Skip main navigation
For salePrice cut: $50K (10/13)
$975,000
3beds
1,710sqft

98 Monticello Ave, Annapolis, MD 21401

3beds
1,710sqft
Single Family Residence
Built in 1925
4,250 Square Feet Lot
$570/sqft

What's special

Abundant storageWelcoming entrywayFully fenced backyardHardwood flooringLaundry areaCozy breakfast nookThree generously sized bedrooms

Welcome to 98 Monticello Avenue, a charming Murray Hill residence that captures the character and ease of the Annapolis lifestyle. From the moment you step inside, a welcoming entryway sets the tone for a home filled with warmth, natural light and thoughtful spaces throughout. The main level offers a comfortable living room centered around a beautiful fireplace, creating an inviting place to gather and unwind. The adjacent kitchen is bright and beautifully appointed with hardwood flooring, a cooktop and a cozy breakfast nook. A convenient half bath completes the main level, while a spacious deck extends the living space outdoors and overlooks the fully fenced backyard- an ideal setting for morning coffee, entertaining, or enjoying time outdoors. Upstairs, three generously sized bedrooms share a full bath, offering comfortable accommodations for family and guests. Continue to the upper level to discover additional flexible space that can easily adapt to your lifestyle—whether used as a home office, playroom, creative space or additional storage. The lower level adds even more versatility with a full bathroom, laundry area and abundant storage, providing valuable functionality rarely found in a home of this character. Set in the highly desirable Murray Hill neighborhood, this water-oriented location offers easy access to Spa Creek and the waterfront lifestyle that makes Annapolis so special, while remaining just moments from downtown. Enjoy convenient access to the Naval Academy, local restaurants, shops, parks and the many experiences that define the Annapolis lifestyle. A home with timeless charm, flexible living spaces, outdoor living and an exceptional location, all within one of Annapolis' most beloved neighborhoods. PHOTO DISCLOSURE: Photo #1 has been AI-enhanced for marketing purposes. The fireplace flames were digitally added and are not intended to represent or warrant the condition, functionality, or operability of the fireplace.

43 days
3,271
233
Source: Bright MLS,MLS#: MDAA2155160MLS Logo
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Travis Gray 301-641-0809,

Engel & Volkers Annapolis (443) 292-6767,

Co-Listing Agent: Courtney Swisher 443-974-8786,

Engel & Volkers Annapolis

Source: Bright MLS,MLS#: MDAA2155160MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
Rooms
  • Room types: Living Room, Bedroom 2, Bedroom 3, Kitchen, Breakfast Room, Bedroom 1, Other, Bathroom 1, Bathroom 2, Bonus Room
Bedroom 1
  • Features: Flooring - HardWood
  • Level: Upper
Bedroom 2
  • Features: Flooring - HardWood
  • Level: Upper
Bedroom 3
  • Features: Flooring - HardWood
  • Level: Upper
Bathroom 1
  • Features: Flooring - Tile/Brick
  • Level: Upper
Bathroom 2
  • Level: Lower
Bonus room
  • Features: Attic - Walk-Up, Attic - Finished
  • Level: Upper
Breakfast room
  • Level: Main
Kitchen
  • Features: Flooring - Tile/Brick, Eat-in Kitchen, Breakfast Nook
  • Level: Main
Living room
  • Features: Flooring - HardWood, Fireplace - Wood Burning
  • Level: Main
Other
  • Level: Lower
Heating
  • Electric, Natural Gas
Cooling
  • Ceiling Fan(s), Wall Unit(s), Electric
Appliances
  • Included: Cooktop, Dishwasher, Dryer, Oven, Refrigerator, Washer, Water Heater, Exhaust Fan, Stainless Steel Appliance(s), Gas Water Heater
  • Laundry: In Basement, Dryer In Unit, Washer In Unit
Features
  • Breakfast Area, Built-in Features, Ceiling Fan(s), Combination Kitchen/Dining, Floor Plan - Traditional, Eat-in Kitchen, Bathroom - Tub Shower, Plaster Walls
  • Flooring: Hardwood, Ceramic Tile, Concrete, Wood
  • Basement: Interior Entry,Partially Finished,Concrete,Windows
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
Interior area
  • Total structure area: 1,710
  • Total interior livable area: 1,710 sqft
  • Finished area above ground: 1,710
Video & virtual tour

Property

Parking
  • Parking features: On Street
  • Has uncovered spaces: Yes
Accessibility
  • Accessibility features: None
Features
  • Levels: Three
  • Stories: 3
  • Patio & porch: Deck
  • Exterior features: Sidewalks, Street Lights, Play Area
  • Pool features: None
  • Has view: Yes
  • View description: Street
  • Waterfront features: Canoe/Kayak, Fishing Allowed, Public Access
  • Body of water: Spa Creek
Lot
  • Size: 4,250 Square Feet
Details
  • Additional structures: Above Grade
  • Parcel number: 020600009197410
  • Zoning: RES
  • Special conditions: Standard

