the commute to Jacksonville International Airport is under 45 minutes. Perfect as a primary residence or a low-maintenance investment property.
    59 days
    |
    605
    |
    22
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Daniel Hulett 904-583-1823,

    ONE SOTHEBYS INTERNATIONAL REALTY

    Source: AINCAR,MLS#: 116161MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Stove, Washer
      Features
      • Ceiling Fan(s), Fireplace, Cable TV
      • Windows: Other, See Remarks
      • Has fireplace: Yes
      Interior area
      • Total structure area: 1,649
      • Total interior livable area: 1,649 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Two Car Garage, Garage Door Opener
      • Garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Waterfront features: Pond
      Lot
      • Size: 8,751 Square Feet
      Details
      • Parcel number: 000030031500230000
      • Zoning: RS-2
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: One Story
      • Property subtype: Single Family Residence
      Materials
      • Frame, Stucco
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 2004

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Subdivision: Islesworth
      HOA
      • Has HOA: Yes
      • HOA fee: $523 annually
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $373/sqft
      • Tax assessed value: $456,970
      • Annual tax amount: $2,717
      • Date on market: 5/21/2026
      • Cumulative days on market: 60 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/22/2026Price change$615,000-1.6%$373/sqft
        Source: AINCAR #116161 Report a problem
        5/21/2026Listed for sale$625,000+58.2%$379/sqft
        Source: AINCAR #116161 Report a problem
        10/30/2020Sold$395,000-0.6%$240/sqft
        Source: realMLS #1072577 Report a problem
        10/6/2020Pending sale$397,500$241/sqft
        Source: SUMMER HOUSE REALTY #1072577 Report a problem
        9/29/2020Price change$397,500-0.5%$241/sqft
        Source: SUMMER HOUSE REALTY #1072577 Report a problem
        9/15/2020Listed for sale$399,500$242/sqft
        Source: SUMMER HOUSE REALTY #1072577 Report a problem
        9/15/2020Pending sale$399,500$242/sqft
        Source: SUMMER HOUSE REALTY #1072577 Report a problem
        9/10/2020Price change$399,500-6%$242/sqft
        Source: SUMMER HOUSE REALTY #91312 Report a problem
        8/21/2020Listed for sale$425,000+94.2%$258/sqft
        Source: FLORIDA HOMES REALTY & MORTGAGE #91036 Report a problem
        10/8/2004Sold$218,900$133/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,717 +1.6%$216,616 +3%
        2023$2,673 +7.7%$210,307 +3%
        2022$2,482 -0.9%$204,182 +3%
        2021$2,504 -41.5%$198,235 -25.1%
        2020$4,283 +84.1%$264,512 +44.5%
        2019$2,327 $183,101 +1.9%
        2018$2,327 +28.6%$179,687 +2.1%
        2017$1,809 +7.7%$175,991 +2.1%
        2016$1,679 +1.4%$172,371 +0.7%
        2015$1,656 -1.6%$171,173 +0.8%
        2014$1,682 $169,814 +1.5%
        2013-- $167,304 -0.3%
        2012-- $167,770 -6%
        2011-- $178,410 -5.5%
        2010-- $188,866 +2.7%
        2009-- $183,901 +0.1%
        2008-- $183,717 +3%
        2007-- $178,366 +2.5%
        2006-- $174,016 +3%
        2005-- $168,948 +1251.6%
        2003-- $12,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32034

        Getting around

        33 / 100
        Car-Dependent
        51 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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