Cherished by the same owner for the last 23 years, this Bernal Heights home radiates true pride of ownership. Classic character and modern updates coexist effortlessly throughout, complemented by light oak hardwood floors and an abundance of natural light. Thoughtfully designed and updated, it's perfectly poised to welcome its next chapter. Tucked away from the road at the end of a driveway, the home welcomes you through a charming original sun porch, its generous windows flooding the space with natural light an inviting retreat perfect for losing yourself in a good book while taking in serene neighbourhood views. The bright living room is rich with original period details and connects seamlessly to a formal dining room. From there, French doors open to a wide balcony that leads down to a private landscaped garden and deck. The spacious kitchen is open to the dining room and lends itself to dinner parties and al fresco dining. Upstairs you will find 2 light-filled bedrooms and a large remodeled bathroom, cathedral ceilings and clerestory windows. A stacked washer and dryer and extra storage space complete the offering. Updates include foundation work, kitchen and bath remodels, 200amp conversion, kitchen and second floor windows replaced with double-paned windows. The large garage could accommodate 2 cars tandem and also includes abundant storage or workshop space with opportunity for expansion. Just steps from the Bernal Summit, this home is conveniently located close to Cortland Avenue with its many shops and restaurants. Bernal Heights is known for being a friendly and close-knit neighborhood beloved by its residents who enjoy its sunny micro-climate and easy freeway access.
Sold for $2,270,000
$2,270,000
97 Banks St, San Francisco, CA 94110
2beds
1,400sqft
Single Family Residence
Built in 1915
1,751 Square Feet Lot
$2,349,400 Zestimate®
$1,621/sqft
$5,958 Estimated rent
Home value
$2,349,400
$2.11M - $2.61M
$5,958/mo
Zestimate® history
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List your homeWhat's special
Wide balconyInviting retreatAbundance of natural lightSerene neighbourhood viewsLight oak hardwood floorsFormal dining roomLarge remodeled bathroom
Zillow last checked:
Listing updated:
Listed by:
Isabelle Grotte DRE #01895115 415-342-5010,
Compass 415-231-2312,
Adrienne Grandvoinet DRE #02234038 415-231-2312,
Compass
Bought with:
Tim Mcmullen, DRE #02016832
Compass
Source: SFAR,MLS#: 426109098
Originating MLS: San Francisco Association of REALTORS
Originating MLS: San Francisco Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Primary bedroom
- Area: 0
- Dimensions: 0 x 0
Bedroom 1
- Area: 0
- Dimensions: 0 x 0
Bedroom 2
- Area: 0
- Dimensions: 0 x 0
Bedroom 3
- Area: 0
- Dimensions: 0 x 0
Bedroom 4
- Area: 0
- Dimensions: 0 x 0
Bathroom
- Features: Tub w/Shower Over
Dining room
- Level: Main
- Area: 0
- Dimensions: 0 x 0
Family room
- Area: 0
- Dimensions: 0 x 0
Kitchen
- Features: Butcher Block Counters
- Level: Main
- Area: 0
- Dimensions: 0 x 0
Living room
- Level: Main
- Area: 0
- Dimensions: 0 x 0
Heating
- Central
Cooling
- None
Appliances
- Included: Free-Standing Gas Range, Free-Standing Refrigerator, Washer/Dryer Stacked
- Laundry: Upper Level
Features
- Cathedral Ceiling(s), Formal Entry
- Flooring: Tile, Wood
- Basement: Full
- Has fireplace: No
Interior area
- Total structure area: 1,400
- Total interior livable area: 1,400 sqft
Property
Parking
- Total spaces: 2
- Parking features: Shared Driveway, Attached, Tandem, On Site (Single Family Only)
- Has attached garage: Yes
- Has uncovered spaces: Yes
Features
- Patio & porch: Uncovered Deck
- Fencing: Back Yard
- Has view: Yes
- View description: Bay, City Lights, Hills
- Has water view: Yes
- Water view: Bay
Lot
- Size: 1,751 Square Feet
- Features: Shape Regular
- Topography: Downslope
Details
- Parcel number: 5628024
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Concrete Perimeter
- Roof: Composition,Shingle
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1915
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Public
Community & HOA
Community
- Security: Carbon Monoxide Detector(s), Double Strapped Water Heater, Security System Owned
HOA
- Has HOA: No
Location
- Region: San Francisco
- Elevation: 0
Financial & listing details
- Price per square foot: $1,621/sqft
- Tax assessed value: $932,140
- Annual tax amount: $11,749
- Date on market: 3/27/2026
- Cumulative days on market: 13 days
- Total actual rent: 0
- Road surface type: Unpaved
Price history
| Date | Event | Price |
|---|---|---|
| 4/22/2026 | Sold | $2,270,000+62.7%$1,621/sqft |
Source:  SFAR #426109098 Report a problem | ||
| 4/9/2026 | Pending sale | $1,395,000$996/sqft |
Source: SFAR #426109098 Report a problem | ||
| 3/27/2026 | Listed for sale | $1,395,000+137.6%$996/sqft |
Source: SFAR #426109098 Report a problem | ||
| 10/3/2003 | Sold | $587,000$419/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $11,749 +2.9% | $932,140 +2% |
| 2024 | $11,413 +1.6% | $913,864 +2% |
| 2023 | $11,235 +2% | $895,946 +2% |
| 2022 | $11,013 +1.8% | $878,380 +2% |
| 2021 | $10,814 -0.5% | $861,158 +1% |
| 2020 | $10,871 +3.5% | $852,329 +2% |
| 2019 | $10,499 +3.5% | $835,618 +2% |
| 2018 | $10,145 +4.3% | $819,235 +2% |
| 2017 | $9,725 +1.8% | $803,173 +2% |
| 2016 | $9,555 +1.3% | $787,425 +1.5% |
| 2015 | $9,435 +2.7% | $775,599 +2% |
| 2014 | $9,185 | $760,407 +0.5% |
| 2013 | -- | $756,972 +2% |
| 2012 | -- | $742,131 +2% |
| 2011 | -- | $727,580 +0.8% |
| 2010 | -- | $722,144 -0.2% |
| 2009 | -- | $723,860 +2% |
| 2008 | -- | $709,668 +2% |
| 2007 | -- | $695,754 +0.2% |
| 2006 | -- | $694,353 +16% |
| 2005 | -- | $598,740 +202% |
| 2003 | -- | $198,230 +2% |
| 2002 | -- | $194,344 +2% |
| 2001 | -- | $190,535 +2% |
| 2000 | -- | $186,799 |
Find assessor info on the county website
Neighborhood: Bernal Heights
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Nearby schools
GreatSchools rating
- 2/10Serra (Junipero) Elementary SchoolGrades: K-5Distance: 0.6 mi
- 2/10Marshall (Thurgood) High SchoolGrades: 8-12Distance: 0.7 mi
- 4/10O'Connell (John) High SchoolGrades: 9-12Distance: 1.2 mi
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Estimated market value
$2,349,400
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Estimated market value
$2,349,400
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