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subtype: Single Family Residence
Materials
  • Shingle Siding
  • Foundation: Block
  • Roof: Architectural Shingle
Condition
  • New construction: No
  • Year built: 1925

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Natural Gas Available

Community & HOA

Community
  • Subdivision: Murray Hill
HOA
  • Has HOA: No
Location
  • Region: Annapolis
  • Municipality: Annapolis

Financial & listing details

  • Price per square foot: $570/sqft
  • Tax assessed value: $753,800
  • Annual tax amount: $9,744
  • Date on market: 9/26/2026
  • Listing agreement: Exclusive Right To Sell
  • Ownership: Fee Simple

Price history

DateEventPrice
10/13/2026Price change$975,000-4.9%$570/sqft
Source: Bright MLS #MDAA2155160 Report a problem
9/26/2026Listed for sale$1,025,000+66.7%$599/sqft
Source: Bright MLS #MDAA2155160 Report a problem
5/18/2020Sold$615,000-5.2%$360/sqft
Source: Public Record Report a problem
4/8/2020Pending sale$649,000$380/sqft
Source: Coldwell Banker Residential Brokerage #MDAA421554 Report a problem
1/2/2020Listed for sale$649,000+0.8%$380/sqft
Source: Coldwell Banker Residential Brokerage #MDAA421554 Report a problem
11/13/2017Sold$644,000+0.6%$377/sqft
Source: Public Record Report a problem
9/14/2017Pending sale$639,900$374/sqft
Source: Coldwell Banker Residential Brokerage - Annapolis Church #AA9948903 Report a problem
8/22/2017Price change$639,900-1.5%$374/sqft
Source: Coldwell Banker Residential Brokerage - Annapolis Church #AA9948903 Report a problem
7/20/2017Price change$649,900-1.5%$380/sqft
Source: Coldwell Banker Residential Brokerage - Annapolis Church #AA9948903 Report a problem
6/30/2017Price change$659,900-2.2%$386/sqft
Source: Coldwell Banker Residential Brokerage - Annapolis Church #AA9948903 Report a problem
5/31/2017Pending sale$674,900$395/sqft
Source: Coldwell Banker Residential Brokerage - Annapolis Church #AA9948903 Report a problem
5/19/2017Listed for sale$674,900+9.9%$395/sqft
Source: Coldwell Banker Residential Brokerage - Annapolis Church #AA9948903 Report a problem
4/23/2014Listing removed$614,000$359/sqft
Source: Cottage Street Realty LLC #AA8209259 Report a problem
3/28/2014Price change$614,000-4%$359/sqft
Source: Cottage Street Realty LLC #AA8209259 Report a problem
3/7/2014Price change$639,900-2.3%$374/sqft
Source: Cottage Street Realty LLC #AA8209259 Report a problem
12/8/2013Price change$654,900-2.1%$383/sqft
Source: Cottage Street Realty LLC #AA8209259 Report a problem
10/24/2013Listed for sale$669,000+29.7%$391/sqft
Source: Cottage Street Realty LLC #AA8209259 Report a problem
10/31/2011Sold$516,000+3.2%$302/sqft
Source: Public Record Report a problem
8/24/2011Listed for sale$499,900+53.8%$292/sqft
Source: Coldwell Banker Residential Brokerage - Annapolis Church #AA7676836 Report a problem
7/17/1998Sold$325,000$190/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2026$10,173 +4.4%$753,800 +6.5%
2025$9,744 +2.5%$707,533 +7%
2024$9,502 +7.6%$661,267 +7.5%
2023$8,831 +2.2%$615,000 +0.3%
2022$8,640 +0.3%$613,200 +0.3%
2021$8,615 +0.2%$611,400 +0.3%
2020$8,595 +8.5%$609,600
2019$7,923 +10.9%$609,600 +18.7%
2018$7,141 +17.6%$513,400 +10.3%
2017$6,072 $465,300
2016-- $465,300
2015-- $465,300 -0.1%
2014-- $465,700
2013-- $465,700
2012-- $465,700 -10.3%
2011-- $519,350
2010-- $519,350
2009-- $519,350 -0.8%
2008-- $523,770 +11.2%
2007-- $470,992 +2.2%
2006-- $460,716 +26.1%
2005-- $365,440 +14.5%
2004-- $319,252 -1.2%
2003-- $323,066 +42.4%
2002-- $226,880 +3.9%
2001-- $218,276
Find assessor info on the county website

Monthly payment

Est. payment
$5,795/mo
Principal & interest
$5104
Property taxes
$691
More affordability toolsChevron Right

Estimated market value

Not available

Estimated sales range

Not available

Not available

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 21401

Nearby schools

Annapolis Elementary School
Grades PK-5 • 0.7 miles
5/10
GreatSchools® Rating
Test Score Rating
3/10
Student Progress Rating
6/10
Wiley H. Bates Middle School
Grades 6-8 • 0.3 miles
5/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
3/10
Annapolis High School
Grades 9-12 • 3.6 miles
4/10
GreatSchools® Rating
Test Score Rating
4/10
College Readiness Rating
4/10