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For sale
    • Price cut: $7K (6/26)
    $428,000

    97150 Harbor Concourse Cir, Fernandina Beach, FL 32034

    3beds
    1,843sqft
    : 
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    Single Family Residence
    Built in 2018
    5,500 Square Feet Lot
    $418,300 Zestimate®
    $232/sqft
    $55/mo HOA

    What's special

    Two-car garageWood-burning fireplacePeaceful preserve views
    Experience the coastal lifestyle in this immaculately maintained ''like new'' home, used only as a second home. Ideally located just minutes from Fernandina Beach and Amelia Island, this 3BR/2.5BA home offers 1,843 sq ft with a bright open floor plan designed for easy living and entertaining. Enjoy a spacious primary suite with a soaking tub, walk-in closets in every bedroom, a chef's kitchen, and a wood-burning fireplace. Relax on the screened porch overlooking a fully fenced backyard with peaceful preserve views and an additional patio perfect for grilling after a day at the beach, marina, golf course, or fishing. Convenient to parks, boating, historic downtown, recreational sports, Jacksonville International Airport & luxury coastal amenities, this move-in-ready home is ideal as a primary residence or second home. Two-car garage, tons of builder upgrades, neighborhood playground, A-rated schools and NO CDD fees. Furniture negotiable.
    123 days
    |
    314
    |
    17
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Leslie McKiernan 904-525-1676,

    RECIPROCAL LISTINGS

    Source: AINCAR,MLS#: 115347MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • Partial bathrooms: 1
      Primary bedroom
      • Description: Flooring: Carpet
      • Level: Upper
      Bedroom
      • Description: Flooring: Carpet
      • Level: Upper
      Bedroom
      • Description: Flooring: Carpet
      • Level: Upper
      Primary bathroom
      • Description: Flooring: Tile
      • Level: Upper
      Bathroom
      • Description: Flooring: Tile
      • Level: Lower
      Bathroom
      • Description: Flooring: Tile
      • Level: Upper
      Breakfast room nook
      • Description: Flooring: Tile
      • Level: Lower
      Dining room
      • Description: Flooring: Tile
      • Level: Lower
      Florida room
      • Description: Flooring: Tile
      • Level: Lower
      Kitchen
      • Description: Flooring: Tile
      • Level: Lower
      Living room
      • Description: Flooring: Tile
      • Level: Lower
      Utility room
      • Description: Flooring: Tile
      • Level: Lower
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dryer, Dishwasher, Refrigerator, Stove, Washer
      Features
      • Ceiling Fan(s), Fireplace, Other, See Remarks, Cable TV, Vaulted Ceiling(s)
      • Windows: Vinyl
      • Has fireplace: Yes
      Interior area
      • Total structure area: 1,843
      • Total interior livable area: 1,843 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Two Car Garage, Garage Door Opener
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Rear Porch, Covered, Patio
      • Exterior features: Fence, Sprinkler/Irrigation, Other, See Remarks
      • Pool features: None
      Lot
      • Size: 5,500 Square Feet
      • Dimensions: 110 x 50
      Details
      • Parcel number: 292N28011500330000
      • Zoning: RES
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story
      • Property subtype: Single Family Residence
      Materials
      • Frame, Other, See Remarks
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 2018
      Details
      • Builder name: Dreamfinders

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Security: Security System
      • Subdivision: Harbor Concourse
      HOA
      • Has HOA: Yes
      • HOA fee: $660 annually
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $232/sqft
      • Tax assessed value: $332,781
      • Annual tax amount: $4,997
      • Date on market: 3/11/2026
      • Cumulative days on market: 124 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        $418,300

        $397,000 - $439,000

        $2,580/mo

        Price history

        DateEventPrice
        6/26/2026Price change$428,000-1.6%$232/sqft
        Source: realMLS #2133831 Report a problem
        4/30/2026Price change$435,000-2%$236/sqft
        Source: realMLS #2133831 Report a problem
        4/1/2026Price change$443,999-2.8%$241/sqft
        Source: realMLS #2133831 Report a problem
        3/8/2026Listed for sale$457,000+83.4%$248/sqft
        Source: realMLS #2133831 Report a problem
        11/28/2018Sold$249,154$135/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,997 +4.9%$306,042 +10%
        2023$4,765 +18.3%$278,220 +10%
        2022$4,028 +10%$252,927 +10%
        2021$3,662 +5.9%$229,934 +7.6%
        2020$3,457 -1.1%$213,761 0%
        2019$3,497 $213,783 +434.5%
        2018$3,497 +456.4%$40,000 +33.3%
        2017$629 $30,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32034

        Getting around

        0 / 100
        Car-Dependent
        30 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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