Located in the gated community of Oyster Bay Harbour in Fernandina Beach, this beautifully maintained 4-bedroom, 3-bath home with your very own PRIVATE BACKYARD ISLAND offers the perfect blend of privacy, charm, and coastal lifestyle. Surrounded by lush landscaping and majestic oak trees, the property makes a stunning first impression with its exceptional BRAND NEW ROOF, curb appeal and side-entry garage.
One of the home’s most unique and memorable features is its very own private island tucked within the backyard oasis. Connected by an adorable wood bridge, this charming retreat offers endless possibilities — create a quiet reading nook, garden escape, play area, meditation space, or simply enjoy the peaceful natural setting right outside your door.
Inside, you’ll find a warm and inviting floor plan featuring millwork, upgraded cabinetry, granite countertops and a cozy fireplace that anchors the main living space. The spacious enclosed lanai provides the perfect place to relax, entertain, or enjoy peaceful views of the beautifully landscaped backyard year-round.
Oyster Bay residents enjoy resort-style amenities including a community pool, pickleball and tennis courts and the option to join the private in-neighborhood Oyster Bay Yacht Club with marina, dining, tiki bar, fitness center, and kayak launch. Conveniently located just minutes from the beaches of Amelia Island, historic downtown Fernandina Beach, Jacksonville International Airport, and Kings Bay, this home offers the ideal combination of luxury, nature, and convenience.
Sold for $615,905
$615,905
96282 Oyster Bay Dr, Fernandina Beach, FL 32034
4beds
2,659sqft
Single Family Residence
Built in 2005
0.57 Acres Lot
$616,000 Zestimate®
$232/sqft
$4,020 Estimated rent
Home value
$616,000
$585,000 - $647,000
$4,020/mo
Zestimate® history
Owner options
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$4,590/mo
Est. payment
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$4,590/mo
Est. payment
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List your homeWhat's special
Granite countertopsAdorable wood bridgeSide-entry garagePrivate backyard islandExceptional brand new roofCurb appealCharming retreat
Zillow last checked:
Listing updated:
Listed by:
Colleen Gerke 904-866-1211,
CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Bought with:
Colleen Gerke, 3481902
CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Source: AINCAR,MLS#: 115757
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Originating MLS: Amelia Island-Nassau County Assoc of Realtors IncFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Description: Flooring: Carpet
- Level: Lower
- Dimensions: 13 x 18
Bedroom
- Description: Flooring: Carpet
- Level: Upper
- Dimensions: 12 x 13
Bedroom
- Description: Flooring: Carpet
- Level: Upper
- Dimensions: 11 x 10
Bedroom
- Description: Flooring: Wood
- Level: Lower
- Dimensions: 13 x 13
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Dishwasher, Disposal, Microwave, Refrigerator, Stove
Features
- Ceiling Fan(s), Fireplace, Storage, Vaulted Ceiling(s), Window Treatments
- Windows: Insulated Windows, Other, See Remarks, Blinds
- Has fireplace: Yes
Interior area
- Total structure area: 2,659
- Total interior livable area: 2,659 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Two Car Garage, RV Access/Parking, Garage Door Opener
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Rear Porch, Brick, Front Porch, Patio
- Exterior features: Sprinkler/Irrigation
- Pool features: Community
Lot
- Size: 0.57 Acres
- Dimensions: 0.56
Details
- Parcel number: 463N28548000020110
- Zoning: RS-1
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Frame
- Roof: Shingle
Condition
- Resale
- Year built: 2005
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
Community
- Features: Gated, Marina, Pool
