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    • Price cut: $20K (5/1)
    $349,000

    97 Estatohe Cir, Toccoa, GA 30577

    4beds
    2,174sqft
    : 
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    Single Family Residence
    Built in 1984
    1.84 Acres Lot
    $346,700 Zestimate®
    $161/sqft
    $-- HOA

    What's special

    Cozy gas fireplaceCleared lotSpacious family roomStainless steel appliancesWell-appointed kitchenDedicated dining areaWalk-in shower
    Beautiful 4-bedroom, 3-bath home with additional lot, ideally located less than 5 miles from a public boat ramp-perfect for enjoying the best of Lake Hartwell living and outdoor recreation. From the moment you arrive, this home welcomes you with space, comfort, and versatility. The main level features a bright and inviting living room with a cozy gas fireplace, a dedicated dining area, and a well-appointed kitchen complete with stainless steel appliances, updated fixtures, and generous cabinet space-ideal for everyday living and entertaining. A spacious family room with brand-new carpet and fresh paint offers the perfect gathering space for movie nights, game days, or hosting friends and family. Just beyond, the screened-in back porch creates a peaceful retreat where you can unwind and enjoy the backyard year-round. Upstairs, the private primary suite provides a relaxing escape, featuring double vanities and a walk-in shower. Additional highlights include new windows throughout, a main-level laundry room, and a large insulated two-car garage for added convenience and storage. Bonus Opportunity: Included with the property is Lot 2, featuring its own entrance and address. With power and water available at the road, this cleared lot offers incredible potential for a future home, guest house, mother-in-law suite, or expanded outdoor living space. Move-in ready and full of possibilities, this property offers the rare combination of space, flexibility, and proximity to the water-making it easy to enjoy the lifestyle you've been looking for.
    88 days
    |
    959
    |
    86
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Crystal L Garner 706-599-2233,

    Hammock Realty North Georgia

    Source: GAMLS,MLS#: 10737553MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Rooms
      • Room types: Bonus Room, Family Room, Laundry, Office
      Dining room
      • Features: Dining Rm/Living Rm Combo
      Kitchen
      • Features: Breakfast Area
      Heating
      • Central, Heat Pump, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Dryer, Oven/Range (Combo), Refrigerator, Washer
      • Laundry: Common Area, In Hall
      Features
      • Double Vanity, Other, Separate Shower
      • Flooring: Carpet, Hardwood
      • Windows: Double Pane Windows
      • Basement: Crawl Space
      • Attic: Pull Down Stairs
      • Number of fireplaces: 1
      • Fireplace features: Family Room, Gas Log, Living Room
      Interior area
      • Total structure area: 2,174
      • Total interior livable area: 2,174 sqft
      • Finished area above ground: 2,174
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 4
      • Parking features: Detached, Garage, Garage Door Opener, Kitchen Level
      • Has garage: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Porch, Screened
      Lot
      • Size: 1.84 Acres
      • Features: Level, Open Lot, Sloped
      Details
      • Additional structures: Garage(s), Workshop
      • Parcel number: 048C 009
      • Special conditions: Covenants/Restrictions

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Roof: Composition
      Condition
      • Resale
      • New construction: No
      • Year built: 1984

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Propane

      Community & HOA

      Community
      • Features: None
      • Subdivision: Old Toogoola Town Estates
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Toccoa

      Financial & listing details

      • Price per square foot: $161/sqft
      • Tax assessed value: $253,082
      • Annual tax amount: $1,949
      • Date on market: 4/21/2026
      • Cumulative days on market: 88 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $346,700

        $329,000 - $364,000

        $2,374/mo

        Price history

        DateEventPrice
        5/1/2026Price change$349,000-5.4%$161/sqft
        Source: GAMLS #10737553 Report a problem
        4/21/2026Listed for sale$369,000$170/sqft
        Source: GAMLS #10737553 Report a problem
        4/21/2026Listing removed$369,000$170/sqft
        Source: GAMLS #10629415 Report a problem
        3/4/2026Price change$369,000-7.5%$170/sqft
        Source: GAMLS #10629415 Report a problem
        1/9/2026Price change$399,000-9.1%$184/sqft
        Source: GAMLS #10629415 Report a problem
        10/22/2025Listed for sale$439,000+166.2%$202/sqft
        Source: GAMLS #10629415 Report a problem
        9/22/2004Sold$164,900$76/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,779 +38.5%$101,233 +46.8%
        2024$2,007 +2.1%$68,953 +6.9%
        2023$1,965 +7.6%$64,530 +5.2%
        2022$1,827 +2.1%$61,363 +7.2%
        2021$1,790 -0.1%$57,230 +0.9%
        2020$1,792 -0.4%$56,743
        2019$1,799 -1.6%$56,743
        2018$1,828 +1.6%$56,743
        2017$1,799 $56,743
        2016$1,799 $56,743 -0.8%
        2015$1,799 -5.3%$57,214
        2014$1,900 -1.6%$57,214
        2013$1,932 $57,214
        2012-- --
        2011-- --
        2010-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 30577

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Toccoa
        • Middle: Stephens
        • High: Stephens

        Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

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