Spectacular Florida Bay views take center stage in this fourth-floor waterfront condominium at Rock Harbor Club! Offering 1,685 square feet of living space, the condominium was originally designed with three bedrooms and currently features two bedrooms, two bathrooms, and a family room, with the potential to restore the third bedroom. The spacious living area features large sliding glass doors that frame the bay views and open to a 442-square-foot screened lanai, an inviting setting for morning coffee, breathtaking sunsets, and relaxing by the bay. The thoughtfully renovated kitchen showcases wood cabinetry, elegant stone countertops, stainless steel appliances, and a dedicated ice maker. A breakfast bar provides a welcoming gathering spot for family and friends. The waterfront primary suite enjoys bay views and direct access to the screened lanai. Rock Harbor Club is a gated waterfront community surrounded by tropical landscaping. Amenities include a sandy beach, fire pit, clubhouse, fitness center, temperature-controlled swimming pool, and tennis and pickleball courts. The marina offers in-and-out dry-rack boat service for vessels up to 26 feet, subject to availability. Whether you're searching for a full-time residence, a vacation retreat, or a waterfront getaway to share with family and friends, you'll appreciate the stunning vistas of Florida Bay, waterfront amenities, and relaxed Florida Keys lifestyle. Discover all this exceptional waterfront community has to offer!
For sale
$1,095,000
97652 Overseas Hwy APT Hh41, Key Largo, FL 33037
3beds
1,685sqft
Condominium
Built in 1975
-- sqft lot
$1,022,900 Zestimate®
$650/sqft
$1,610/mo HOA
What's special
Fourth-floor waterfront condominiumThoughtfully renovated kitchenSandy beachTemperature-controlled swimming poolGated waterfront communityFitness centerSpectacular florida bay views
- 19 days
- 480
- 25
Zillow last checked:
Listing updated:
Listed by:
Terri Bodker 305-522-9420,
LoKation Real Estate,
Ana G. Zalesky, P.A. 305-394-1404,
LoKation Real Estate
Source: FLKMLS,MLS#: 621718
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Has Heating (Unspecified Type)
Cooling
- Central Air, Ceiling Fans(s)
Appliances
- Included: Washer, Dryer, Dishwasher, Refrigerator, Oven, Microwave, Freezer, Ice Maker, Stainless Steel Appliance(s)
- Laundry: Laundry Room
Features
- Split Bedroom, Built-in Features, Elevator, Storage, Quartz Countertops
- Flooring: Tile
- Furnished: Yes
Interior area
- Total structure area: 1,685
- Total interior livable area: 1,685 sqft
Video & virtual tour
Property
Parking
- Parking features: Open
- Has uncovered spaces: Yes
Features
- Patio & porch: Lanai
- Exterior features: Rain Gutters, Lighting, Outdoor Shower, Sandy Beach, Tennis Court(s)
- Has private pool: Yes
- Pool features: In Ground, Concrete, Decked
- Fencing: Fenced,Privacy
- On waterfront: Yes
Lot
- Size: 15 Acres
Details
- Parcel number: 00090966001900
- Zoning: UR - Urban Residential Distrit
- Other equipment: Irrigation Equipment
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- CBS
Condition
- Year built: 1975
Utilities & green energy
- Utilities for property: Cable Available
Community & HOA
Community
- Features: Community Dockage, Clubhouse, Manager on Premises, Fire Hydrant, Beach, Other
- Security: Security Gate
- Subdivision: Rock Harbor Condo (97.5)
HOA
- Has HOA: Yes
- Services included: Cable TV, Sewer, Pest Control, Water, Maintenance Structure, Insurance, Common Area Mnt, Security, Other
- HOA fee: $1,610 monthly
Location
- Region: Key Largo
Financial & listing details
- Price per square foot: $650/sqft
- Tax assessed value: $796,616
- Annual tax amount: $7,143
- Date on market: 10/20/2026
- Listing terms: Cash,Conventional
Estimated market value
$1,022,900
$972,000 - $1.07M
$4,895/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/20/2026 | Listed for sale | $1,095,000+128.1%$650/sqft |
Source:  FLKMLS #621718 Report a problem | ||
| 5/4/2009 | Sold | $480,000$285/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,143 +4.3% | $796,616 +2.3% |
| 2024 | $6,850 +1.9% | $778,801 +9.6% |
| 2023 | $6,721 +13.2% | $710,794 +10% |
| 2022 | $5,940 +7.7% | $646,176 +10% |
| 2021 | $5,517 +8.5% | $587,433 +10% |
| 2020 | $5,086 | $534,030 -5.4% |
| 2019 | $5,086 +5.5% | $564,523 |
| 2018 | $4,822 +3% | $564,523 +4.9% |
| 2017 | $4,682 +6.8% | $538,229 +30.2% |
| 2016 | $4,383 +12.2% | $413,290 +24.6% |
| 2015 | $3,905 | $331,591 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 33037
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