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Sold for $699,000
  • $699,000

    96331 Oyster Bay Dr, Fernandina Beach, FL 32034

    3beds
    2,215sqft
    Single Family Residence
    Built in 1998
    0.4 Acres Lot
    $698,500 Zestimate®
    $316/sqft
    $4,030 Estimated rent

    Home value

    $698,500

    $643,000 - $761,000

    $4,030/mo

    Zestimate® history
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    What's special

    Split-bedroom layout provides privacyPeaceful water viewUpdated light fixturesFresh interior paintCharming curb appealHurricane shuttersFormal dining room
    Lakefront living in gated Oyster Bay Harbour! This beautifully maintained, single-story home offers charming curb appeal, a peaceful water view, and an easy indoor-outdoor lifestyle. A screened lanai and adjacent patio overlook the lake—perfect for morning coffee, sunrise views, and relaxed entertaining. Inside, the open and thoughtfully designed floor plan features a separate den/office and formal dining room that flow into a light-filled great room ideal for everyday living and hosting guests. The split-bedroom layout provides privacy, while the primary suite includes a mirror-accented ensuite with a soaking tub and walk-in shower. Recent improvements include fresh interior paint, updated light fixtures, and a roof replaced just two years ago. Tile flooring throughout the main living areas offers low-maintenance living with a clean coastal feel. Additional features include hurricane shutters, whole-home water filtration system, separate irrigation well and a hot water heater replaced in 2020. Residents of Oyster Bay Harbour enjoy access to community amenities including a swimming pool, two new pickleball courts, and two clay tennis courts, with the option to join the private Oyster Bay Yacht Club featuring a marina, dining, bar, fitness center, and kayak launch. Just minutes from Amelia Island beaches, historic Fernandina Beach, shopping, dining, and with easy access to Jacksonville International Airport and King's Bay, GA, this lakefront home offers privacy, views, and effortless coastal living in one of the area’s most desirable gated communities.

    Zillow last checked:

    Listing updated:

    Listed by:

    Colleen Gerke 904-866-1211,

    CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

    Bought with:

    Jeremy Paetsch, 3251815

    WATSON REALTY CORP.

    Source: AINCAR,MLS#: 114482MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 3
    Heating
    • Heat Pump
    Cooling
    • Heat Pump
    Appliances
    • Included: Dishwasher, Microwave, Oven, Refrigerator, Water Softener Owned, Stove
    Features
    • Ceiling Fan(s), Cable TV, Window Treatments
    • Windows: Aluminum Frames, Insulated Windows, Blinds
    Interior area
    • Total structure area: 2,215
    • Total interior livable area: 2,215 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Two Car Garage, RV Access/Parking, Garage Door Opener
    • Garage spaces: 2
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Rear Porch, Covered, Front Porch, Patio, Screened
    • Exterior features: Fruit Trees, Sprinkler/Irrigation
    • Pool features: Community
    • Waterfront features: Deep Water
    Lot
    • Size: 0.4 Acres
    • Dimensions: 100 x 170
    Details
    • Parcel number: 463N28548000030060
    • Zoning: RS-1
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: One Story
    • Property subtype: Single Family Residence
    Materials
    • Frame, Stucco
    • Roof: Shingle
    Condition
    • Resale
    • Year built: 1998

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Public, Well
    • Utilities for property: Cable Available

    Community & HOA

    Community
    • Features: Gated, Marina, Pool
    • Security: Gated Community
    • Subdivision: Oyster Bay
    HOA
    • Has HOA: Yes
    • HOA fee: $425 quarterly
    Location
    • Region: Fernandina Beach

    Financial & listing details

    • Price per square foot: $316/sqft
    • Tax assessed value: $599,835
    • Annual tax amount: $5,218
    • Date on market: 12/23/2025
    • Cumulative days on market: 43 days
    • Listing terms: Cash,Conventional
    • Road surface type: Paved

    Price history

    DateEventPrice
    3/24/2026Sold$699,000-11.4%$316/sqft
    Source: AINCAR #114482 Report a problem
    2/4/2026Pending sale$789,000$356/sqft
    Source: AINCAR #114482 Report a problem
    12/23/2025Listed for sale$789,000+87.9%$356/sqft
    Source: AINCAR #114482 Report a problem
    6/15/2020Sold$419,900$190/sqft
    Source: realMLS #1055072 Report a problem
    5/26/2020Pending sale$419,900$190/sqft
    Source: KELLER WILLIAMS REALTY ATLANTIC PARTNERS #1055072 Report a problem
    5/23/2020Listed for sale$419,900+6.3%$190/sqft
    Source: KELLER WILLIAMS ATLANTIC PARTNERS REALTY #90075 Report a problem
    10/1/2018Listing removed$395,000$178/sqft
    Source: SUMMER HOUSE REALTY #80389 Report a problem
    9/15/2018Price change$395,000-3.7%$178/sqft
    Source: SUMMER HOUSE REALTY #80389 Report a problem
    9/4/2018Price change$410,000-3.5%$185/sqft
    Source: SUMMER HOUSE REALTY #80389 Report a problem
    6/18/2018Price change$425,000-1.6%$192/sqft
    Source: SUMMER HOUSE REALTY #80389 Report a problem
    5/9/2018Listed for sale$432,000+8%$195/sqft
    Source: SUMMER HOUSE REALTY #80389 Report a problem
    1/6/2018Listing removed$399,900$181/sqft
    Source: EXIT REAL ESTATE GALLERY #903558 Report a problem
    10/4/2017Listed for sale$399,900-2.5%$181/sqft
    Source: EXIT REAL ESTATE GALLERY #903558 Report a problem
    10/5/2005Sold$410,000$185/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$5,218 +1.2%$373,742 +3%
    2023$5,155 +10%$362,856 +3%
    2022$4,686 -1.2%$352,287 +3%
    2021$4,741 +29.7%$342,026 +26.8%
    2020$3,656 +1.5%$269,702 +2.3%
    2019$3,603 $263,638 +1.9%
    2018$3,603 +1%$258,722 +2.1%
    2017$3,569 +10%$253,401 +2.1%
    2016$3,244 +1%$248,189 +0.7%
    2015$3,212 -1.7%$246,464 +0.8%
    2014$3,268 $244,508 +1.5%
    2013-- $240,895 -0.4%
    2012-- $241,816 -3.2%
    2011-- $249,891 -3.5%
    2010-- $258,999 -3.1%
    2009-- $267,323 -21.1%
    2008-- $338,630 -3.6%
    2007-- $351,388 -2%
    2006-- $358,513 +89.3%
    2005-- $189,380 +3%
    2004-- $183,864 +1.9%
    2003-- $180,436 +2.4%
    2002-- $176,207 +1.6%
    2001-- $173,432 +3%
    2000-- $168,381
    Find assessor info on the county website

    Neighborhood: 32034

    Nearby schools

    GreatSchools rating
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    Estimated market value
    $698,500
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    Estimated market value
    $698,500