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For sale
  • $625,000

    97652 Overseas Hwy APT M10, Key Largo, FL 33037

    2beds
    1,130sqft
    : 
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    Townhouse, Residential - Condo/Townhouse
    Built in 1975
    -- sqft lot
    $598,300 Zestimate®
    $553/sqft
    $2,228/mo HOA

    What's special

    15 hours
    |
    53
    |
    0
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    Zillow last checked:

    Listing updated:

    Listed by:

    Judy O'Hara 305-852-5123,

    Tropical America Appraisals & Realty, Inc.

    Source: FLKMLS,MLS#: 620572MLS LogoOriginating MLS: Florida Keys

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Appliances
      • Included: Washer, Stainless Steel Appliance(s), Freezer, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
      Interior area
      • Total interior livable area: 1,130 sqft

      Property

      Features
      • Has private pool: Yes
      • Pool features: In Ground
      • Has view: Yes
      • View description: Bay/Gulf View
      • Has water view: Yes
      • Water view: Bay/Gulf View
      • Waterfront features: Bay Front, Waterfront, Dock Length: 410
      Lot
      • Features: 10 or more Acres
      Details
      • Parcel number: 00090965001000
      • Zoning: UR
      • Zoning description: Urban Residential Distrit

      Construction

      Type & style
      • Home type: Townhouse
      • Architectural style: Townhouse
      • Property subtype: Townhouse, Residential - Condo/Townhouse
      Materials
      • CBS
      Condition
      • Year built: 1975

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: FKAA, Cable Available

      Community & HOA

      Community
      • Subdivision: Rock Harbor Condo (97.5)
      HOA
      • Has HOA: Yes
      • Services included: Cable TV, Security, Maintenance Grounds, Building Insurance, Maintenance Structure, Pest Control
      • HOA fee: $1,114 monthly
      • Second HOA fee: $1,114 monthly
      Location
      • Region: Key Largo

      Financial & listing details

      • Price per square foot: $553/sqft
      • Tax assessed value: $497,953
      • Annual tax amount: $4,740
      • Date on market: 7/9/2026

        Estimated market value

        $598,300

        $568,000 - $628,000

        $2,971/mo

        Price history

        DateEventPrice
        7/9/2026Listed for sale$625,000-3.8%$553/sqft
        Source: FLKMLS #620572 Report a problem
        6/6/2025Listing removed$650,000$575/sqft
        Source: Key West AOR #610979 Report a problem
        4/6/2025Price change$650,000-3.7%$575/sqft
        Source: FLKMLS #610979 Report a problem
        3/3/2025Price change$675,000-0.7%$597/sqft
        Source: FLKMLS #610979 Report a problem
        2/19/2025Price change$680,000-1.4%$602/sqft
        Source: Key West AOR #610979 Report a problem
        2/3/2025Price change$690,000-0.7%$611/sqft
        Source: FLKMLS #610979 Report a problem
        1/14/2025Price change$695,000-6.1%$615/sqft
        Source: Key West AOR #610979 Report a problem
        12/9/2024Price change$740,000-1.3%$655/sqft
        Source: Key West AOR #610979 Report a problem
        11/4/2024Price change$750,000-1.3%$664/sqft
        Source: Key West AOR #610979 Report a problem
        8/2/2024Listed for sale$760,000+101.1%$673/sqft
        Source: Key West AOR #610979 Report a problem
        4/2/2018Sold$378,000-3.1%$335/sqft
        Source: FLKMLS #576233 Report a problem
        7/12/2017Listed for sale$390,000+140.7%$345/sqft
        Source: The K Company Realty LLC #576233 Report a problem
        11/7/2000Sold$162,000$143/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,741 +220.9%$497,953 +247.7%
        2024$1,477 +8.4%$143,202 +3%
        2023$1,362 +2%$139,032 +3%
        2022$1,336 +1%$134,983 +3%
        2021$1,323 +0.7%$131,052 +1.4%
        2020$1,313 $129,243 +2.3%
        2019$1,313 +1.8%$126,338 -60.8%
        2018$1,290 -60.6%$321,992 +35.9%
        2017$3,271 +218.5%$236,925 +2.1%
        2016$1,027 -53.3%$232,052 +5.7%
        2015$2,199 $219,593

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33037

        Getting around

        18 / 100
        Car-Dependent
        56 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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