River views and natural light define this coastal-style home in the gated Oyster Bay community. The main living area and primary bedroom both overlook the river/marsh, creating a calm, coastal feel throughout. Inside, the home offers light flooring, clean finishes, and an open layout that works well for everyday living. The primary suite includes a spacious bath with a freestanding tub and glass shower. Oyster Bay is know for its beautiful canopy of mature trees and offers a pool, clubhouse, tennis courts, pickleball, and walking trails, with optional access to the Yacht Club and Marina.
Closed
$1,250,000
96478 SOAP CREEK Drive, Fernandina Beach, FL 32034
3beds
3,405sqft
Single Family Residence
Built in 2023
-- sqft lot
$1,249,900 Zestimate®
$367/sqft
$4,699 Estimated rent
Home value
$1,249,900
$1.19M - $1.31M
$4,699/mo
Zestimate® history
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List your homeWhat's special
Tennis courtsClean finishesCalm coastal feelCoastal-style homeOpen layoutRiver viewsFreestanding tub
Zillow last checked:
Listing updated:
Listed by:
MONICA ANN BATES-MATACIA 904-233-7392,
FLORIDA HOMES REALTY & MTG LLC 904-996-9115
Bought with:
NON MLS (realMLS)
NON MLS (realMLS)
Source: realMLS,MLS#: 2140198
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bathroom
- Level: Second
Bathroom 2
- Level: Second
Bathroom 3
- Level: Second
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
Features
- Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s), Wet Bar
- Flooring: Laminate, Tile
Interior area
- Total interior livable area: 3,405 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch, Rear Porch
- On waterfront: Yes
- Waterfront features: Marsh
Details
- Parcel number: 463N28620500270000
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stucco
Condition
- New construction: No
- Year built: 2023
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Oyster Bay Harbours
HOA
- Has HOA: Yes
- Amenities included: Pool, Clubhouse, Gated, Pickleball, Tennis Court(s)
- HOA fee: $375 quarterly
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $367/sqft
- Tax assessed value: $1,421,833
- Annual tax amount: $21,828
- Date on market: 4/15/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
Price history
| Date | Event | Price |
|---|---|---|
| 6/18/2026 | Sold | $1,250,000-3.8%$367/sqft |
Source:  realMLS #2140198 Report a problem | ||
| 4/21/2026 | Pending sale | $1,300,000$382/sqft |
Source: realMLS #2140198 Report a problem | ||
| 4/15/2026 | Listed for sale | $1,300,000+1.2%$382/sqft |
Source: realMLS #2140198 Report a problem | ||
| 4/5/2026 | Listing removed | $1,285,000$377/sqft |
Source:  AINCAR #111888 Report a problem | ||
| 12/18/2025 | Price change | $1,285,000-3%$377/sqft |
Source: AINCAR #111888 Report a problem | ||
| 10/1/2025 | Price change | $1,325,000-5.3%$389/sqft |
Source: AINCAR #111888 Report a problem | ||
| 7/29/2025 | Price change | $1,399,000-3.5%$411/sqft |
Source: AINCAR #111888 Report a problem | ||
| 4/11/2025 | Listed for sale | $1,450,000+11.6%$426/sqft |
Source: AINCAR #111888 Report a problem | ||
| 6/12/2024 | Listing removed | -- |
Source: realMLS #1179202 Report a problem | ||
| 1/15/2024 | Price change | $1,299,000-7.1%$381/sqft |
Source: realMLS #1179202 Report a problem | ||
| 11/29/2023 | Listed for sale | $1,399,000$411/sqft |
Source: realMLS #1179202 Report a problem | ||
| 11/21/2023 | Listing removed | -- |
Source: realMLS #1179202 Report a problem | ||
| 8/18/2023 | Price change | $1,399,000-4.8%$411/sqft |
Source: realMLS #1179202 Report a problem | ||
| 6/19/2023 | Listed for sale | $1,469,250$431/sqft |
Source: realMLS #1179202 Report a problem | ||
| 5/25/2023 | Listing removed | -- |
Source: realMLS #1179202 Report a problem | ||
| 6/8/2022 | Listed for sale | $1,469,250+490.1%$431/sqft |
Source: AINCAR #99631 Report a problem | ||
| 2/16/2022 | Sold | $249,000$73/sqft |
Source: AINCAR #96337 Report a problem | ||
| 12/21/2021 | Pending sale | $249,000$73/sqft |
Source: AINCAR #96337 Report a problem | ||
| 8/21/2021 | Listed for sale | $249,000$73/sqft |
Source: AINCAR #96337 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $21,828 +3.4% | $1,421,833 +5.2% |
| 2024 | $21,113 +561.4% | $1,350,993 +575.5% |
| 2023 | $3,192 +8.7% | $200,000 +3.9% |
| 2022 | $2,937 +6.7% | $192,500 +10% |
| 2021 | $2,753 -10.5% | $175,000 -7% |
| 2020 | $3,075 +4.6% | $188,229 +10% |
| 2019 | $2,940 | $171,117 -2.2% |
| 2018 | $2,940 +10.3% | $175,000 -12.5% |
| 2017 | $2,665 +5.4% | $200,000 +55.6% |
| 2016 | $2,527 +5.7% | $128,563 +10% |
| 2015 | $2,391 +19.4% | $116,875 +10% |
| 2014 | $2,003 | $106,250 |
Find assessor info on the county website
Neighborhood: 32034
Nearby homes
- $1,637,7270.976 Acres96458 Soap Creek Dr, Fernandina Beach, FL 32034Off Market
- $1,100,0003 bd3 ba3k sqft96492 Soap Creek Dr, Fernandina Beach, FL 32034Sold
- $250,0000.992 Acres96442 Soap Creek Dr, Fernandina Beach, FL 32034Sold
- $251,0001.276 Acres96524 Soap Creek Dr, Fernandina Beach, FL 32034Sold
- $--75 Square Feet96432 Soap Creek #LOT 19, Fernandina Beach, FL 32034Off Market
- $270,0000.93 Acres96424 Soap Creek Dr, Fernandina Beach, FL 32034Sold
- $1,052,9004 bd3 ba3k sqft96449 Soap Creek Dr, Fernandina Beach, FL 32034Off Market
- $1,711,3003 bd3 ba3k sqft96550 Soap Creek Dr, Fernandina Beach, FL 32034Off Market
Nearby schools
GreatSchools rating
- NASouthside Elementary SchoolGrades: PK-2Distance: 2.9 mi
- 6/10Fernandina Beach High SchoolGrades: PK,3,8-12Distance: 3.5 mi
- 8/10Emma Love Hardee Elementary SchoolGrades: 3-5Distance: 3.3 mi
Schools provided by the listing agent
- Elementary: Southside
- Middle: Fernandina Beach
- High: Fernandina Beach
Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$1,249,900
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Estimated market value
$1,249,900
- Florida
- Nassau County
- Fernandina Beach
- 32034
- 96478 SOAP CREEK Drive
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