97382 Harbor Concourse Cir, Fernandina Beach, FL 32034

Freshly painted exterior and recent appraisal! Gorgeous saltwater POOL home in Harbor Concourse! This spacious 4-bedroom, 3-bath residence features an upstairs bonus room with a full bath and an additional versatile flex room behind charming barn doors—perfect for a dining room, office, playroom, or bedroom. The gourmet kitchen is a dream for any home chef, showcasing quartz countertops, a farmhouse sink, stainless steel appliances, classic subway tile backsplash, an oversized island, pendant lighting, and upgraded 42" soft-close cabinetry with ample storage. Large accordion-style sliding glass doors open to a covered patio overlooking the screened-in, heated and chilled saltwater pool, ideal for year-round entertaining and relaxing. The spacious primary suite offers dual sinks, a beautifully tiled walk-in shower, soft-close cabinetry, and a large walk-in closet. Additional highlights include coffered ceilings in the living room and primary bedroom, surround sound throughout the main floor, an indoor storage room, a fenced backyard with sprinkler system, and an epoxy-floored two-car garage—perfect for a workshop or extra storage. Harbor Concourse has low HOA dues, No CDD and offers a community playground. Located close to shopping, restaurants and a short drive to beaches and downtown. This home blends luxury, functionality, and outdoor living in one exceptional package.