- Security: Gated Community
- Subdivision: Oyster Bay
HOA
- Has HOA: Yes
- HOA fee: $425 quarterly
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $232/sqft
- Tax assessed value: $665,231
- Annual tax amount: $5,426
- Date on market: 5/10/2026
- Cumulative days on market: 26 days
- Listing terms: Cash,Conventional
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 7/24/2026 | Sold | $615,905-11.4%$232/sqft |
Source:  AINCAR #115757 Report a problem | ||
| 6/5/2026 | Pending sale | $695,000$261/sqft |
Source: AINCAR #115757 Report a problem | ||
| 5/10/2026 | Listed for sale | $695,000+153.6%$261/sqft |
Source: AINCAR #115757 Report a problem | ||
| 10/4/2010 | Sold | $274,000-4%$103/sqft |
Source: Public Record Report a problem | ||
| 8/5/2010 | Price change | $285,500-3.2%$107/sqft |
Source: RE/MAX Unlimited #528488 Report a problem | ||
| 7/16/2010 | Price change | $295,000-4.8%$111/sqft |
Source: RE/MAX Unlimited #528488 Report a problem | ||
| 7/3/2010 | Price change | $310,000-3.7%$117/sqft |
Source: RE/MAX Unlimited #528488 Report a problem | ||
| 6/23/2010 | Price change | $322,050-5%$121/sqft |
Source: RE/MAX Unlimited #528488 Report a problem | ||
| 5/16/2010 | Price change | $339,000-1.5%$127/sqft |
Source: RE/MAX Unlimited #528488 Report a problem | ||
| 5/15/2010 | Price change | $343,995-5%$129/sqft |
Source: RE/MAX Unlimited #528488 Report a problem | ||
| 4/25/2010 | Price change | $362,100-5%$136/sqft |
Source: RE/MAX Unlimited #528488 Report a problem | ||
| 4/3/2010 | Listed for sale | $381,150-23.6%$143/sqft |
Source: RE/MAX Unlimited #528488 Report a problem | ||
| 11/26/2009 | Listing removed | $499,000$188/sqft |
Source: CENTURY 21 John T. Ferreira & Son, Inc. #46612 Report a problem | ||
| 1/22/2009 | Price change | $499,000+15%$188/sqft |
Source: CENTURY 21 John T. Ferreira & Son, Inc. #46612 Report a problem | ||
| 6/2/2008 | Price change | $434,000+1.2%$163/sqft |
Source: CENTURY 21 John T. Ferreira & Son, Inc. #46612 Report a problem | ||
| 5/26/2008 | Listed for sale | $429,000-0.2%$161/sqft |
Source: CENTURY 21 John T. Ferreira & Son, Inc. #46612 Report a problem | ||
| 4/8/2005 | Sold | $430,000+473.3%$162/sqft |
Source: Public Record Report a problem | ||
| 1/20/2004 | Sold | $75,000+36.4%$28/sqft |
Source: Public Record Report a problem | ||
| 11/15/2001 | Sold | $55,000$21/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,426 +1.2% | $387,095 +3% |
| 2023 | $5,362 +10% | $375,820 +3% |
| 2022 | $4,875 -1.2% | $364,874 +3% |
| 2021 | $4,933 +0.1% | $354,247 +1.4% |
| 2020 | $4,927 +1.4% | $349,356 +2.3% |
| 2019 | $4,860 | $341,501 +1.9% |
| 2018 | $4,860 +0.9% | $335,133 +2.1% |
| 2017 | $4,818 +10.1% | $328,240 +2.1% |
| 2016 | $4,377 +0.9% | $321,489 +4.4% |
| 2015 | $4,337 -10.4% | $307,916 +6.8% |
| 2014 | $4,842 | $288,181 +3.9% |
| 2013 | -- | $277,391 -0.4% |
| 2012 | -- | $278,565 -3.3% |
| 2011 | -- | $288,159 -1.7% |
| 2010 | -- | $293,234 -6.2% |
| 2009 | -- | $312,675 -21.7% |
| 2008 | -- | $399,233 -0.2% |
| 2007 | -- | $399,931 +2.5% |
| 2006 | -- | $390,177 +818.1% |
| 2003 | -- | $42,500 |
| 2002 | -- | $42,500 +6.3% |
| 2001 | -- | $40,000 |
| 2000 | -- | $40,000 |
Find assessor info on the county website
Neighborhood: 32034
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Nearby schools
GreatSchools rating
- NASouthside Elementary SchoolGrades: PK-2Distance: 3.1 mi
- 6/10Fernandina Beach High SchoolGrades: PK,3,8-12Distance: 3.7 mi
- 8/10Emma Love Hardee Elementary SchoolGrades: 3-5Distance: 3.5 mi
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Estimated market value
$616,000
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Estimated market value
$616,000
- Florida
- Nassau County
- Fernandina Beach
- 32034
- 96282 Oyster Bay Dr
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